Garrett Park, MD · standard

ZIP Code 20896

Montgomery County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

906
1,412/sq mi: $250,001
Median income: $1,005,700
Median home value: 88.3%
Bachelor's or higher

The verdict

Garrett Park pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs: Top 2%
home value, US ZIPs: 1,412
people per sq mi: 97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20896 against every reporting US ZIP.

ZIP code 20896 is classified by USPS as a standard delivery area and covers roughly 0.6 square miles in Garrett Park, Montgomery County, Maryland. The area is home to 906 residents, producing a population density of 1,412 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20896 against Maryland and the nation.

On the economic side, the median household income for ZIP 20896 sits at $250,001 (119% above the Maryland average), while per-capita income is $103,645. The poverty rate stands at 2.3% and the unemployment rate at 2.4%. On housing, the median home value is $1,005,700 (125% above the state average) with median rent at $3,250 per month, and 96.6% of occupied units are owner-occupied, a direct signal of whether 20896 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 88.3% of adults hold a bachelor's degree or higher, the median age is 49.7, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20896 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 20896

Professional, scientific, and technical services

8
Construction

3
Health care and social assistance

3

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20896, Garrett Park, MD · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

906

Population

0.6

Area (sq mi)

1,412

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 20896?

49.7

Median Age

49.1%

Male

50.9%

Female

11.2%

Foreign-Born

White 82.1%

African American 0.3%

Asian 7.7%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.2%

Two or More Ethnicities 8.9%

Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$250,001

Median Household Income

+119% vs state

$103,645

Per Capita Income

2.3%

Poverty Rate

2.4%

Unemployment Rate

34.2 min

Mean Commute Time

How ZIP 20896 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$250,001 Top 1% higher than 99% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 90.2%

Bachelor's Degree or Higher 88.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

341

Total Housing Units

324

Occupied Units

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 96.6%

Renter 3.4%

$1,005,700

Median Home Value

+125% vs state

$3,250

Median Rent

1952

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.4%

YoY Change (2021)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 20896 have decreased 0.4% over the past year (2021). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year	Annual Change	HPI Index
2017	+0.2%	205
2018	+4.7%	214
2019	+4.1%	223
2020	+7.5%	240
2021	-0.4%	239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 20896, employing approximately 136 people with a combined annual payroll of $7,434,000.

Businesses

136

Employees

$7.4M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Professional, scientific, and technical services	8	40.0%
Construction	3	15.0%
Health care and social assistance	3	15.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20896 vs 20895 →

20906

64,696
20902

48,841
20852

40,365
20910

37,445
20817

36,240
20853

29,673
20815

29,082
20814

27,642
20895

19,054

What this shows Among its immediate neighbors, ZIP 20896 ranks #0 by population — useful context the national average alone can't give.

20896

$250,001
20817

$249,332
20815

$194,971
20895

$173,625
20853

$159,080
20814

$150,996
20851

$126,411
20852

$122,472
20902

$114,486

What this shows By household income, ZIP 20896 ranks the highest of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
20895	Kensington, MD	19,054	1.1 mi
20814	Bethesda, MD	27,642	2.2 mi
20852	Rockville, MD	40,365	2.0 mi
20902	Silver Spring, MD	48,841	2.8 mi
20815	Chevy Chase, MD	29,082	3.7 mi
20853	Rockville, MD	29,673	4.6 mi
20851	Rockville, MD	14,191	3.3 mi
20906	Silver Spring, MD	64,696	4.0 mi
20910	Silver Spring, MD	37,445	3.9 mi
20817	Bethesda, MD	36,240	4.0 mi

More ZIP Codes in Montgomery County

Montgomery County Garrett Park, MD Maryland

Frequently Asked Questions

What county is ZIP code 20896 in? ▼

ZIP code 20896 (Garrett Park) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.

What is the population of ZIP code 20896? ▼

ZIP code 20896 in Garrett Park, MD has a population of 906 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 20896? ▼

The median household income in ZIP 20896 is $250,001, which is 228% above the national average of $76,288.

What is the average home value in ZIP 20896? ▼

The median home value in ZIP 20896 is $1,005,700, which is 262% above the national average of $278,155.

What is the demographic makeup of ZIP 20896? ▼

The largest racial group in ZIP 20896 is White at 82.1%. Hispanic or Latino residents make up 5.3% of the population.

How many businesses are in ZIP code 20896? ▼

ZIP code 20896 has 20 business establishments employing approximately 136 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 20896? ▼

The top industries by establishment count in ZIP 20896 are: Professional, scientific, and technical services (8), Construction (3), Health care and social assistance (3). There are 3 industry sectors represented in total.

How have home values changed in ZIP code 20896? ▼

According to the FHFA House Price Index, home values in ZIP 20896 decreased by 0.4% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 20896? ▼

In ZIP code 20896, 90.2% of residents aged 25+ have a high school diploma or higher, and 88.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 20896? ▼

The mean commute time for workers in ZIP code 20896 is 34.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 20896? ▼

In ZIP code 20896, approximately 96.6% of occupied housing units are owner-occupied and 3.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 20896? ▼

The poverty rate in ZIP code 20896 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.