Oldsmar, FL · standard
ZIP Code 34677
Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,842
- 810/sq mi High-density area
- $93,474
- Median income Above-median income area
- $387,300
- Median home value Above-median home value
- 41.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Oldsmar pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 810
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34677 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34677 (Oldsmar, FL) rose +5.3% from 2023 to 2024. The all-transactions index moved from 360.6 in 2023 to 379.9 in 2024 (2000 = 100).
ZIP code 34677 is a densely settled ZIP (a standard USPS delivery area) in Oldsmar, Pinellas County, Florida, with 20,842 residents across 25.7 square miles, a density of 810 people per square mile, in the New York time zone.
ZIP 34677 lands in the middle-income range, with a median household income of $93,474 (21% above the average Florida ZIP), while per-capita income is $49,239. The poverty rate is 8.4%, with unemployment at 5.5%; those measures add context to the income figure. Median home value is $387,300 (3% above the average Florida ZIP) and median rent is $1,485; 80.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 41.9% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pinellas County, so 34677 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34677
Top 5 sectors by establishment count in Oldsmar, FL
Which industries have the most business establishments in ZIP 34677.
- Professional, scientific, and technical services
Professional, scientific, and technical services
142 establishments
- Construction
Construction
99 establishments
- Retail trade
Retail trade
89 establishments
- Health care and social assistance
Health care and social assistance
79 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
74 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34677, Oldsmar, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,842
Population
25.7
Area (sq mi)
810
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34677?
47.5
Median Age
45.9%
Male
54.1%
Female
11.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,474
Median Household Income
+21% vs state ZIP avg
$49,239
Per Capita Income
8.4%
Poverty Rate
5.5%
Unemployment Rate
25.8 min
Mean Commute Time
How ZIP 34677 ranks among Florida ZIPs
Oldsmar, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$93,474 Top 22% higher than 78% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,218housing units
10,218
Total Housing Units
9,148
Occupied Units
1,070
Vacant Units
2.47
Avg Household Size
Occupancy Type
$387,300
Median Home Value
+3% vs state ZIP avg
$1,485
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
380
HPI Index (2000 = 100)
+280%
Total Change Since 2000
Home values in ZIP 34677 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +280% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 235 |
| 2021 | +14.4% | 269 |
| 2022 | +26.9% | 341 |
| 2023 | +5.7% | 361 |
| 2024 | +5.3% | 380 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 917 business establishments in ZIP 34677, employing approximately 17,692 people with a combined annual payroll of $912,231,000.
917
Businesses
17,692
Employees
$912.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 142 | 15.5% |
| Construction | 99 | 10.8% |
| Retail trade | 89 | 9.7% |
| Health care and social assistance | 79 | 8.6% |
| Administrative and support and waste management and remediation services | 74 | 8.1% |
| Wholesale trade | 66 | 7.2% |
| Manufacturing | 63 | 6.9% |
| Accommodation and food services | 62 | 6.8% |
| Other services (except public administration) | 62 | 6.8% |
| Finance and insurance | 56 | 6.1% |
| Real estate and rental and leasing | 53 | 5.8% |
| Information | 20 | 2.2% |
| Educational services | 16 | 1.7% |
| Arts, entertainment, and recreation | 14 | 1.5% |
| Transportation and warehousing | 12 | 1.3% |
| Management of companies and enterprises | 8 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34677 vs 34695 →
ZIP 34677 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34698
Dunedin (34698)
37,240 residents
- 33626
Tampa (33626)
27,557 residents
- 34684
Palm Harbor (34684)
25,847 residents
- 34677
Oldsmar (34677)
20,842 residents
- 33761
Clearwater (33761)
18,167 residents
- 33763
Clearwater (33763)
17,887 residents
- 33759
Clearwater (33759)
17,820 residents
- 34695
Safety Harbor (34695)
17,496 residents
- 34685
Palm Harbor (34685)
17,286 residents
What this shows Among its immediate neighbors, ZIP 34677 ranks #4 by population - useful context the national average alone can't give.
ZIP 34677 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33626
Tampa (33626)
$127,118 median income
- 34688
Tarpon Springs (34688)
$112,091 median income
- 34695
Safety Harbor (34695)
$95,238 median income
- 34685
Palm Harbor (34685)
$94,688 median income
- 34677
Oldsmar (34677)
$93,474 median income
- 33635
Tampa (33635)
$86,894 median income
- 33761
Clearwater (33761)
$74,728 median income
- 34698
Dunedin (34698)
$74,078 median income
- 34684
Palm Harbor (34684)
$72,145 median income
What this shows By household income, ZIP 34677 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34695 | Safety Harbor, FL | 17,496 | 3.0 mi |
| 34685 | Palm Harbor, FL | 17,286 | 3.4 mi |
| 33761 | Clearwater, FL | 18,167 | 3.1 mi |
| 33626 | Tampa, FL | 27,557 | 3.9 mi |
| 33635 | Tampa, FL | 15,741 | 3.9 mi |
| 34684 | Palm Harbor, FL | 25,847 | 3.9 mi |
| 34688 | Tarpon Springs, FL | 7,274 | 6.8 mi |
| 33759 | Clearwater, FL | 17,820 | 5.2 mi |
| 33763 | Clearwater, FL | 17,887 | 5.1 mi |
| 34698 | Dunedin, FL | 37,240 | 6.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34677, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,842 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 34677 in?
ZIP code 34677 (Oldsmar) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 34677?
ZIP code 34677 in Oldsmar, FL has a population of 20,842 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34677?
The median household income in ZIP 34677 is $93,474, which is 23% above the national average of $76,288.
What is the average home value in ZIP 34677?
The median home value in ZIP 34677 is $387,300, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 34677?
The largest racial group in ZIP 34677 is White at 77.8%. Hispanic or Latino residents make up 14.2% of the population.
How many businesses are in ZIP code 34677?
ZIP code 34677 has 917 business establishments employing approximately 17,692 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34677?
The top industries by establishment count in ZIP 34677 are: Professional, scientific, and technical services (142), Construction (99), Retail trade (89). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34677?
According to the FHFA House Price Index, home values in ZIP 34677 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 280%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34677?
In ZIP code 34677, 66.0% of residents aged 25+ have a high school diploma or higher, and 41.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34677?
The mean commute time for workers in ZIP code 34677 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34677?
In ZIP code 34677, approximately 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34677?
The poverty rate in ZIP code 34677 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34677's numbers, next.
- See how ZIP 34677 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oldsmar, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.