Tarpon Springs, FL · standard
ZIP Code 34689
Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,132
- 950/sq mi High-density area
- $74,854
- Median income Near-median income area
- $337,000
- Median home value Above-median home value
- 33.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Tarpon Springs pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 950
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34689 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34689 (Tarpon Springs, FL) rose +5.0% from 2023 to 2024. The all-transactions index moved from 381.8 in 2023 to 400.7 in 2024 (2000 = 100).
ZIP code 34689 is a densely settled ZIP (a standard USPS delivery area) in Tarpon Springs, Pinellas County, Florida, with 26,132 residents across 27.5 square miles, a density of 950 people per square mile, in the New York time zone.
ZIP 34689 lands in the middle-income range, with a median household income of $74,854 (3% below the average Florida ZIP), while per-capita income is $57,332. The poverty rate is 10.1%, with unemployment at 4.2%; those measures add context to the income figure. Median home value is $337,000 (10% below the average Florida ZIP) and median rent is $1,289; 81.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 33.7% of adults hold a bachelor's degree or higher, the median age is 55.7, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pinellas County, so 34689 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34689
Top 5 sectors by establishment count in Tarpon Springs, FL
Which industries have the most business establishments in ZIP 34689.
- Professional, scientific, and technical services
Professional, scientific, and technical services
140 establishments
- Retail trade
Retail trade
139 establishments
- Construction
Construction
118 establishments
- Health care and social assistance
Health care and social assistance
107 establishments
- Accommodation and food services
Accommodation and food services
91 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34689, Tarpon Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,132
Population
27.5
Area (sq mi)
950
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34689?
55.7
Median Age
48.4%
Male
51.6%
Female
8.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,854
Median Household Income
-3% vs state ZIP avg
$57,332
Per Capita Income
10.1%
Poverty Rate
4.2%
Unemployment Rate
28.8 min
Mean Commute Time
How ZIP 34689 ranks among Florida ZIPs
Tarpon Springs, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,854 Top 45% higher than 55% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,398housing units
14,398
Total Housing Units
12,755
Occupied Units
1,643
Vacant Units
2.10
Avg Household Size
Occupancy Type
$337,000
Median Home Value
-10% vs state ZIP avg
$1,289
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.0%
YoY Change (2024)
401
HPI Index (2000 = 100)
+301%
Total Change Since 2000
Home values in ZIP 34689 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +301% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 241 |
| 2021 | +18.8% | 286 |
| 2022 | +25.9% | 361 |
| 2023 | +5.8% | 382 |
| 2024 | +5.0% | 401 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 982 business establishments in ZIP 34689, employing approximately 9,232 people with a combined annual payroll of $501,431,000.
982
Businesses
9,232
Employees
$501.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 140 | 14.3% |
| Retail trade | 139 | 14.2% |
| Construction | 118 | 12.0% |
| Health care and social assistance | 107 | 10.9% |
| Accommodation and food services | 91 | 9.3% |
| Other services (except public administration) | 83 | 8.4% |
| Real estate and rental and leasing | 55 | 5.6% |
| Administrative and support and waste management and remediation services | 55 | 5.6% |
| Finance and insurance | 49 | 5.0% |
| Manufacturing | 45 | 4.6% |
| Wholesale trade | 32 | 3.3% |
| Arts, entertainment, and recreation | 21 | 2.1% |
| Information | 16 | 1.6% |
| Transportation and warehousing | 15 | 1.5% |
| Educational services | 8 | 0.8% |
| Utilities | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34689 vs 34691 →
ZIP 34689 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34698
Dunedin (34698)
37,240 residents
- 34683
Palm Harbor (34683)
31,268 residents
- 34689
Tarpon Springs (34689)
26,132 residents
- 34684
Palm Harbor (34684)
25,847 residents
- 34652
New Port Richey (34652)
24,147 residents
- 34691
Holiday (34691)
21,079 residents
- 33761
Clearwater (33761)
18,167 residents
- 34685
Palm Harbor (34685)
17,286 residents
- 34690 13,137
Holiday (34690)
13,137 residents
What this shows Among its immediate neighbors, ZIP 34689 ranks #3 by population - useful context the national average alone can't give.
ZIP 34689 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34688
Tarpon Springs (34688)
$112,091 median income
- 34685
Palm Harbor (34685)
$94,688 median income
- 34683
Palm Harbor (34683)
$92,885 median income
- 34689
Tarpon Springs (34689)
$74,854 median income
- 33761
Clearwater (33761)
$74,728 median income
- 34698
Dunedin (34698)
$74,078 median income
- 34684
Palm Harbor (34684)
$72,145 median income
- 34652
New Port Richey (34652)
$56,931 median income
- 34691
Holiday (34691)
$50,288 median income
What this shows By household income, ZIP 34689 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34691 | Holiday, FL | 21,079 | 3.1 mi |
| 34683 | Palm Harbor, FL | 31,268 | 4.3 mi |
| 34690 | Holiday, FL | 13,137 | 3.6 mi |
| 34688 | Tarpon Springs, FL | 7,274 | 4.6 mi |
| 34681 | Crystal Beach, FL | 1,294 | 4.4 mi |
| 34684 | Palm Harbor, FL | 25,847 | 5.0 mi |
| 34652 | New Port Richey, FL | 24,147 | 6.2 mi |
| 34685 | Palm Harbor, FL | 17,286 | 5.7 mi |
| 34698 | Dunedin, FL | 37,240 | 8.1 mi |
| 33761 | Clearwater, FL | 18,167 | 8.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34689, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,132 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 34689 in?
ZIP code 34689 (Tarpon Springs) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 34689?
ZIP code 34689 in Tarpon Springs, FL has a population of 26,132 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34689?
The median household income in ZIP 34689 is $74,854, which is 2% below the national average of $76,288.
What is the average home value in ZIP 34689?
The median home value in ZIP 34689 is $337,000, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 34689?
The largest racial group in ZIP 34689 is White at 82.4%. Hispanic or Latino residents make up 9.7% of the population.
How many businesses are in ZIP code 34689?
ZIP code 34689 has 982 business establishments employing approximately 9,232 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34689?
The top industries by establishment count in ZIP 34689 are: Professional, scientific, and technical services (140), Retail trade (139), Construction (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34689?
According to the FHFA House Price Index, home values in ZIP 34689 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 301%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34689?
In ZIP code 34689, 62.3% of residents aged 25+ have a high school diploma or higher, and 33.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34689?
The mean commute time for workers in ZIP code 34689 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34689?
In ZIP code 34689, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34689?
The poverty rate in ZIP code 34689 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34689's numbers, next.
- See how ZIP 34689 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tarpon Springs, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.