Residential delivery area · North Carolina
ZIP Code 28762: Old Fort, NC
ZIP code 28762 uses the postal name Old Fort, North Carolina and lies entirely in McDowell County (Census 2020 ZIP-county file). About 6,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $66,410 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Old Fort; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Old Fort · its only residential ZIP
- County
- McDowell County
- Census places
- Old Fort
- Micro area
- Marion, NC
- House district
- NC-11 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 95.5 sq mi · 69 people per sq mi
Where is ZIP code 28762?
28762 centers on 35.635°, -82.190° and covers 95.5 square miles of land plus 0.2 of water. It borders 6 ZIP codes: 28770, 28711, 28757, 28752, 28746, 28714.
The map draws ZIP code areas only. For the streets inside 28762, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28762 compare with the rest of McDowell County?
| Measure | 28762 | In McDowell County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 6,599 | 5th of 7 | 391st of 853 |
| Median household income | $66k | 2nd of 4 | 266th of 528 |
| Median home value | $197k | 4th of 6 | 389th of 572 |
Its median household income is higher than in 41% of U.S. residential ZIP codes, and it is denser than 48% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28762?
The 2020 Census counted 6,661 people in 28762; the ACS, which samples households over 2020-2024, estimates 6,599. Between the 2010 and 2020 censuses its population fell 2.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 6,599±682 (90% margin)
- 2020 Census count
- 6,661−2.9% since 2010 (6,857)
- Households
- 2,978
- Median age
- 52.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28762?
Of the 6,599 people the ACS estimates in 28762, 15.2% are under 18 and 24.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.2%).
- Under 1815.2%
- 18 to 6460.8%
- 65 and older24.0%
- White, not Hispanic90.2%
- Hispanic or Latino4.6%
- Other or two or more3.8%
- Black, not Hispanic0.9%
- Asian, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28762 earn?
Median household income is $66,410 (ACS 2020-2024), the 2nd highest of the 4 ranked ZIP codes in McDowell County. It rose from $50,821 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $66,410±$10,350
- Income per person
- $34,755
- Below the poverty line
- 14.6%
- Unemployed (of the labor force)
- 9.4%
- Adults 25+ with a bachelor's degree
- 21.1%
- Adjusted gross income per tax return, 2022
- $55,5863,050 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28762?
FHFA's house price index for 28762, built from repeat sales and appraisals of the same homes, rose 150% from 2015 to 2025 and rose 75% from 2020 to 2025, and moved −2.3% in 2025.
- Median home value (owners' estimate)
- $196,600
- Median gross rent
- $793
- Homes owned by their occupants
- 77.1%
- Housing units
- 3,425
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28762?
106 business establishments had a location in this ZIP code in 2023, 15 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)19
- Construction16
- Manufacturing13
- Accommodation and food services11
- Health care and social assistance10
- Administrative and support and waste management and remediation services8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28762?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28770 | Ridgecrest | 0 | – | 5.1 mi |
| 28711 | Black Mountain | 12,663 | $75k | 5.1 mi |
| 28757 | Montreat | 630 | $116k | 6.2 mi |
| 28752 | Marion | 30,292 | $56k | 10.1 mi |
| 28746 | Lake Lure | 2,744 | $71k | 11.0 mi |
| 28714 | Burnsville | 16,397 | $59k | 18.0 mi |
| 28778 | Swannanoa | 13,536 | $73k | 11.8 mi (near) |
| 28730 | Fairview | 7,605 | $103k | 12.0 mi (near) |
| 28710 | Bat Cave | 78 | – | 13.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.