Chevy Chase, MD · standard
ZIP Code 20815
Montgomery County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 29,082
- 2,067/sq mi
- $194,971
- Median income
- $1,294,200
- Median home value
- 84.7%
- Bachelor's or higher
The verdict
Chevy Chase pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 2,067
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20815 against every reporting US ZIP.
ZIP code 20815 is classified by USPS as a standard delivery area and covers roughly 14.1 square miles in Chevy Chase, Montgomery County, Maryland. The area is home to 29,082 residents, producing a population density of 2,067 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20815 against Maryland and the nation.
On the economic side, the median household income for ZIP 20815 sits at $194,971 (71% above the Maryland average), while per-capita income is $133,313. The poverty rate stands at 4.6% and the unemployment rate at 2.5%. On housing, the median home value is $1,294,200 (189% above the state average) with median rent at $2,488 per month, and 66.3% of occupied units are owner-occupied, a direct signal of whether 20815 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 84.7% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20815 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 20815
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 20815.
- Health care and social assistance
Health care and social assistance
235 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
198 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
107 establishments
- Other services (except public administration) 85
Other services (except public administration)
85 establishments
- Finance and insurance 70
Finance and insurance
70 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20815, Chevy Chase, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
29,082
Population
14.1
Area (sq mi)
2,067
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20815?
46.2
Median Age
46.7%
Male
53.3%
Female
18.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$194,971
Median Household Income
+71% vs state
$133,313
Per Capita Income
4.6%
Poverty Rate
2.5%
Unemployment Rate
27.8 min
Mean Commute Time
How ZIP 20815 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$194,971 Top 1% higher than 99% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,039
Total Housing Units
12,937
Occupied Units
1,102
Vacant Units
2.34
Avg Household Size
Occupancy Type
$1,294,200
Median Home Value
+189% vs state
$2,488
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.3%
YoY Change (2024)
293
HPI Index (2000 = 100)
+193%
Total Change Since 2000
Home values in ZIP 20815 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +193% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.3% | 216 |
| 2021 | +6.1% | 229 |
| 2022 | +4.5% | 239 |
| 2023 | +17.6% | 281 |
| 2024 | +4.3% | 293 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 961 business establishments in ZIP 20815, employing approximately 17,042 people with a combined annual payroll of $1,714,285,000.
961
Businesses
17,042
Employees
$1.7B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 235 | 24.4% |
| Professional, scientific, and technical services | 198 | 20.6% |
| Real estate and rental and leasing | 107 | 11.1% |
| Other services (except public administration) | 85 | 8.8% |
| Finance and insurance | 70 | 7.3% |
| Retail trade | 68 | 7.1% |
| Accommodation and food services | 40 | 4.2% |
| Administrative and support and waste management and remediation services | 35 | 3.6% |
| Construction | 26 | 2.7% |
| Educational services | 26 | 2.7% |
| Information | 23 | 2.4% |
| Arts, entertainment, and recreation | 18 | 1.9% |
| Wholesale trade | 10 | 1.0% |
| Transportation and warehousing | 6 | 0.6% |
| Management of companies and enterprises | 6 | 0.6% |
| Manufacturing | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20815 vs 20015 →
ZIP 20815 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20910
Silver Spring (20910)
37,445 residents
- 20016
Washington (20016)
32,519 residents
- 20815
Chevy Chase (20815)
29,082 residents
- 20814
Bethesda (20814)
27,642 residents
- 20008
Washington (20008)
27,525 residents
- 20007
Washington (20007)
26,866 residents
- 20895
Kensington (20895)
19,054 residents
- 20816
Bethesda (20816)
16,208 residents
- 20015
Washington (20015)
15,332 residents
What this shows Among its immediate neighbors, ZIP 20815 ranks #3 by population — useful context the national average alone can't give.
ZIP 20815 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20015
Washington (20015)
$250,001 median income
- 20896
Garrett Park (20896)
$250,001 median income
- 20816
Bethesda (20816)
$232,656 median income
- 20815
Chevy Chase (20815)
$194,971 median income
- 20016
Washington (20016)
$178,920 median income
- 20895
Kensington (20895)
$173,625 median income
- 20814
Bethesda (20814)
$150,996 median income
- 20007
Washington (20007)
$140,996 median income
- 20008
Washington (20008)
$125,212 median income
What this shows By household income, ZIP 20815 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20015 | Washington, DC | 15,332 | 1.6 mi |
| 20895 | Kensington, MD | 19,054 | 3.0 mi |
| 20814 | Bethesda, MD | 27,642 | 1.9 mi |
| 20012 | Washington, DC | 13,414 | 2.5 mi |
| 20016 | Washington, DC | 32,519 | 3.2 mi |
| 20910 | Silver Spring, MD | 37,445 | 2.6 mi |
| 20008 | Washington, DC | 27,525 | 3.5 mi |
| 20896 | Garrett Park, MD | 906 | 3.7 mi |
| 20816 | Bethesda, MD | 16,208 | 2.9 mi |
| 20007 | Washington, DC | 26,866 | 4.8 mi |
More ZIP Codes in Montgomery County
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Frequently Asked Questions
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What is the population of ZIP code 20815? ▼
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How many businesses are in ZIP code 20815? ▼
What are the main industries in ZIP code 20815? ▼
How have home values changed in ZIP code 20815? ▼
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What percentage of residents own vs. rent in ZIP 20815? ▼
What is the poverty rate in ZIP code 20815? ▼
ZIP Code Research Guides
Official Data Resources for Chevy Chase, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.