Bethesda, MD · standard

ZIP Code 20814

Montgomery County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,642
2,094/sq mi
$150,996
Median income
$989,600
Median home value
84.7%
Bachelor's or higher

The verdict

Bethesda pairs a top-decile household income with top-decile home values, in a suburban-density, mixed-tenure area.

Top 4%
household income, US ZIPs
Top 3%
home value, US ZIPs
2,094
people per sq mi
51%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20814 against every reporting US ZIP.

ZIP code 20814 is classified by USPS as a standard delivery area and covers roughly 13.2 square miles in Bethesda, Montgomery County, Maryland. The area is home to 27,642 residents, producing a population density of 2,094 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20814 against Maryland and the nation.

On the economic side, the median household income for ZIP 20814 sits at $150,996 (32% above the Maryland average), while per-capita income is $107,953. The poverty rate stands at 4.4% and the unemployment rate at 2.9%. On housing, the median home value is $989,600 (121% above the state average) with median rent at $2,333 per month, and 50.8% of occupied units are owner-occupied, a direct signal of whether 20814 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 84.7% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20814 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 20814

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 20814.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20814, Bethesda, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

27,642

Population

13.2

Area (sq mi)

2,094

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20814?

39.9

Median Age

48.7%

Male

51.3%

Female

26.1%

Foreign-Born

White 64.5%
African American 8.9%
Asian 13.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 11.1%
Hispanic or Latino 9.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$150,996

Median Household Income

+32% vs state

$107,953

Per Capita Income

4.4%

Poverty Rate

2.9%

Unemployment Rate

27.9 min

Mean Commute Time

How ZIP 20814 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$150,996 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 89.3%
Bachelor's Degree or Higher 84.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,228

Total Housing Units

14,904

Occupied Units

1,324

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 50.8%
Renter 49.2%

$989,600

Median Home Value

+121% vs state

$2,333

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 20814 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.6% 239
2021 +5.8% 253
2022 +4.9% 266
2023 +8.4% 288
2024 +6.4% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,250 business establishments in ZIP 20814, employing approximately 54,933 people with a combined annual payroll of $5,261,704,000.

2,250

Businesses

54,933

Employees

$5.3B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 528 23.5%
Health care and social assistance 274 12.2%
Real estate and rental and leasing 247 11.0%
Finance and insurance 243 10.8%
Other services (except public administration) 221 9.8%
Accommodation and food services 169 7.5%
Retail trade 151 6.7%
Administrative and support and waste management and remediation services 83 3.7%
Construction 66 2.9%
Information 64 2.8%
Educational services 63 2.8%
Arts, entertainment, and recreation 41 1.8%
Wholesale trade 34 1.5%
Management of companies and enterprises 25 1.1%
Manufacturing 20 0.9%
Transportation and warehousing 11 0.5%
Utilities 6 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20814 vs 20896 →

ZIP 20814 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20814 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20814 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20814 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20896 Garrett Park, MD 906 2.2 mi
20815 Chevy Chase, MD 29,082 1.9 mi
20895 Kensington, MD 19,054 2.0 mi
20817 Bethesda, MD 36,240 2.5 mi
20816 Bethesda, MD 16,208 3.5 mi
20910 Silver Spring, MD 37,445 3.5 mi
20852 Rockville, MD 40,365 3.4 mi
20016 Washington, DC 32,519 4.6 mi
20812 Glen Echo, MD 255 3.5 mi
20015 Washington, DC 15,332 3.5 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 20814 in?
ZIP code 20814 (Bethesda) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20814?
ZIP code 20814 in Bethesda, MD has a population of 27,642 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20814?
The median household income in ZIP 20814 is $150,996, which is 98% above the national average of $76,288.
What is the average home value in ZIP 20814?
The median home value in ZIP 20814 is $989,600, which is 256% above the national average of $278,155.
What is the demographic makeup of ZIP 20814?
The largest racial group in ZIP 20814 is White at 64.5%. Hispanic or Latino residents make up 9.4% of the population.
How many businesses are in ZIP code 20814?
ZIP code 20814 has 2,250 business establishments employing approximately 54,933 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20814?
The top industries by establishment count in ZIP 20814 are: Professional, scientific, and technical services (528), Health care and social assistance (274), Real estate and rental and leasing (247). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 20814?
According to the FHFA House Price Index, home values in ZIP 20814 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20814?
In ZIP code 20814, 89.3% of residents aged 25+ have a high school diploma or higher, and 84.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20814?
The mean commute time for workers in ZIP code 20814 is 27.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20814?
In ZIP code 20814, approximately 50.8% of occupied housing units are owner-occupied and 49.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20814?
The poverty rate in ZIP code 20814 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bethesda, MD

Verify and explore additional data for this area using these official government sources.