Clearwater, FL · standard
ZIP Code 33764
Pinellas County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,045
- 1,392/sq mi
- $67,256
- Median income
- $329,900
- Median home value
- 31.9%
- Bachelor's or higher
The verdict
Clearwater pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.
- 42th pct
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 1,392
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33764 against every reporting US ZIP.
ZIP code 33764 is classified by USPS as a standard delivery area and covers roughly 17.3 square miles in Clearwater, Pinellas County, Florida. The area is home to 24,045 residents, producing a population density of 1,392 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33764 against Florida and the nation.
On the economic side, the median household income for ZIP 33764 sits at $67,256 (13% below the Florida average), while per-capita income is $48,574. The poverty rate stands at 10.5% and the unemployment rate at 5.3%. On housing, the median home value is $329,900 (12% below the state average) with median rent at $1,797 per month, and 66.0% of occupied units are owner-occupied, a direct signal of whether 33764 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.9% of adults hold a bachelor's degree or higher, the median age is 50.8, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinellas County, so you can benchmark 33764 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 33764
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 33764.
- Professional, scientific, and technical services
Professional, scientific, and technical services
117 establishments
- Health care and social assistance
Health care and social assistance
91 establishments
- Retail trade
Retail trade
90 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
69 establishments
- Construction
Construction
61 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33764, Clearwater, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
24,045
Population
17.3
Area (sq mi)
1,392
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33764?
50.8
Median Age
47.5%
Male
52.5%
Female
14.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,256
Median Household Income
-13% vs state
$48,574
Per Capita Income
10.5%
Poverty Rate
5.3%
Unemployment Rate
22.8 min
Mean Commute Time
How ZIP 33764 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$67,256 42nd percentile higher than 42% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,048
Total Housing Units
12,395
Occupied Units
2,653
Vacant Units
2.19
Avg Household Size
Occupancy Type
$329,900
Median Home Value
-12% vs state
$1,797
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
365
HPI Index (2000 = 100)
+265%
Total Change Since 2000
Home values in ZIP 33764 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +265% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.7% | 222 |
| 2021 | +16.5% | 258 |
| 2022 | +23.2% | 318 |
| 2023 | +11.7% | 355 |
| 2024 | +2.8% | 365 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 743 business establishments in ZIP 33764, employing approximately 14,146 people with a combined annual payroll of $780,181,000.
743
Businesses
14,146
Employees
$780.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 117 | 15.8% |
| Health care and social assistance | 91 | 12.3% |
| Retail trade | 90 | 12.1% |
| Real estate and rental and leasing | 69 | 9.3% |
| Construction | 61 | 8.2% |
| Other services (except public administration) | 53 | 7.1% |
| Finance and insurance | 48 | 6.5% |
| Accommodation and food services | 45 | 6.1% |
| Administrative and support and waste management and remediation services | 41 | 5.5% |
| Wholesale trade | 35 | 4.7% |
| Arts, entertainment, and recreation | 21 | 2.8% |
| Manufacturing | 19 | 2.6% |
| Transportation and warehousing | 16 | 2.1% |
| Information | 15 | 2.0% |
| Educational services | 11 | 1.5% |
| Management of companies and enterprises | 9 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33764 vs 33771 →
ZIP 33764 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33756
Clearwater (33756)
31,275 residents
- 33771
Largo (33771)
29,839 residents
- 33755
Clearwater (33755)
26,146 residents
- 33770
Largo (33770)
25,281 residents
- 33764
Clearwater (33764)
24,045 residents
- 33763
Clearwater (33763)
17,887 residents
- 33759
Clearwater (33759)
17,820 residents
- 33773
Largo (33773)
16,826 residents
- 33760
Clearwater (33760)
15,133 residents
What this shows Among its immediate neighbors, ZIP 33764 ranks #5 by population — useful context the national average alone can't give.
ZIP 33764 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33762
Clearwater (33762)
$87,461 median income
- 33773
Largo (33773)
$76,867 median income
- 33760
Clearwater (33760)
$69,596 median income
- 33765
Clearwater (33765)
$69,199 median income
- 33759
Clearwater (33759)
$67,492 median income
- 33764
Clearwater (33764)
$67,256 median income
- 33755
Clearwater (33755)
$62,886 median income
- 33756
Clearwater (33756)
$61,872 median income
- 33771
Largo (33771)
$59,993 median income
What this shows By household income, ZIP 33764 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33771 | Largo, FL | 29,839 | 2.2 mi |
| 33765 | Clearwater, FL | 13,275 | 2.8 mi |
| 33760 | Clearwater, FL | 15,133 | 2.4 mi |
| 33756 | Clearwater, FL | 31,275 | 3.2 mi |
| 33773 | Largo, FL | 16,826 | 3.7 mi |
| 33759 | Clearwater, FL | 17,820 | 3.6 mi |
| 33763 | Clearwater, FL | 17,887 | 4.8 mi |
| 33770 | Largo, FL | 25,281 | 4.1 mi |
| 33755 | Clearwater, FL | 26,146 | 4.0 mi |
| 33762 | Clearwater, FL | 8,499 | 4.5 mi |
More ZIP Codes in Pinellas County
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Frequently Asked Questions
What county is ZIP code 33764 in? ▼
What is the population of ZIP code 33764? ▼
What is the median household income in ZIP 33764? ▼
What is the average home value in ZIP 33764? ▼
What is the demographic makeup of ZIP 33764? ▼
How many businesses are in ZIP code 33764? ▼
What are the main industries in ZIP code 33764? ▼
How have home values changed in ZIP code 33764? ▼
What is the education level in ZIP code 33764? ▼
What is the average commute time in ZIP 33764? ▼
What percentage of residents own vs. rent in ZIP 33764? ▼
What is the poverty rate in ZIP code 33764? ▼
ZIP Code Research Guides
Official Data Resources for Clearwater, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.