PlainZIP

Oldsmar, FL · standard

ZIP Code 34677

Pinellas County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,842
810/sq mi
$93,474
Median income
$387,300
Median home value
41.9%
Bachelor's or higher

The verdict

Oldsmar pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 22%
home value, US ZIPs
810
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34677 against every reporting US ZIP.

ZIP code 34677 is classified by USPS as a standard delivery area and covers roughly 25.7 square miles in Oldsmar, Pinellas County, Florida. The area is home to 20,842 residents, producing a population density of 810 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34677 against Florida and the nation.

On the economic side, the median household income for ZIP 34677 sits at $93,474 (21% above the Florida average), while per-capita income is $49,239. The poverty rate stands at 8.4% and the unemployment rate at 5.5%. On housing, the median home value is $387,300 (3% above the state average) with median rent at $1,485 per month, and 80.5% of occupied units are owner-occupied, a direct signal of whether 34677 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.9% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinellas County, so you can benchmark 34677 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34677

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34677.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34677, Oldsmar, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,842

Population

25.7

Area (sq mi)

810

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34677?

47.5

Median Age

45.9%

Male

54.1%

Female

11.6%

Foreign-Born

White 77.8%
African American 4.8%
Asian 4.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 10.0%
Hispanic or Latino 14.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,474

Median Household Income

+21% vs state

$49,239

Per Capita Income

8.4%

Poverty Rate

5.5%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 34677 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$93,474 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 41.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,218

Total Housing Units

9,148

Occupied Units

1,070

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 80.5%
Renter 19.5%

$387,300

Median Home Value

+3% vs state

$1,485

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

380

HPI Index (2000 = 100)

+280%

Total Change Since 2000

Home values in ZIP 34677 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +280% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 235
2021 +14.4% 269
2022 +26.9% 341
2023 +5.7% 361
2024 +5.3% 380

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 917 business establishments in ZIP 34677, employing approximately 17,692 people with a combined annual payroll of $912,231,000.

917

Businesses

17,692

Employees

$912.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 142 15.5%
Construction 99 10.8%
Retail trade 89 9.7%
Health care and social assistance 79 8.6%
Administrative and support and waste management and remediation services 74 8.1%
Wholesale trade 66 7.2%
Manufacturing 63 6.9%
Accommodation and food services 62 6.8%
Other services (except public administration) 62 6.8%
Finance and insurance 56 6.1%
Real estate and rental and leasing 53 5.8%
Information 20 2.2%
Educational services 16 1.7%
Arts, entertainment, and recreation 14 1.5%
Transportation and warehousing 12 1.3%
Management of companies and enterprises 8 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34677 vs 34695 →

ZIP 34677 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34677 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34677 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34677 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34695 Safety Harbor, FL 17,496 3.0 mi
34685 Palm Harbor, FL 17,286 3.4 mi
33761 Clearwater, FL 18,167 3.1 mi
33626 Tampa, FL 27,557 3.9 mi
33635 Tampa, FL 15,741 3.9 mi
34684 Palm Harbor, FL 25,847 3.9 mi
34688 Tarpon Springs, FL 7,274 6.8 mi
33759 Clearwater, FL 17,820 5.2 mi
33763 Clearwater, FL 17,887 5.1 mi
34698 Dunedin, FL 37,240 6.3 mi

More ZIP Codes in Pinellas County

34698 standard
Dunedin, FL
Pop: 37,240
33710 standard
Saint Petersburg, FL
Pop: 32,780
33756 standard
Clearwater, FL
Pop: 31,275
34683 standard
Palm Harbor, FL
Pop: 31,268
33771 standard
Largo, FL
Pop: 29,839
33713 standard
Saint Petersburg, FL
Pop: 29,812

Related Areas

Pinellas County Oldsmar, FL Florida

Frequently Asked Questions

What county is ZIP code 34677 in? ▼
ZIP code 34677 (Oldsmar) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 34677? ▼
ZIP code 34677 in Oldsmar, FL has a population of 20,842 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34677? ▼
The median household income in ZIP 34677 is $93,474, which is 23% above the national average of $76,288.
What is the average home value in ZIP 34677? ▼
The median home value in ZIP 34677 is $387,300, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 34677? ▼
The largest racial group in ZIP 34677 is White at 77.8%. Hispanic or Latino residents make up 14.2% of the population.
How many businesses are in ZIP code 34677? ▼
ZIP code 34677 has 917 business establishments employing approximately 17,692 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34677? ▼
The top industries by establishment count in ZIP 34677 are: Professional, scientific, and technical services (142), Construction (99), Retail trade (89). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34677? ▼
According to the FHFA House Price Index, home values in ZIP 34677 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 280%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34677? ▼
In ZIP code 34677, 66.0% of residents aged 25+ have a high school diploma or higher, and 41.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34677? ▼
The mean commute time for workers in ZIP code 34677 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34677? ▼
In ZIP code 34677, approximately 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34677? ▼
The poverty rate in ZIP code 34677 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Oldsmar, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.