Silver Spring, MD · standard
ZIP Code 20910
Montgomery County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,445
- 3,181/sq mi High-density area
- $112,134
- Median income Above-median income area
- $730,900
- Median home value Above-median home value
- 73.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Silver Spring pairs an upper-quartile household income with top-decile home values, in a suburban-density, renter-heavy area.
- Top 12%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 3,181
- people per sq mi
- 36%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20910 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 20910 (Silver Spring, MD) rose +6.1% from 2023 to 2024. The all-transactions index moved from 307.5 in 2023 to 326.1 in 2024 (2000 = 100).
ZIP code 20910 is a densely settled ZIP (a standard USPS delivery area) in Silver Spring, Montgomery County, Maryland, with 37,445 residents across 11.8 square miles, a density of 3,181 people per square mile, in the New York time zone.
ZIP 20910 skews affluent, with a median household income of $112,134 (2% below the average Maryland ZIP), while per-capita income is $70,416. The poverty rate is 7.4%, with unemployment at 4.1%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $730,900 (63% above the average Maryland ZIP), with only 35.5% owner-occupied homes and median rent of $2,022.
This is a highly-educated ZIP: 73.6% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 20910 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 20910
Top 5 sectors by establishment count in Silver Spring, MD
Which industries have the most business establishments in ZIP 20910.
- Professional, scientific, and technical services
Professional, scientific, and technical services
347 establishments
- Health care and social assistance
Health care and social assistance
278 establishments
- Other services (except public administration)
Other services (except public administration)
241 establishments
- Accommodation and food services
Accommodation and food services
156 establishments
- Retail trade 138
Retail trade
138 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20910, Silver Spring, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
37,445
Population
11.8
Area (sq mi)
3,181
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20910?
35.4
Median Age
47.6%
Male
52.4%
Female
25.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,134
Median Household Income
-2% vs state ZIP avg
$70,416
Per Capita Income
7.4%
Poverty Rate
4.1%
Unemployment Rate
33.2 min
Mean Commute Time
How ZIP 20910 ranks nationally
Silver Spring, MD household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$112,134 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
23,517housing units
23,517
Total Housing Units
22,123
Occupied Units
1,394
Vacant Units
2.07
Avg Household Size
Occupancy Type
$730,900
Median Home Value
+63% vs state ZIP avg
$2,022
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
326
HPI Index (2000 = 100)
+226%
Total Change Since 2000
Home values in ZIP 20910 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +226% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.0% | 245 |
| 2021 | +8.8% | 266 |
| 2022 | +8.1% | 288 |
| 2023 | +6.9% | 307 |
| 2024 | +6.1% | 326 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,693 business establishments in ZIP 20910, employing approximately 30,581 people with a combined annual payroll of $2,506,950,000.
1,693
Businesses
30,581
Employees
$2.5B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 347 | 20.5% |
| Health care and social assistance | 278 | 16.4% |
| Other services (except public administration) | 241 | 14.2% |
| Accommodation and food services | 156 | 9.2% |
| Retail trade | 138 | 8.2% |
| Real estate and rental and leasing | 93 | 5.5% |
| Administrative and support and waste management and remediation services | 91 | 5.4% |
| Construction | 79 | 4.7% |
| Finance and insurance | 60 | 3.5% |
| Information | 59 | 3.5% |
| Educational services | 42 | 2.5% |
| Wholesale trade | 35 | 2.1% |
| Arts, entertainment, and recreation | 27 | 1.6% |
| Manufacturing | 14 | 0.8% |
| Management of companies and enterprises | 14 | 0.8% |
| Transportation and warehousing | 11 | 0.7% |
| Industries not classified | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20910 vs 20012 →
ZIP 20910 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20011
Washington (20011)
58,536 residents
- 20902
Silver Spring (20902)
48,841 residents
- 20783
Hyattsville (20783)
44,487 residents
- 20910
Silver Spring (20910)
37,445 residents
- 20901
Silver Spring (20901)
34,832 residents
- 20815
Chevy Chase (20815)
29,082 residents
- 20814
Bethesda (20814)
27,642 residents
- 20912
Takoma Park (20912)
24,807 residents
- 20895 19,054
Kensington (20895)
19,054 residents
What this shows Among its immediate neighbors, ZIP 20910 ranks #4 by population - useful context the national average alone can't give.
ZIP 20910 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20015
Washington (20015)
$250,000 median income
- 20815
Chevy Chase (20815)
$194,971 median income
- 20895
Kensington (20895)
$173,625 median income
- 20814
Bethesda (20814)
$150,996 median income
- 20901
Silver Spring (20901)
$131,386 median income
- 20012
Washington (20012)
$121,418 median income
- 20902
Silver Spring (20902)
$114,486 median income
- 20910
Silver Spring (20910)
$112,134 median income
- 20011
Washington (20011)
$110,309 median income
What this shows By household income, ZIP 20910 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20012 | Washington, DC | 13,414 | 1.8 mi |
| 20901 | Silver Spring, MD | 34,832 | 2.0 mi |
| 20902 | Silver Spring, MD | 48,841 | 2.9 mi |
| 20912 | Takoma Park, MD | 24,807 | 2.3 mi |
| 20015 | Washington, DC | 15,332 | 2.7 mi |
| 20815 | Chevy Chase, MD | 29,082 | 2.6 mi |
| 20011 | Washington, DC | 58,536 | 3.5 mi |
| 20895 | Kensington, MD | 19,054 | 2.8 mi |
| 20814 | Bethesda, MD | 27,642 | 3.5 mi |
| 20783 | Hyattsville, MD | 44,487 | 3.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 20910, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (37,445 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 20910 in?
ZIP code 20910 (Silver Spring) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20910?
ZIP code 20910 in Silver Spring, MD has a population of 37,445 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20910?
The median household income in ZIP 20910 is $112,134, which is 47% above the national average of $76,288.
What is the average home value in ZIP 20910?
The median home value in ZIP 20910 is $730,900, which is 163% above the national average of $278,155.
What is the demographic makeup of ZIP 20910?
The largest racial group in ZIP 20910 is White at 43.9%. Hispanic or Latino residents make up 12.1% of the population.
How many businesses are in ZIP code 20910?
ZIP code 20910 has 1,693 business establishments employing approximately 30,581 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20910?
The top industries by establishment count in ZIP 20910 are: Professional, scientific, and technical services (347), Health care and social assistance (278), Other services (except public administration) (241). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 20910?
According to the FHFA House Price Index, home values in ZIP 20910 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 226%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20910?
In ZIP code 20910, 82.9% of residents aged 25+ have a high school diploma or higher, and 73.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20910?
The mean commute time for workers in ZIP code 20910 is 33.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20910?
In ZIP code 20910, approximately 35.5% of occupied housing units are owner-occupied and 64.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20910?
The poverty rate in ZIP code 20910 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 20910's numbers, next.
- See how ZIP 20910 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Silver Spring, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.