PlainZIP

Clearwater, FL · standard

ZIP Code 33765

Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,275
1,251/sq mi
$69,199
Median income
$333,300
Median home value
29.2%
Bachelor's or higher

The verdict

Clearwater pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

45th pct
household income, US ZIPs
Top 29%
home value, US ZIPs
1,251
people per sq mi
56%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33765 against every reporting US ZIP.

ZIP code 33765 is a mid-sized community (a standard USPS delivery area) in Clearwater, Pinellas County, Florida, home to 13,275 residents across 10.6 square miles, a density of 1,251 people per square mile, in the New York time zone.

ZIP 33765 reports a modest median household income of $69,199 (10% below the Florida average), while per-capita income is $43,145. Poverty here runs at 16.1%, with unemployment measured at 6.1%. The typical home here is valued at $333,300 (11% below the state average); renters pay a median of $1,641 monthly, and 55.9% of units are owner-occupied.

Educational attainment sits below the national norm: 29.2% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 20 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 33765, plus 6 more within Pinellas County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 33765

Top 5 sectors by establishment count in Clearwater, FL

Which industries have the most business establishments in ZIP 33765.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33765, Clearwater, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,275

Population

10.6

Area (sq mi)

1,251

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33765?

46.5

Median Age

49.8%

Male

50.2%

Female

20.1%

Foreign-Born

White 67.8%
African American 9.5%
Asian 4.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.3%
Hispanic or Latino 18.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,199

Median Household Income

-10% vs state

$43,145

Per Capita Income

16.1%

Poverty Rate

6.1%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 33765 ranks nationally

Clearwater, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,199 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.0%
Bachelor's Degree or Higher 29.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,827

Total Housing Units

6,006

Occupied Units

821

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 55.9%
Renter 44.1%

$333,300

Median Home Value

-11% vs state

$1,641

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

385

HPI Index (2000 = 100)

+285%

Total Change Since 2000

Home values in ZIP 33765 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +285% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.5% 245
2021 +13.9% 280
2022 +28.5% 359
2023 +3.5% 372
2024 +3.6% 385

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 972 business establishments in ZIP 33765, employing approximately 12,996 people with a combined annual payroll of $641,497,000.

972

Businesses

12,996

Employees

$641.5M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 146 15.0%
Professional, scientific, and technical services 136 14.0%
Health care and social assistance 116 11.9%
Other services (except public administration) 87 8.9%
Construction 85 8.7%
Accommodation and food services 75 7.7%
Real estate and rental and leasing 59 6.1%
Manufacturing 58 6.0%
Wholesale trade 52 5.3%
Finance and insurance 49 5.0%
Administrative and support and waste management and remediation services 44 4.5%
Arts, entertainment, and recreation 18 1.9%
Transportation and warehousing 17 1.8%
Educational services 9 0.9%
Management of companies and enterprises 8 0.8%
Information 7 0.7%
Utilities 5 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33765 vs 33763 →

ZIP 33765 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33765 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33765 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33765 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33763 Clearwater, FL 17,887 2.0 mi
33759 Clearwater, FL 17,820 1.9 mi
33755 Clearwater, FL 26,146 2.2 mi
33764 Clearwater, FL 24,045 2.8 mi
33761 Clearwater, FL 18,167 4.1 mi
33756 Clearwater, FL 31,275 3.6 mi
33771 Largo, FL 29,839 4.8 mi
34695 Safety Harbor, FL 17,496 3.8 mi
33767 Clearwater Beach, FL 8,007 4.8 mi
34698 Dunedin, FL 37,240 4.6 mi

More ZIP Codes in Pinellas County

34698 standard
Dunedin, FL
Pop: 37,240
33710 standard
Saint Petersburg, FL
Pop: 32,780
33756 standard
Clearwater, FL
Pop: 31,275
34683 standard
Palm Harbor, FL
Pop: 31,268
33771 standard
Largo, FL
Pop: 29,839
33713 standard
Saint Petersburg, FL
Pop: 29,812

Related Areas

Pinellas County Clearwater, FL Florida

Frequently Asked Questions

What county is ZIP code 33765 in? ▼
ZIP code 33765 (Clearwater) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 33765? ▼
ZIP code 33765 in Clearwater, FL has a population of 13,275 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33765? ▼
The median household income in ZIP 33765 is $69,199, which is 9% below the national average of $76,288.
What is the average home value in ZIP 33765? ▼
The median home value in ZIP 33765 is $333,300, which is 20% above the national average of $278,155.
What is the demographic makeup of ZIP 33765? ▼
The largest racial group in ZIP 33765 is White at 67.8%. Hispanic or Latino residents make up 18.8% of the population.
How many businesses are in ZIP code 33765? ▼
ZIP code 33765 has 972 business establishments employing approximately 12,996 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33765? ▼
The top industries by establishment count in ZIP 33765 are: Retail trade (146), Professional, scientific, and technical services (136), Health care and social assistance (116). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 33765? ▼
According to the FHFA House Price Index, home values in ZIP 33765 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 285%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33765? ▼
In ZIP code 33765, 57.0% of residents aged 25+ have a high school diploma or higher, and 29.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33765? ▼
The mean commute time for workers in ZIP code 33765 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33765? ▼
In ZIP code 33765, approximately 55.9% of occupied housing units are owner-occupied and 44.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33765? ▼
The poverty rate in ZIP code 33765 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.