Dunedin, FL · standard
ZIP Code 34698
Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,240
- 1,408/sq mi High-density area
- $74,078
- Median income Near-median income area
- $392,300
- Median home value Above-median home value
- 37.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Dunedin pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 1,408
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34698 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34698 (Dunedin, FL) rose +3.1% from 2023 to 2024. The all-transactions index moved from 448.9 in 2023 to 463.0 in 2024 (2000 = 100).
ZIP code 34698 is a densely settled ZIP (a standard USPS delivery area) in Dunedin, Pinellas County, Florida, with 37,240 residents across 26.5 square miles, a density of 1,408 people per square mile, in the New York time zone.
ZIP 34698 lands in the middle-income range, with a median household income of $74,078 (4% below the average Florida ZIP), while per-capita income is $47,507. The poverty rate is 9.0%, with unemployment at 5.1%; those measures add context to the income figure. Median home value is $392,300 (5% above the average Florida ZIP) and median rent is $1,691; 73.4% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 37.7% of adults hold a bachelor's degree or higher, the median age is 57.8, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pinellas County, so 34698 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34698
Top 5 sectors by establishment count in Dunedin, FL
Which industries have the most business establishments in ZIP 34698.
- Professional, scientific, and technical services
Professional, scientific, and technical services
184 establishments
- Health care and social assistance
Health care and social assistance
161 establishments
- Retail trade
Retail trade
143 establishments
- Accommodation and food services
Accommodation and food services
142 establishments
- Other services (except public administration)
Other services (except public administration)
89 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34698, Dunedin, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
37,240
Population
26.5
Area (sq mi)
1,408
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34698?
57.8
Median Age
46.8%
Male
53.2%
Female
8.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,078
Median Household Income
-4% vs state ZIP avg
$47,507
Per Capita Income
9.0%
Poverty Rate
5.1%
Unemployment Rate
24.8 min
Mean Commute Time
How ZIP 34698 ranks nationally
Dunedin, FL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$74,078 Top 47% higher than 53% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
22,023housing units
22,023
Total Housing Units
18,020
Occupied Units
4,003
Vacant Units
2.07
Avg Household Size
Occupancy Type
$392,300
Median Home Value
+5% vs state ZIP avg
$1,691
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.1%
YoY Change (2024)
463
HPI Index (2000 = 100)
+363%
Total Change Since 2000
Home values in ZIP 34698 have increased 3.1% over the past year (2024). Since 2000, this ZIP has seen +363% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.1% | 279 |
| 2021 | +16.5% | 325 |
| 2022 | +25.1% | 407 |
| 2023 | +10.3% | 449 |
| 2024 | +3.1% | 463 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,141 business establishments in ZIP 34698, employing approximately 10,283 people with a combined annual payroll of $448,535,000.
1,141
Businesses
10,283
Employees
$448.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 184 | 16.1% |
| Health care and social assistance | 161 | 14.1% |
| Retail trade | 143 | 12.5% |
| Accommodation and food services | 142 | 12.4% |
| Other services (except public administration) | 89 | 7.8% |
| Construction | 87 | 7.6% |
| Real estate and rental and leasing | 71 | 6.2% |
| Finance and insurance | 65 | 5.7% |
| Administrative and support and waste management and remediation services | 61 | 5.3% |
| Wholesale trade | 31 | 2.7% |
| Arts, entertainment, and recreation | 27 | 2.4% |
| Manufacturing | 19 | 1.7% |
| Information | 19 | 1.7% |
| Transportation and warehousing | 18 | 1.6% |
| Educational services | 18 | 1.6% |
| Management of companies and enterprises | 6 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34698 vs 33755 →
ZIP 34698 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34698
Dunedin (34698)
37,240 residents
- 33756
Clearwater (33756)
31,275 residents
- 34683
Palm Harbor (34683)
31,268 residents
- 33755
Clearwater (33755)
26,146 residents
- 34684
Palm Harbor (34684)
25,847 residents
- 33761
Clearwater (33761)
18,167 residents
- 33763
Clearwater (33763)
17,887 residents
- 34695
Safety Harbor (34695)
17,496 residents
- 33765 13,275
Clearwater (33765)
13,275 residents
What this shows Among its immediate neighbors, ZIP 34698 ranks the most populous - useful context the national average alone can't give.
ZIP 34698 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33767
Clearwater Beach (33767)
$117,425 median income
- 34695
Safety Harbor (34695)
$95,238 median income
- 34683
Palm Harbor (34683)
$92,885 median income
- 33761
Clearwater (33761)
$74,728 median income
- 34698
Dunedin (34698)
$74,078 median income
- 34684
Palm Harbor (34684)
$72,145 median income
- 33765
Clearwater (33765)
$69,199 median income
- 33755
Clearwater (33755)
$62,886 median income
- 33756
Clearwater (33756)
$61,872 median income
What this shows By household income, ZIP 34698 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33755 | Clearwater, FL | 26,146 | 3.8 mi |
| 34681 | Crystal Beach, FL | 1,294 | 3.7 mi |
| 33761 | Clearwater, FL | 18,167 | 3.4 mi |
| 33763 | Clearwater, FL | 17,887 | 3.0 mi |
| 34683 | Palm Harbor, FL | 31,268 | 3.8 mi |
| 33765 | Clearwater, FL | 13,275 | 4.6 mi |
| 34684 | Palm Harbor, FL | 25,847 | 4.5 mi |
| 33756 | Clearwater, FL | 31,275 | 6.2 mi |
| 33767 | Clearwater Beach, FL | 8,007 | 5.2 mi |
| 34695 | Safety Harbor, FL | 17,496 | 5.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34698, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (37,240 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 34698 in?
ZIP code 34698 (Dunedin) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 34698?
ZIP code 34698 in Dunedin, FL has a population of 37,240 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34698?
The median household income in ZIP 34698 is $74,078, which is 3% below the national average of $76,288.
What is the average home value in ZIP 34698?
The median home value in ZIP 34698 is $392,300, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 34698?
The largest racial group in ZIP 34698 is White at 85.0%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 34698?
ZIP code 34698 has 1,141 business establishments employing approximately 10,283 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34698?
The top industries by establishment count in ZIP 34698 are: Professional, scientific, and technical services (184), Health care and social assistance (161), Retail trade (143). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34698?
According to the FHFA House Price Index, home values in ZIP 34698 increased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 363%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34698?
In ZIP code 34698, 62.3% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34698?
The mean commute time for workers in ZIP code 34698 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34698?
In ZIP code 34698, approximately 73.4% of occupied housing units are owner-occupied and 26.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34698?
The poverty rate in ZIP code 34698 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34698's numbers, next.
- See how ZIP 34698 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Dunedin, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.