Bethesda, MD · standard
ZIP Code 20814
Montgomery County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,642
- 2,094/sq mi High-density area
- $150,996
- Median income Above-median income area
- $989,600
- Median home value Above-median home value
- 84.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bethesda pairs a top-decile household income with top-decile home values, in a suburban-density, mixed-tenure area.
- Top 4%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 2,094
- people per sq mi
- 51%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20814 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 20814 (Bethesda, MD) rose +6.4% from 2023 to 2024. The all-transactions index moved from 288.1 in 2023 to 306.6 in 2024 (2000 = 100).
ZIP code 20814 is a densely settled ZIP (a standard USPS delivery area) in Bethesda, Montgomery County, Maryland, with 27,642 residents across 13.2 square miles, a density of 2,094 people per square mile, in the New York time zone.
ZIP 20814 skews affluent, with a median household income of $150,996 (32% above the average Maryland ZIP), while per-capita income is $107,953. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.4% and unemployment is 2.9%. Median home value is $989,600 (121% above the average Maryland ZIP) and median rent is $2,333; 50.8% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 84.7% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 20814 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 20814
Top 5 sectors by establishment count in Bethesda, MD
Which industries have the most business establishments in ZIP 20814.
- Professional, scientific, and technical services
Professional, scientific, and technical services
528 establishments
- Health care and social assistance
Health care and social assistance
274 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
247 establishments
- Finance and insurance
Finance and insurance
243 establishments
- Other services (except public administration)
Other services (except public administration)
221 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20814, Bethesda, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,642
Population
13.2
Area (sq mi)
2,094
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20814?
39.9
Median Age
48.7%
Male
51.3%
Female
26.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$150,996
Median Household Income
+32% vs state ZIP avg
$107,953
Per Capita Income
4.4%
Poverty Rate
2.9%
Unemployment Rate
27.9 min
Mean Commute Time
How ZIP 20814 ranks among Maryland ZIPs
Bethesda, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$150,996 Top 20% higher than 80% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,228housing units
16,228
Total Housing Units
14,904
Occupied Units
1,324
Vacant Units
2.18
Avg Household Size
Occupancy Type
$989,600
Median Home Value
+121% vs state ZIP avg
$2,333
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
307
HPI Index (2000 = 100)
+207%
Total Change Since 2000
Home values in ZIP 20814 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.6% | 239 |
| 2021 | +5.8% | 253 |
| 2022 | +4.9% | 266 |
| 2023 | +8.4% | 288 |
| 2024 | +6.4% | 307 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,250 business establishments in ZIP 20814, employing approximately 54,933 people with a combined annual payroll of $5,261,704,000.
2,250
Businesses
54,933
Employees
$5.3B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 528 | 23.5% |
| Health care and social assistance | 274 | 12.2% |
| Real estate and rental and leasing | 247 | 11.0% |
| Finance and insurance | 243 | 10.8% |
| Other services (except public administration) | 221 | 9.8% |
| Accommodation and food services | 169 | 7.5% |
| Retail trade | 151 | 6.7% |
| Administrative and support and waste management and remediation services | 83 | 3.7% |
| Construction | 66 | 2.9% |
| Information | 64 | 2.8% |
| Educational services | 63 | 2.8% |
| Arts, entertainment, and recreation | 41 | 1.8% |
| Wholesale trade | 34 | 1.5% |
| Management of companies and enterprises | 25 | 1.1% |
| Manufacturing | 20 | 0.9% |
| Transportation and warehousing | 11 | 0.5% |
| Utilities | 6 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20814 vs 20896 →
ZIP 20814 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20852
Rockville (20852)
40,365 residents
- 20910
Silver Spring (20910)
37,445 residents
- 20817
Bethesda (20817)
36,240 residents
- 20016
Washington (20016)
32,519 residents
- 20815
Chevy Chase (20815)
29,082 residents
- 20814
Bethesda (20814)
27,642 residents
- 20895
Kensington (20895)
19,054 residents
- 20816
Bethesda (20816)
16,208 residents
- 20015 15,332
Washington (20015)
15,332 residents
What this shows Among its immediate neighbors, ZIP 20814 ranks #6 by population - useful context the national average alone can't give.
ZIP 20814 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20015
Washington (20015)
$250,000 median income
- 20896
Garrett Park (20896)
$250,000 median income
- 20817
Bethesda (20817)
$249,332 median income
- 20816
Bethesda (20816)
$232,656 median income
- 20812
Glen Echo (20812)
$213,750 median income
- 20815
Chevy Chase (20815)
$194,971 median income
- 20016
Washington (20016)
$178,920 median income
- 20895
Kensington (20895)
$173,625 median income
- 20814
Bethesda (20814)
$150,996 median income
What this shows By household income, ZIP 20814 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20896 | Garrett Park, MD | 906 | 2.2 mi |
| 20815 | Chevy Chase, MD | 29,082 | 1.9 mi |
| 20895 | Kensington, MD | 19,054 | 2.0 mi |
| 20817 | Bethesda, MD | 36,240 | 2.5 mi |
| 20816 | Bethesda, MD | 16,208 | 3.5 mi |
| 20910 | Silver Spring, MD | 37,445 | 3.5 mi |
| 20852 | Rockville, MD | 40,365 | 3.4 mi |
| 20016 | Washington, DC | 32,519 | 4.6 mi |
| 20812 | Glen Echo, MD | 255 | 3.5 mi |
| 20015 | Washington, DC | 15,332 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 20814, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,642 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 20814 in?
ZIP code 20814 (Bethesda) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20814?
ZIP code 20814 in Bethesda, MD has a population of 27,642 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20814?
The median household income in ZIP 20814 is $150,996, which is 98% above the national average of $76,288.
What is the average home value in ZIP 20814?
The median home value in ZIP 20814 is $989,600, which is 256% above the national average of $278,155.
What is the demographic makeup of ZIP 20814?
The largest racial group in ZIP 20814 is White at 64.5%. Hispanic or Latino residents make up 9.4% of the population.
How many businesses are in ZIP code 20814?
ZIP code 20814 has 2,250 business establishments employing approximately 54,933 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20814?
The top industries by establishment count in ZIP 20814 are: Professional, scientific, and technical services (528), Health care and social assistance (274), Real estate and rental and leasing (247). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 20814?
According to the FHFA House Price Index, home values in ZIP 20814 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20814?
In ZIP code 20814, 89.3% of residents aged 25+ have a high school diploma or higher, and 84.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20814?
The mean commute time for workers in ZIP code 20814 is 27.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20814?
In ZIP code 20814, approximately 50.8% of occupied housing units are owner-occupied and 49.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20814?
The poverty rate in ZIP code 20814 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 20814's numbers, next.
- See how ZIP 20814 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bethesda, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.