Clearwater, FL · standard
ZIP Code 33765
Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,275
- 1,251/sq mi High-density area
- $69,199
- Median income Near-median income area
- $333,300
- Median home value Above-median home value
- 29.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Clearwater pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 45th pct
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 1,251
- people per sq mi
- 56%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33765 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33765 (Clearwater, FL) rose +3.6% from 2023 to 2024. The all-transactions index moved from 371.7 in 2023 to 385.2 in 2024 (2000 = 100).
ZIP code 33765 is a mid-sized community (a standard USPS delivery area) in Clearwater, Pinellas County, Florida, home to 13,275 residents across 10.6 square miles, a density of 1,251 people per square mile, in the New York time zone.
ZIP 33765 reports a modest median household income of $69,199 (10% below the average Florida ZIP), while per-capita income is $43,145. The poverty rate is 16.1%, with unemployment at 6.1%; those measures add context to the income figure. Median home value is $333,300 (11% below the average Florida ZIP) and median rent is $1,641; 55.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.2% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pinellas County, so 33765 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33765
Top 5 sectors by establishment count in Clearwater, FL
Which industries have the most business establishments in ZIP 33765.
- Retail trade
Retail trade
146 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
136 establishments
- Health care and social assistance
Health care and social assistance
116 establishments
- Other services (except public administration)
Other services (except public administration)
87 establishments
- Construction
Construction
85 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33765, Clearwater, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,275
Population
10.6
Area (sq mi)
1,251
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33765?
46.5
Median Age
49.8%
Male
50.2%
Female
20.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,199
Median Household Income
-10% vs state ZIP avg
$43,145
Per Capita Income
16.1%
Poverty Rate
6.1%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 33765 ranks among Florida ZIPs
Clearwater, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,199 43rd percentile higher than 43% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,827housing units
6,827
Total Housing Units
6,006
Occupied Units
821
Vacant Units
2.27
Avg Household Size
Occupancy Type
$333,300
Median Home Value
-11% vs state ZIP avg
$1,641
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2024)
385
HPI Index (2000 = 100)
+285%
Total Change Since 2000
Home values in ZIP 33765 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +285% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.5% | 245 |
| 2021 | +13.9% | 280 |
| 2022 | +28.5% | 359 |
| 2023 | +3.5% | 372 |
| 2024 | +3.6% | 385 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 972 business establishments in ZIP 33765, employing approximately 12,996 people with a combined annual payroll of $641,497,000.
972
Businesses
12,996
Employees
$641.5M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 146 | 15.0% |
| Professional, scientific, and technical services | 136 | 14.0% |
| Health care and social assistance | 116 | 11.9% |
| Other services (except public administration) | 87 | 8.9% |
| Construction | 85 | 8.7% |
| Accommodation and food services | 75 | 7.7% |
| Real estate and rental and leasing | 59 | 6.1% |
| Manufacturing | 58 | 6.0% |
| Wholesale trade | 52 | 5.3% |
| Finance and insurance | 49 | 5.0% |
| Administrative and support and waste management and remediation services | 44 | 4.5% |
| Arts, entertainment, and recreation | 18 | 1.9% |
| Transportation and warehousing | 17 | 1.8% |
| Educational services | 9 | 0.9% |
| Management of companies and enterprises | 8 | 0.8% |
| Information | 7 | 0.7% |
| Utilities | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33765 vs 33763 →
ZIP 33765 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34698
Dunedin (34698)
37,240 residents
- 33756
Clearwater (33756)
31,275 residents
- 33771
Largo (33771)
29,839 residents
- 33755
Clearwater (33755)
26,146 residents
- 33764
Clearwater (33764)
24,045 residents
- 33761
Clearwater (33761)
18,167 residents
- 33763
Clearwater (33763)
17,887 residents
- 33759
Clearwater (33759)
17,820 residents
- 34695
Safety Harbor (34695)
17,496 residents
What this shows Among its immediate neighbors, ZIP 33765 ranks #0 by population - useful context the national average alone can't give.
ZIP 33765 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33767
Clearwater Beach (33767)
$117,425 median income
- 34695
Safety Harbor (34695)
$95,238 median income
- 33761
Clearwater (33761)
$74,728 median income
- 34698
Dunedin (34698)
$74,078 median income
- 33765
Clearwater (33765)
$69,199 median income
- 33759
Clearwater (33759)
$67,492 median income
- 33764
Clearwater (33764)
$67,256 median income
- 33755
Clearwater (33755)
$62,886 median income
- 33756
Clearwater (33756)
$61,872 median income
What this shows By household income, ZIP 33765 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33763 | Clearwater, FL | 17,887 | 2.0 mi |
| 33759 | Clearwater, FL | 17,820 | 1.9 mi |
| 33755 | Clearwater, FL | 26,146 | 2.2 mi |
| 33764 | Clearwater, FL | 24,045 | 2.8 mi |
| 33761 | Clearwater, FL | 18,167 | 4.1 mi |
| 33756 | Clearwater, FL | 31,275 | 3.6 mi |
| 33771 | Largo, FL | 29,839 | 4.8 mi |
| 34695 | Safety Harbor, FL | 17,496 | 3.8 mi |
| 33767 | Clearwater Beach, FL | 8,007 | 4.8 mi |
| 34698 | Dunedin, FL | 37,240 | 4.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33765, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,275 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 33765 in?
ZIP code 33765 (Clearwater) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 33765?
ZIP code 33765 in Clearwater, FL has a population of 13,275 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33765?
The median household income in ZIP 33765 is $69,199, which is 9% below the national average of $76,288.
What is the average home value in ZIP 33765?
The median home value in ZIP 33765 is $333,300, which is 20% above the national average of $278,155.
What is the demographic makeup of ZIP 33765?
The largest racial group in ZIP 33765 is White at 67.8%. Hispanic or Latino residents make up 18.8% of the population.
How many businesses are in ZIP code 33765?
ZIP code 33765 has 972 business establishments employing approximately 12,996 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33765?
The top industries by establishment count in ZIP 33765 are: Retail trade (146), Professional, scientific, and technical services (136), Health care and social assistance (116). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 33765?
According to the FHFA House Price Index, home values in ZIP 33765 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 285%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33765?
In ZIP code 33765, 57.0% of residents aged 25+ have a high school diploma or higher, and 29.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33765?
The mean commute time for workers in ZIP code 33765 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33765?
In ZIP code 33765, approximately 55.9% of occupied housing units are owner-occupied and 44.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33765?
The poverty rate in ZIP code 33765 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 33765's numbers, next.
- See how ZIP 33765 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Clearwater, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.