Tarpon Springs, FL · standard
ZIP Code 34688
Pinellas County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,274
- 181/sq mi
- $112,091
- Median income
- $510,100
- Median home value
- 51.0%
- Bachelor's or higher
The verdict
Tarpon Springs pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 181
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34688 against every reporting US ZIP.
ZIP code 34688 is classified by USPS as a standard delivery area and covers roughly 40.1 square miles in Tarpon Springs, Pinellas County, Florida. The area is home to 7,274 residents, producing a population density of 181 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34688 against Florida and the nation.
On the economic side, the median household income for ZIP 34688 sits at $112,091 (45% above the Florida average), while per-capita income is $60,801. The poverty rate stands at 6.4% and the unemployment rate at 5.6%. On housing, the median home value is $510,100 (36% above the state average) with median rent at $1,429 per month, and 93.3% of occupied units are owner-occupied, a direct signal of whether 34688 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 51.0% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinellas County, so you can benchmark 34688 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34688
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34688.
- Professional, scientific, and technical services
Professional, scientific, and technical services
50 establishments
- Health care and social assistance
Health care and social assistance
32 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
26 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
23 establishments
- Construction
Construction
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34688, Tarpon Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,274
Population
40.1
Area (sq mi)
181
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34688?
49.6
Median Age
47.8%
Male
52.2%
Female
13.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,091
Median Household Income
+45% vs state
$60,801
Per Capita Income
6.4%
Poverty Rate
5.6%
Unemployment Rate
30.4 min
Mean Commute Time
How ZIP 34688 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$112,091 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,535
Total Housing Units
3,295
Occupied Units
240
Vacant Units
2.56
Avg Household Size
Occupancy Type
$510,100
Median Home Value
+36% vs state
$1,429
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.9%
YoY Change (2024)
278
HPI Index (2000 = 100)
+178%
Total Change Since 2000
Home values in ZIP 34688 have decreased 6.9% over the past year (2024). Since 2000, this ZIP has seen +178% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 191 |
| 2021 | +9.0% | 209 |
| 2022 | +28.1% | 267 |
| 2023 | +11.7% | 299 |
| 2024 | -6.9% | 278 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 227 business establishments in ZIP 34688, employing approximately 1,102 people with a combined annual payroll of $58,973,000.
227
Businesses
1,102
Employees
$59.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 50 | 22.0% |
| Health care and social assistance | 32 | 14.1% |
| Real estate and rental and leasing | 26 | 11.4% |
| Administrative and support and waste management and remediation services | 23 | 10.1% |
| Construction | 21 | 9.3% |
| Other services (except public administration) | 17 | 7.5% |
| Finance and insurance | 15 | 6.6% |
| Retail trade | 11 | 4.8% |
| Educational services | 7 | 3.1% |
| Wholesale trade | 6 | 2.6% |
| Transportation and warehousing | 5 | 2.2% |
| Accommodation and food services | 5 | 2.2% |
| Information | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34688 vs 34685 →
ZIP 34688 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34655
New Port Richey (34655)
38,464 residents
- 34683
Palm Harbor (34683)
31,268 residents
- 34653
New Port Richey (34653)
30,756 residents
- 34689
Tarpon Springs (34689)
26,132 residents
- 34684
Palm Harbor (34684)
25,847 residents
- 33556
Odessa (33556)
22,015 residents
- 34691
Holiday (34691)
21,079 residents
- 34677
Oldsmar (34677)
20,842 residents
- 34685
Palm Harbor (34685)
17,286 residents
What this shows Among its immediate neighbors, ZIP 34688 ranks #0 by population — useful context the national average alone can't give.
ZIP 34688 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33556
Odessa (33556)
$149,722 median income
- 34688
Tarpon Springs (34688)
$112,091 median income
- 34685
Palm Harbor (34685)
$94,688 median income
- 34677
Oldsmar (34677)
$93,474 median income
- 34683
Palm Harbor (34683)
$92,885 median income
- 34655
New Port Richey (34655)
$85,470 median income
- 34689
Tarpon Springs (34689)
$74,854 median income
- 34684
Palm Harbor (34684)
$72,145 median income
- 34691 $50,288
Holiday (34691)
$50,288 median income
What this shows By household income, ZIP 34688 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34685 | Palm Harbor, FL | 17,286 | 3.4 mi |
| 34689 | Tarpon Springs, FL | 26,132 | 4.6 mi |
| 34690 | Holiday, FL | 13,137 | 4.2 mi |
| 33556 | Odessa, FL | 22,015 | 5.4 mi |
| 34677 | Oldsmar, FL | 20,842 | 6.8 mi |
| 34653 | New Port Richey, FL | 30,756 | 6.8 mi |
| 34684 | Palm Harbor, FL | 25,847 | 5.2 mi |
| 34655 | New Port Richey, FL | 38,464 | 6.0 mi |
| 34683 | Palm Harbor, FL | 31,268 | 6.3 mi |
| 34691 | Holiday, FL | 21,079 | 6.6 mi |
More ZIP Codes in Pinellas County
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Frequently Asked Questions
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What is the population of ZIP code 34688? ▼
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How many businesses are in ZIP code 34688? ▼
What are the main industries in ZIP code 34688? ▼
How have home values changed in ZIP code 34688? ▼
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What percentage of residents own vs. rent in ZIP 34688? ▼
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ZIP Code Research Guides
Official Data Resources for Tarpon Springs, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.