Tarpon Springs, FL · standard

ZIP Code 34689

Pinellas County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,132
950/sq mi
$74,854
Median income
$337,000
Median home value
33.7%
Bachelor's or higher

The verdict

Tarpon Springs pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 45%
household income, US ZIPs
Top 28%
home value, US ZIPs
950
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34689 against every reporting US ZIP.

ZIP code 34689 is classified by USPS as a standard delivery area and covers roughly 27.5 square miles in Tarpon Springs, Pinellas County, Florida. The area is home to 26,132 residents, producing a population density of 950 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34689 against Florida and the nation.

On the economic side, the median household income for ZIP 34689 sits at $74,854 (3% below the Florida average), while per-capita income is $57,332. The poverty rate stands at 10.1% and the unemployment rate at 4.2%. On housing, the median home value is $337,000 (10% below the state average) with median rent at $1,289 per month, and 81.5% of occupied units are owner-occupied, a direct signal of whether 34689 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.7% of adults hold a bachelor's degree or higher, the median age is 55.7, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinellas County, so you can benchmark 34689 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34689

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34689.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34689, Tarpon Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,132

Population

27.5

Area (sq mi)

950

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34689?

55.7

Median Age

48.4%

Male

51.6%

Female

8.9%

Foreign-Born

White 82.4%
African American 5.5%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.4%
Hispanic or Latino 9.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,854

Median Household Income

-3% vs state

$57,332

Per Capita Income

10.1%

Poverty Rate

4.2%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 34689 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$74,854 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 33.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,398

Total Housing Units

12,755

Occupied Units

1,643

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$337,000

Median Home Value

-10% vs state

$1,289

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

401

HPI Index (2000 = 100)

+301%

Total Change Since 2000

Home values in ZIP 34689 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +301% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 241
2021 +18.8% 286
2022 +25.9% 361
2023 +5.8% 382
2024 +5.0% 401

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 982 business establishments in ZIP 34689, employing approximately 9,232 people with a combined annual payroll of $501,431,000.

982

Businesses

9,232

Employees

$501.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 140 14.3%
Retail trade 139 14.2%
Construction 118 12.0%
Health care and social assistance 107 10.9%
Accommodation and food services 91 9.3%
Other services (except public administration) 83 8.4%
Real estate and rental and leasing 55 5.6%
Administrative and support and waste management and remediation services 55 5.6%
Finance and insurance 49 5.0%
Manufacturing 45 4.6%
Wholesale trade 32 3.3%
Arts, entertainment, and recreation 21 2.1%
Information 16 1.6%
Transportation and warehousing 15 1.5%
Educational services 8 0.8%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34689 vs 34691 →

ZIP 34689 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34689 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34689 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34689 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34691 Holiday, FL 21,079 3.1 mi
34683 Palm Harbor, FL 31,268 4.3 mi
34690 Holiday, FL 13,137 3.6 mi
34688 Tarpon Springs, FL 7,274 4.6 mi
34681 Crystal Beach, FL 1,294 4.4 mi
34684 Palm Harbor, FL 25,847 5.0 mi
34652 New Port Richey, FL 24,147 6.2 mi
34685 Palm Harbor, FL 17,286 5.7 mi
34698 Dunedin, FL 37,240 8.1 mi
33761 Clearwater, FL 18,167 8.4 mi

More ZIP Codes in Pinellas County

Frequently Asked Questions

What county is ZIP code 34689 in?
ZIP code 34689 (Tarpon Springs) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 34689?
ZIP code 34689 in Tarpon Springs, FL has a population of 26,132 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34689?
The median household income in ZIP 34689 is $74,854, which is 2% below the national average of $76,288.
What is the average home value in ZIP 34689?
The median home value in ZIP 34689 is $337,000, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 34689?
The largest racial group in ZIP 34689 is White at 82.4%. Hispanic or Latino residents make up 9.7% of the population.
How many businesses are in ZIP code 34689?
ZIP code 34689 has 982 business establishments employing approximately 9,232 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34689?
The top industries by establishment count in ZIP 34689 are: Professional, scientific, and technical services (140), Retail trade (139), Construction (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34689?
According to the FHFA House Price Index, home values in ZIP 34689 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 301%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34689?
In ZIP code 34689, 62.3% of residents aged 25+ have a high school diploma or higher, and 33.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34689?
The mean commute time for workers in ZIP code 34689 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34689?
In ZIP code 34689, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34689?
The poverty rate in ZIP code 34689 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Tarpon Springs, FL

Verify and explore additional data for this area using these official government sources.