Residential delivery area · Florida
ZIP Code 34685: East Lake (Palm Harbor), FL
ZIP code 34685 is in East Lake (postal name Palm Harbor), Florida, entirely in Pinellas County (Census 2020 ZIP-county file). About 18,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Palm Harbor's 3 residential ZIP codes. Median household income is $94,688 (Census Bureau, ACS 2020-2024). By Census place, its land lies in East Lake (a census-designated place), and 1% in smaller places.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Palm Harbor · 3 residential ZIPs
- County
- Pinellas County
- Census places
- East Lake census-designated place
- Metro area
- Tampa-St. Petersburg-Clearwater, FL
- House district
- FL-13 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 10.1 sq mi · 1,801 people per sq mi
- PO Box ZIPs
- 34682 also use the name Palm Harbor
Where is ZIP code 34685?
34685 centers on 28.093°, -82.689° and covers 10.1 square miles of land plus 1.1 of water. It borders 5 ZIP codes: 34684, 34677, 34688, 33626, 33556.
The map draws ZIP code areas only. For the streets inside 34685, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 34685 compare with the rest of Palm Harbor?
| Measure | 34685 | In Palm Harbor | In Pinellas County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 18,132 | 3rd of 3 | 31st of 48 | 544th of 1,013 |
| Median household income | $95k | 1st of 3 | 11th of 46 | 180th of 819 |
| Median home value | $518k | 1st of 3 | 8th of 46 | 139th of 833 |
Its median household income is higher than in 77% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 34685?
The 2020 Census counted 17,680 people in 34685; the ACS, which samples households over 2020-2024, estimates 18,132. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 18,132
- 2020 Census count
- 17,680
- Households
- 7,405
- Median age
- 48.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 34685?
Of the 18,132 people the ACS estimates in 34685, 18.7% are under 18 and 26.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.4%).
- Under 1818.7%
- 18 to 6454.7%
- 65 and older26.6%
- White, not Hispanic80.4%
- Hispanic or Latino7.9%
- Other or two or more5.7%
- Asian, not Hispanic3.8%
- Black, not Hispanic2.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 34685 earn?
Median household income is $94,688 (ACS 2020-2024), the 11th highest of the 46 ranked ZIP codes in Pinellas County.
- Median household income
- $94,688±$13,125
- Income per person
- $56,742
- Below the poverty line
- 4.8%
- Unemployed (of the labor force)
- 3.0%
- Adults 25+ with a bachelor's degree
- 49.0%
- Adjusted gross income per tax return, 2022
- $139,1458,800 returns; wages 55% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 34685?
FHFA's house price index for 34685, built from repeat sales and appraisals of the same homes, rose 87% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved −13.2% in 2025.
- Median home value (owners' estimate)
- $518,000
- Median gross rent
- $1,990
- Homes owned by their occupants
- 76.9%
- Housing units
- 8,032
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 34685?
438 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services99
- Real estate and rental and leasing51
- Health care and social assistance50
- Finance and insurance44
- Administrative and support and waste management and remediation services33
- Retail trade31
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 34685?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 34684 | Palm Harbor | 27,029 | $72k | 2.4 mi |
| 34677 | Oldsmar | 22,762 | $94k | 3.5 mi |
| 34688 | Tarpon Springs | 8,522 | $112k | 3.5 mi |
| 33626 | Tampa | 30,575 | $127k | 6.0 mi |
| 33556 | Odessa | 35,755 | $150k | 7.3 mi |
| 34683 | Palm Harbor | 33,911 | $93k | 4.4 mi (near) |
| 33761 | Clearwater | 18,290 | $75k | 4.7 mi (near) |
| 34681 | Crystal Beach | 1,284 | – | 5.4 mi (near) |
| 34689 | Tarpon Springs | 27,324 | $75k | 5.9 mi (near) |
| 34695 | Safety Harbor | 18,098 | $95k | 5.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.