ZIP 34677 vs ZIP 34695

This side-by-side compares ZIP 34677 (Oldsmar, FL) and ZIP 34695 (Safety Harbor, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 34677 has a population of 20,842 at 810 people per square mile, while ZIP 34695 has 17,496 at 1,275 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 34677 reports a median household income of $93,474 against $95,238 in ZIP 34695, with per-capita income of $49,239 vs $58,191. The share of adults holding a bachelor's degree or higher is 41.9% in 34677 and 46.1% in 34695. Poverty rate reads 8.4% vs 6.0%, and unemployment 5.5% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $387,300 in 34677 versus $439,300 in 34695, with median rent of $1,485 and $1,707 per month respectively. Homeownership rate is 80.5% vs 86.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.