ZIP 28762 vs ZIP 28757

This side-by-side compares ZIP 28762 (Old Fort, NC) and ZIP 28757 (Montreat, NC) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 28762 has a population of 6,857 at 27 people per square mile, while ZIP 28757 has 280 at 89 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 28762 reports a median household income of $66,410 against $115,568 in ZIP 28757, with per-capita income of $34,755 vs $16,033. The share of adults holding a bachelor's degree or higher is 21.1% in 28762 and 91.5% in 28757. Poverty rate reads 14.6% vs 0.0%, and unemployment 9.4% vs 9.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $196,600 in 28762 versus $606,400 in 28757, with median rent of $793 and — per month respectively. Homeownership rate is 77.1% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.