Montreat, NC · standard
ZIP Code 28757
Buncombe County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 280
- 89/sq mi Moderate-density area
- $115,568
- Median income Above-median income area
- $606,400
- Median home value Above-median home value
- 91.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Montreat pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 89
- people per sq mi
- 100%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28757 against every reporting US ZIP.
ZIP code 28757 is a sparsely populated ZIP (a standard USPS delivery area) in Montreat, Buncombe County, North Carolina, home to just 280 residents across 3.2 square miles, a density of 89 people per square mile, in the New York time zone.
ZIP 28757 skews affluent, with a median household income of $115,568 (67% above the average North Carolina ZIP), while per-capita income is $16,033. The poverty rate is 0.0%, with unemployment at 9.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $606,400 (134% above the average North Carolina ZIP), while 100.0% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 91.5% of adults hold a bachelor's degree or higher, the median age is 19.9, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Buncombe County, so 28757 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28757, Montreat, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
280
Population
3.2
Area (sq mi)
89
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28757?
19.9
Median Age
48.6%
Male
51.4%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$115,568
Median Household Income
+67% vs state ZIP avg
$16,033
Per Capita Income
0.0%
Poverty Rate
9.6%
Unemployment Rate
How ZIP 28757 ranks among North Carolina ZIPs
Montreat, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$115,568 Top 5% higher than 95% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
755housing units
755
Total Housing Units
62
Occupied Units
693
Vacant Units
2.85
Avg Household Size
Occupancy Type
$606,400
Median Home Value
+134% vs state ZIP avg
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 28757, employing approximately 693 people with a combined annual payroll of $15,410,000.
15
Businesses
693
Employees
$15.4M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 4 | 26.7% |
| Other services (except public administration) | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28757 vs 28711 →
ZIP 28757 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28711
Black Mountain (28711)
13,209 residents
- 28778
Swannanoa (28778)
10,381 residents
- 28730
Fairview (28730)
9,133 residents
- 28762
Old Fort (28762)
6,857 residents
- 28709 2,225
Barnardsville (28709)
2,225 residents
- 28757 280
Montreat (28757)
280 residents
What this shows Among its immediate neighbors, ZIP 28757 ranks #6 by population - useful context the national average alone can't give.
ZIP 28757 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28757
Montreat (28757)
$115,568 median income
- 28730
Fairview (28730)
$102,900 median income
- 28711
Black Mountain (28711)
$74,761 median income
- 28778
Swannanoa (28778)
$73,408 median income
- 28762
Old Fort (28762)
$66,410 median income
What this shows By household income, ZIP 28757 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28757, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Buncombe County
Related Areas
Frequently Asked Questions
What county is ZIP code 28757 in?
ZIP code 28757 (Montreat) is located in Buncombe County, North Carolina. Buncombe County contains multiple ZIP codes, see the full list at /counties/buncombe-nc.
What is the population of ZIP code 28757?
ZIP code 28757 in Montreat, NC has a population of 280 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28757?
The median household income in ZIP 28757 is $115,568, which is 51% above the national average of $76,288.
What is the average home value in ZIP 28757?
The median home value in ZIP 28757 is $606,400, which is 118% above the national average of $278,155.
What is the demographic makeup of ZIP 28757?
The largest racial group in ZIP 28757 is White at 77.6%. Hispanic or Latino residents make up 16.2% of the population.
How many businesses are in ZIP code 28757?
ZIP code 28757 has 15 business establishments employing approximately 693 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 28757?
In ZIP code 28757, 91.5% of residents aged 25+ have a high school diploma or higher, and 91.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
Related
Take this with you
What to do with ZIP 28757's numbers, next.
- See how ZIP 28757 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Montreat, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.