ZIP 32081 vs ZIP 32082

This side-by-side compares ZIP 32081 (Ponte Vedra, FL) and ZIP 32082 (Ponte Vedra Beach, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32081 has a population of 4,524 at 46 people per square mile, while ZIP 32082 has 28,996 at 337 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32081 reports a median household income of $131,624 against $124,558 in ZIP 32082, with per-capita income of $69,197 vs $93,651. The share of adults holding a bachelor's degree or higher is 72.0% in 32081 and 70.5% in 32082. Poverty rate reads 5.7% vs 4.4%, and unemployment 3.9% vs 1.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $642,500 in 32081 versus $792,600 in 32082, with median rent of $3,501 and $1,925 per month respectively. Homeownership rate is 81.7% vs 83.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.