Tarpon Springs, FL · standard
ZIP Code 34688
Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,274
- 181/sq mi High-density area
- $112,091
- Median income Above-median income area
- $510,100
- Median home value Above-median home value
- 51.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Tarpon Springs pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 181
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34688 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34688 (Tarpon Springs, FL) fell -6.9% from 2023 to 2024. The all-transactions index moved from 298.7 in 2023 to 278.1 in 2024 (2000 = 100).
ZIP code 34688 is a mid-sized community (a standard USPS delivery area) in Tarpon Springs, Pinellas County, Florida, home to 7,274 residents across 40.1 square miles, a density of 181 people per square mile, in the New York time zone.
ZIP 34688 skews affluent, with a median household income of $112,091 (45% above the average Florida ZIP), while per-capita income is $60,801. The poverty rate is 6.4%, with unemployment at 5.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $510,100 (36% above the average Florida ZIP), while 93.3% of occupied homes are owner-occupied and median rent is $1,429.
This is a highly-educated ZIP: 51.0% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pinellas County, so 34688 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34688
Top 5 sectors by establishment count in Tarpon Springs, FL
Which industries have the most business establishments in ZIP 34688.
- Professional, scientific, and technical services
Professional, scientific, and technical services
50 establishments
- Health care and social assistance
Health care and social assistance
32 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
26 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
23 establishments
- Construction
Construction
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34688, Tarpon Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,274
Population
40.1
Area (sq mi)
181
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34688?
49.6
Median Age
47.8%
Male
52.2%
Female
13.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,091
Median Household Income
+45% vs state ZIP avg
$60,801
Per Capita Income
6.4%
Poverty Rate
5.6%
Unemployment Rate
30.4 min
Mean Commute Time
How ZIP 34688 ranks among Florida ZIPs
Tarpon Springs, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$112,091 Top 10% higher than 90% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,535housing units
3,535
Total Housing Units
3,295
Occupied Units
240
Vacant Units
2.56
Avg Household Size
Occupancy Type
$510,100
Median Home Value
+36% vs state ZIP avg
$1,429
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.9%
YoY Change (2024)
278
HPI Index (2000 = 100)
+178%
Total Change Since 2000
Home values in ZIP 34688 have decreased 6.9% over the past year (2024). Since 2000, this ZIP has seen +178% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 191 |
| 2021 | +9.0% | 209 |
| 2022 | +28.1% | 267 |
| 2023 | +11.7% | 299 |
| 2024 | -6.9% | 278 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 227 business establishments in ZIP 34688, employing approximately 1,102 people with a combined annual payroll of $58,973,000.
227
Businesses
1,102
Employees
$59.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 50 | 22.0% |
| Health care and social assistance | 32 | 14.1% |
| Real estate and rental and leasing | 26 | 11.4% |
| Administrative and support and waste management and remediation services | 23 | 10.1% |
| Construction | 21 | 9.3% |
| Other services (except public administration) | 17 | 7.5% |
| Finance and insurance | 15 | 6.6% |
| Retail trade | 11 | 4.8% |
| Educational services | 7 | 3.1% |
| Wholesale trade | 6 | 2.6% |
| Transportation and warehousing | 5 | 2.2% |
| Accommodation and food services | 5 | 2.2% |
| Information | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34688 vs 34685 →
ZIP 34688 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34655
New Port Richey (34655)
38,464 residents
- 34683
Palm Harbor (34683)
31,268 residents
- 34653
New Port Richey (34653)
30,756 residents
- 34689
Tarpon Springs (34689)
26,132 residents
- 34684
Palm Harbor (34684)
25,847 residents
- 33556
Odessa (33556)
22,015 residents
- 34691
Holiday (34691)
21,079 residents
- 34677
Oldsmar (34677)
20,842 residents
- 34685
Palm Harbor (34685)
17,286 residents
What this shows Among its immediate neighbors, ZIP 34688 ranks #0 by population - useful context the national average alone can't give.
ZIP 34688 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33556
Odessa (33556)
$149,722 median income
- 34688
Tarpon Springs (34688)
$112,091 median income
- 34685
Palm Harbor (34685)
$94,688 median income
- 34677
Oldsmar (34677)
$93,474 median income
- 34683
Palm Harbor (34683)
$92,885 median income
- 34655
New Port Richey (34655)
$85,470 median income
- 34689
Tarpon Springs (34689)
$74,854 median income
- 34684
Palm Harbor (34684)
$72,145 median income
- 34691 $50,288
Holiday (34691)
$50,288 median income
What this shows By household income, ZIP 34688 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34685 | Palm Harbor, FL | 17,286 | 3.4 mi |
| 34689 | Tarpon Springs, FL | 26,132 | 4.6 mi |
| 34690 | Holiday, FL | 13,137 | 4.2 mi |
| 33556 | Odessa, FL | 22,015 | 5.4 mi |
| 34677 | Oldsmar, FL | 20,842 | 6.8 mi |
| 34653 | New Port Richey, FL | 30,756 | 6.8 mi |
| 34684 | Palm Harbor, FL | 25,847 | 5.2 mi |
| 34655 | New Port Richey, FL | 38,464 | 6.0 mi |
| 34683 | Palm Harbor, FL | 31,268 | 6.3 mi |
| 34691 | Holiday, FL | 21,079 | 6.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34688, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,274 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 34688 in?
ZIP code 34688 (Tarpon Springs) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 34688?
ZIP code 34688 in Tarpon Springs, FL has a population of 7,274 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34688?
The median household income in ZIP 34688 is $112,091, which is 47% above the national average of $76,288.
What is the average home value in ZIP 34688?
The median home value in ZIP 34688 is $510,100, which is 83% above the national average of $278,155.
What is the demographic makeup of ZIP 34688?
The largest racial group in ZIP 34688 is White at 85.1%. Hispanic or Latino residents make up 10.2% of the population.
How many businesses are in ZIP code 34688?
ZIP code 34688 has 227 business establishments employing approximately 1,102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34688?
The top industries by establishment count in ZIP 34688 are: Professional, scientific, and technical services (50), Health care and social assistance (32), Real estate and rental and leasing (26). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 34688?
According to the FHFA House Price Index, home values in ZIP 34688 decreased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 178%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34688?
In ZIP code 34688, 71.6% of residents aged 25+ have a high school diploma or higher, and 51.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34688?
The mean commute time for workers in ZIP code 34688 is 30.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34688?
In ZIP code 34688, approximately 93.3% of occupied housing units are owner-occupied and 6.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34688?
The poverty rate in ZIP code 34688 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34688's numbers, next.
- See how ZIP 34688 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tarpon Springs, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.