Bethesda, MD · standard
ZIP Code 20816
Montgomery County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,208
- 1,791/sq mi High-density area
- $232,656
- Median income Above-median income area
- $1,217,200
- Median home value Above-median home value
- 88.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bethesda pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 1,791
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20816 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 20816 (Bethesda, MD) rose +6.4% from 2023 to 2024. The all-transactions index moved from 255.1 in 2023 to 271.4 in 2024 (2000 = 100).
ZIP code 20816 is a mid-sized community (a standard USPS delivery area) in Bethesda, Montgomery County, Maryland, home to 16,208 residents across 9.0 square miles, a density of 1,791 people per square mile, in the New York time zone.
ZIP 20816 skews affluent, with a median household income of $232,656 (104% above the average Maryland ZIP), while per-capita income is $114,267. The poverty rate is 4.5%, with unemployment at 5.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,217,200 (172% above the average Maryland ZIP), while 82.7% of occupied homes are owner-occupied and median rent is $2,674.
This is a highly-educated ZIP: 88.5% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 20816 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 20816
Top 5 sectors by establishment count in Bethesda, MD
Which industries have the most business establishments in ZIP 20816.
- Professional, scientific, and technical services
Professional, scientific, and technical services
137 establishments
- Real estate and rental and leasing 49
Real estate and rental and leasing
49 establishments
- Other services (except public administration) 46
Other services (except public administration)
46 establishments
- Health care and social assistance 38
Health care and social assistance
38 establishments
- Retail trade 34
Retail trade
34 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20816, Bethesda, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,208
Population
9.0
Area (sq mi)
1,791
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20816?
43.4
Median Age
46.3%
Male
53.7%
Female
18.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$232,656
Median Household Income
+104% vs state ZIP avg
$114,267
Per Capita Income
4.5%
Poverty Rate
5.1%
Unemployment Rate
27.3 min
Mean Commute Time
How ZIP 20816 ranks among Maryland ZIPs
Bethesda, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$232,656 Top 4% higher than 96% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,701housing units
6,701
Total Housing Units
6,400
Occupied Units
301
Vacant Units
2.83
Avg Household Size
Occupancy Type
$1,217,200
Median Home Value
+172% vs state ZIP avg
$2,674
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 20816 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -4.3% | 203 |
| 2021 | +5.4% | 214 |
| 2022 | +7.1% | 230 |
| 2023 | +11.1% | 255 |
| 2024 | +6.4% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 425 business establishments in ZIP 20816, employing approximately 4,396 people with a combined annual payroll of $312,480,000.
425
Businesses
4,396
Employees
$312.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 137 | 32.2% |
| Real estate and rental and leasing | 49 | 11.5% |
| Other services (except public administration) | 46 | 10.8% |
| Health care and social assistance | 38 | 8.9% |
| Retail trade | 34 | 8.0% |
| Educational services | 20 | 4.7% |
| Finance and insurance | 19 | 4.5% |
| Accommodation and food services | 19 | 4.5% |
| Construction | 16 | 3.8% |
| Administrative and support and waste management and remediation services | 14 | 3.3% |
| Information | 11 | 2.6% |
| Arts, entertainment, and recreation | 9 | 2.1% |
| Wholesale trade | 4 | 0.9% |
| Industries not classified | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20816 vs 20812 →
ZIP 20816 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20817
Bethesda (20817)
36,240 residents
- 20016
Washington (20016)
32,519 residents
- 22207
Arlington (22207)
30,920 residents
- 22101
Mc Lean (22101)
29,887 residents
- 20815
Chevy Chase (20815)
29,082 residents
- 20814
Bethesda (20814)
27,642 residents
- 20008
Washington (20008)
27,525 residents
- 20816
Bethesda (20816)
16,208 residents
- 20015
Washington (20015)
15,332 residents
What this shows Among its immediate neighbors, ZIP 20816 ranks #8 by population - useful context the national average alone can't give.
ZIP 20816 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20015
Washington (20015)
$250,000 median income
- 22101
Mc Lean (22101)
$250,000 median income
- 20817
Bethesda (20817)
$249,332 median income
- 20818
Cabin John (20818)
$245,982 median income
- 22207
Arlington (22207)
$245,745 median income
- 20816
Bethesda (20816)
$232,656 median income
- 20812
Glen Echo (20812)
$213,750 median income
- 20815
Chevy Chase (20815)
$194,971 median income
- 20016
Washington (20016)
$178,920 median income
What this shows By household income, ZIP 20816 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20812 | Glen Echo, MD | 255 | 1.5 mi |
| 20016 | Washington, DC | 32,519 | 1.9 mi |
| 22207 | Arlington, VA | 30,920 | 3.4 mi |
| 20818 | Cabin John, MD | 1,962 | 2.7 mi |
| 22101 | Mc Lean, VA | 29,887 | 2.8 mi |
| 20814 | Bethesda, MD | 27,642 | 3.5 mi |
| 20815 | Chevy Chase, MD | 29,082 | 2.9 mi |
| 20015 | Washington, DC | 15,332 | 3.3 mi |
| 20817 | Bethesda, MD | 36,240 | 3.3 mi |
| 20008 | Washington, DC | 27,525 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 20816, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,208 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 20816 in?
ZIP code 20816 (Bethesda) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20816?
ZIP code 20816 in Bethesda, MD has a population of 16,208 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20816?
The median household income in ZIP 20816 is $232,656, which is 205% above the national average of $76,288.
What is the average home value in ZIP 20816?
The median home value in ZIP 20816 is $1,217,200, which is 338% above the national average of $278,155.
What is the demographic makeup of ZIP 20816?
The largest racial group in ZIP 20816 is White at 76.1%. Hispanic or Latino residents make up 8.8% of the population.
How many businesses are in ZIP code 20816?
ZIP code 20816 has 425 business establishments employing approximately 4,396 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20816?
The top industries by establishment count in ZIP 20816 are: Professional, scientific, and technical services (137), Real estate and rental and leasing (49), Other services (except public administration) (46). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 20816?
According to the FHFA House Price Index, home values in ZIP 20816 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20816?
In ZIP code 20816, 90.7% of residents aged 25+ have a high school diploma or higher, and 88.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20816?
The mean commute time for workers in ZIP code 20816 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20816?
In ZIP code 20816, approximately 82.7% of occupied housing units are owner-occupied and 17.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20816?
The poverty rate in ZIP code 20816 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 20816's numbers, next.
- See how ZIP 20816 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bethesda, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.