Silver Spring, MD · standard
ZIP Code 20910
Montgomery County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,445
- 3,181/sq mi
- $112,134
- Median income
- $730,900
- Median home value
- 73.6%
- Bachelor's or higher
The verdict
Silver Spring pairs an upper-quartile household income with top-decile home values, in a suburban-density, renter-heavy area.
- Top 12%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 3,181
- people per sq mi
- 36%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20910 against every reporting US ZIP.
ZIP code 20910 is classified by USPS as a standard delivery area and covers roughly 11.8 square miles in Silver Spring, Montgomery County, Maryland. The area is home to 37,445 residents, producing a population density of 3,181 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20910 against Maryland and the nation.
On the economic side, the median household income for ZIP 20910 sits at $112,134 (2% below the Maryland average), while per-capita income is $70,416. The poverty rate stands at 7.4% and the unemployment rate at 4.1%. On housing, the median home value is $730,900 (63% above the state average) with median rent at $2,022 per month, and 35.5% of occupied units are owner-occupied, a direct signal of whether 20910 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 73.6% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 33 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20910 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 20910
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 20910.
- Professional, scientific, and technical services
Professional, scientific, and technical services
347 establishments
- Health care and social assistance
Health care and social assistance
278 establishments
- Other services (except public administration)
Other services (except public administration)
241 establishments
- Accommodation and food services
Accommodation and food services
156 establishments
- Retail trade 138
Retail trade
138 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20910, Silver Spring, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
37,445
Population
11.8
Area (sq mi)
3,181
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20910?
35.4
Median Age
47.6%
Male
52.4%
Female
25.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,134
Median Household Income
-2% vs state
$70,416
Per Capita Income
7.4%
Poverty Rate
4.1%
Unemployment Rate
33.2 min
Mean Commute Time
How ZIP 20910 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$112,134 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
23,517
Total Housing Units
22,123
Occupied Units
1,394
Vacant Units
2.07
Avg Household Size
Occupancy Type
$730,900
Median Home Value
+63% vs state
$2,022
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
326
HPI Index (2000 = 100)
+226%
Total Change Since 2000
Home values in ZIP 20910 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +226% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.0% | 245 |
| 2021 | +8.8% | 266 |
| 2022 | +8.1% | 288 |
| 2023 | +6.9% | 307 |
| 2024 | +6.1% | 326 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,693 business establishments in ZIP 20910, employing approximately 30,581 people with a combined annual payroll of $2,506,950,000.
1,693
Businesses
30,581
Employees
$2.5B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 347 | 20.5% |
| Health care and social assistance | 278 | 16.4% |
| Other services (except public administration) | 241 | 14.2% |
| Accommodation and food services | 156 | 9.2% |
| Retail trade | 138 | 8.2% |
| Real estate and rental and leasing | 93 | 5.5% |
| Administrative and support and waste management and remediation services | 91 | 5.4% |
| Construction | 79 | 4.7% |
| Finance and insurance | 60 | 3.5% |
| Information | 59 | 3.5% |
| Educational services | 42 | 2.5% |
| Wholesale trade | 35 | 2.1% |
| Arts, entertainment, and recreation | 27 | 1.6% |
| Manufacturing | 14 | 0.8% |
| Management of companies and enterprises | 14 | 0.8% |
| Transportation and warehousing | 11 | 0.7% |
| Industries not classified | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20910 vs 20012 →
ZIP 20910 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20011
Washington (20011)
58,536 residents
- 20902
Silver Spring (20902)
48,841 residents
- 20783
Hyattsville (20783)
44,487 residents
- 20910
Silver Spring (20910)
37,445 residents
- 20901
Silver Spring (20901)
34,832 residents
- 20815
Chevy Chase (20815)
29,082 residents
- 20814
Bethesda (20814)
27,642 residents
- 20912
Takoma Park (20912)
24,807 residents
- 20895 19,054
Kensington (20895)
19,054 residents
What this shows Among its immediate neighbors, ZIP 20910 ranks #4 by population — useful context the national average alone can't give.
ZIP 20910 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20015
Washington (20015)
$250,001 median income
- 20815
Chevy Chase (20815)
$194,971 median income
- 20895
Kensington (20895)
$173,625 median income
- 20814
Bethesda (20814)
$150,996 median income
- 20901
Silver Spring (20901)
$131,386 median income
- 20012
Washington (20012)
$121,418 median income
- 20902
Silver Spring (20902)
$114,486 median income
- 20910
Silver Spring (20910)
$112,134 median income
- 20011
Washington (20011)
$110,309 median income
What this shows By household income, ZIP 20910 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20012 | Washington, DC | 13,414 | 1.8 mi |
| 20901 | Silver Spring, MD | 34,832 | 2.0 mi |
| 20902 | Silver Spring, MD | 48,841 | 2.9 mi |
| 20912 | Takoma Park, MD | 24,807 | 2.3 mi |
| 20015 | Washington, DC | 15,332 | 2.7 mi |
| 20815 | Chevy Chase, MD | 29,082 | 2.6 mi |
| 20011 | Washington, DC | 58,536 | 3.5 mi |
| 20895 | Kensington, MD | 19,054 | 2.8 mi |
| 20814 | Bethesda, MD | 27,642 | 3.5 mi |
| 20783 | Hyattsville, MD | 44,487 | 3.6 mi |
More ZIP Codes in Montgomery County
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Frequently Asked Questions
What county is ZIP code 20910 in? ▼
What is the population of ZIP code 20910? ▼
What is the median household income in ZIP 20910? ▼
What is the average home value in ZIP 20910? ▼
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How many businesses are in ZIP code 20910? ▼
What are the main industries in ZIP code 20910? ▼
How have home values changed in ZIP code 20910? ▼
What is the education level in ZIP code 20910? ▼
What is the average commute time in ZIP 20910? ▼
What percentage of residents own vs. rent in ZIP 20910? ▼
What is the poverty rate in ZIP code 20910? ▼
ZIP Code Research Guides
Official Data Resources for Silver Spring, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.