PlainZIP

Tarpon Springs, FL · standard

ZIP Code 34688

Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,274
181/sq mi
$112,091
Median income
$510,100
Median home value
51.0%
Bachelor's or higher

The verdict

Tarpon Springs pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 13%
home value, US ZIPs
181
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34688 against every reporting US ZIP.

ZIP code 34688 is a mid-sized community (a standard USPS delivery area) in Tarpon Springs, Pinellas County, Florida, home to 7,274 residents across 40.1 square miles, a density of 181 people per square mile, in the New York time zone.

ZIP 34688 skews affluent, with a median household income of $112,091 (45% above the Florida average), while per-capita income is $60,801. Poverty here runs at 6.4%, with unemployment measured at 5.6%. Housing costs here run $510,100 for a typical home value (36% above the state average), with rent averaging $1,429 a month; 93.3% of homes are owner-occupied.

This is a highly-educated ZIP: 51.0% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is 30 minutes. To put 34688 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Pinellas County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 34688

Top 5 sectors by establishment count in Tarpon Springs, FL

Which industries have the most business establishments in ZIP 34688.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34688, Tarpon Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,274

Population

40.1

Area (sq mi)

181

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34688?

49.6

Median Age

47.8%

Male

52.2%

Female

13.2%

Foreign-Born

White 85.1%
African American 2.2%
Asian 2.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 10.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$112,091

Median Household Income

+45% vs state

$60,801

Per Capita Income

6.4%

Poverty Rate

5.6%

Unemployment Rate

30.4 min

Mean Commute Time

How ZIP 34688 ranks nationally

Tarpon Springs, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$112,091 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.6%
Bachelor's Degree or Higher 51.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,535

Total Housing Units

3,295

Occupied Units

240

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 93.3%
Renter 6.7%

$510,100

Median Home Value

+36% vs state

$1,429

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.9%

YoY Change (2024)

278

HPI Index (2000 = 100)

+178%

Total Change Since 2000

Home values in ZIP 34688 have decreased 6.9% over the past year (2024). Since 2000, this ZIP has seen +178% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 191
2021 +9.0% 209
2022 +28.1% 267
2023 +11.7% 299
2024 -6.9% 278

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 227 business establishments in ZIP 34688, employing approximately 1,102 people with a combined annual payroll of $58,973,000.

227

Businesses

1,102

Employees

$59.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 50 22.0%
Health care and social assistance 32 14.1%
Real estate and rental and leasing 26 11.4%
Administrative and support and waste management and remediation services 23 10.1%
Construction 21 9.3%
Other services (except public administration) 17 7.5%
Finance and insurance 15 6.6%
Retail trade 11 4.8%
Educational services 7 3.1%
Wholesale trade 6 2.6%
Transportation and warehousing 5 2.2%
Accommodation and food services 5 2.2%
Information 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34688 vs 34685 →

ZIP 34688 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34688 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34688 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34688 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34685 Palm Harbor, FL 17,286 3.4 mi
34689 Tarpon Springs, FL 26,132 4.6 mi
34690 Holiday, FL 13,137 4.2 mi
33556 Odessa, FL 22,015 5.4 mi
34677 Oldsmar, FL 20,842 6.8 mi
34653 New Port Richey, FL 30,756 6.8 mi
34684 Palm Harbor, FL 25,847 5.2 mi
34655 New Port Richey, FL 38,464 6.0 mi
34683 Palm Harbor, FL 31,268 6.3 mi
34691 Holiday, FL 21,079 6.6 mi

More ZIP Codes in Pinellas County

34698 standard
Dunedin, FL
Pop: 37,240
33710 standard
Saint Petersburg, FL
Pop: 32,780
33756 standard
Clearwater, FL
Pop: 31,275
34683 standard
Palm Harbor, FL
Pop: 31,268
33771 standard
Largo, FL
Pop: 29,839
33713 standard
Saint Petersburg, FL
Pop: 29,812

Related Areas

Pinellas County Tarpon Springs, FL Florida

Frequently Asked Questions

What county is ZIP code 34688 in? ▼
ZIP code 34688 (Tarpon Springs) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 34688? ▼
ZIP code 34688 in Tarpon Springs, FL has a population of 7,274 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34688? ▼
The median household income in ZIP 34688 is $112,091, which is 47% above the national average of $76,288.
What is the average home value in ZIP 34688? ▼
The median home value in ZIP 34688 is $510,100, which is 83% above the national average of $278,155.
What is the demographic makeup of ZIP 34688? ▼
The largest racial group in ZIP 34688 is White at 85.1%. Hispanic or Latino residents make up 10.2% of the population.
How many businesses are in ZIP code 34688? ▼
ZIP code 34688 has 227 business establishments employing approximately 1,102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34688? ▼
The top industries by establishment count in ZIP 34688 are: Professional, scientific, and technical services (50), Health care and social assistance (32), Real estate and rental and leasing (26). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 34688? ▼
According to the FHFA House Price Index, home values in ZIP 34688 decreased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 178%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34688? ▼
In ZIP code 34688, 71.6% of residents aged 25+ have a high school diploma or higher, and 51.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34688? ▼
The mean commute time for workers in ZIP code 34688 is 30.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34688? ▼
In ZIP code 34688, approximately 93.3% of occupied housing units are owner-occupied and 6.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34688? ▼
The poverty rate in ZIP code 34688 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.