ZIP Code 34684

ZIP code 34684 is classified by USPS as a standard delivery area and covers roughly 17.0 square miles in Palm Harbor, Pinellas County, Florida. The area is home to 25,847 residents, producing a population density of 1,523 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34684 against Florida and the nation.

On the economic side, the median household income for ZIP 34684 sits at $72,145 (6% below the Florida average), while per-capita income is $47,236. The poverty rate stands at 10.7% and the unemployment rate at 3.0%. On housing, the median home value is $342,400 (9% below the state average) with median rent at $1,854 per month, and 72.9% of occupied units are owner-occupied, a direct signal of whether 34684 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 37.6% of adults hold a bachelor's degree or higher, the median age is 55.3, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinellas County, so you can benchmark 34684 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →