Clearwater, FL · standard
ZIP Code 33764
Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,045
- 1,392/sq mi High-density area
- $67,256
- Median income Near-median income area
- $329,900
- Median home value Above-median home value
- 31.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Clearwater pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.
- 42nd pct
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 1,392
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33764 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33764 (Clearwater, FL) rose +2.8% from 2023 to 2024. The all-transactions index moved from 355.2 in 2023 to 365.0 in 2024 (2000 = 100).
ZIP code 33764 is a densely settled ZIP (a standard USPS delivery area) in Clearwater, Pinellas County, Florida, with 24,045 residents across 17.3 square miles, a density of 1,392 people per square mile, in the New York time zone.
ZIP 33764 reports a modest median household income of $67,256 (13% below the average Florida ZIP), while per-capita income is $48,574. The poverty rate is 10.5%, with unemployment at 5.3%; those measures add context to the income figure. Median home value is $329,900 (12% below the average Florida ZIP) and median rent is $1,797; 66.0% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.9% of adults hold a bachelor's degree or higher, the median age is 50.8, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pinellas County, so 33764 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33764
Top 5 sectors by establishment count in Clearwater, FL
Which industries have the most business establishments in ZIP 33764.
- Professional, scientific, and technical services
Professional, scientific, and technical services
117 establishments
- Health care and social assistance
Health care and social assistance
91 establishments
- Retail trade
Retail trade
90 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
69 establishments
- Construction
Construction
61 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33764, Clearwater, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,045
Population
17.3
Area (sq mi)
1,392
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33764?
50.8
Median Age
47.5%
Male
52.5%
Female
14.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,256
Median Household Income
-13% vs state ZIP avg
$48,574
Per Capita Income
10.5%
Poverty Rate
5.3%
Unemployment Rate
22.8 min
Mean Commute Time
How ZIP 33764 ranks among Florida ZIPs
Clearwater, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,256 41st percentile higher than 41% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,048housing units
15,048
Total Housing Units
12,395
Occupied Units
2,653
Vacant Units
2.19
Avg Household Size
Occupancy Type
$329,900
Median Home Value
-12% vs state ZIP avg
$1,797
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
365
HPI Index (2000 = 100)
+265%
Total Change Since 2000
Home values in ZIP 33764 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +265% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.7% | 222 |
| 2021 | +16.5% | 258 |
| 2022 | +23.2% | 318 |
| 2023 | +11.7% | 355 |
| 2024 | +2.8% | 365 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 743 business establishments in ZIP 33764, employing approximately 14,146 people with a combined annual payroll of $780,181,000.
743
Businesses
14,146
Employees
$780.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 117 | 15.8% |
| Health care and social assistance | 91 | 12.3% |
| Retail trade | 90 | 12.1% |
| Real estate and rental and leasing | 69 | 9.3% |
| Construction | 61 | 8.2% |
| Other services (except public administration) | 53 | 7.1% |
| Finance and insurance | 48 | 6.5% |
| Accommodation and food services | 45 | 6.1% |
| Administrative and support and waste management and remediation services | 41 | 5.5% |
| Wholesale trade | 35 | 4.7% |
| Arts, entertainment, and recreation | 21 | 2.8% |
| Manufacturing | 19 | 2.6% |
| Transportation and warehousing | 16 | 2.1% |
| Information | 15 | 2.0% |
| Educational services | 11 | 1.5% |
| Management of companies and enterprises | 9 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33764 vs 33771 →
ZIP 33764 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33756
Clearwater (33756)
31,275 residents
- 33771
Largo (33771)
29,839 residents
- 33755
Clearwater (33755)
26,146 residents
- 33770
Largo (33770)
25,281 residents
- 33764
Clearwater (33764)
24,045 residents
- 33763
Clearwater (33763)
17,887 residents
- 33759
Clearwater (33759)
17,820 residents
- 33773
Largo (33773)
16,826 residents
- 33760
Clearwater (33760)
15,133 residents
What this shows Among its immediate neighbors, ZIP 33764 ranks #5 by population - useful context the national average alone can't give.
ZIP 33764 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33762
Clearwater (33762)
$87,461 median income
- 33773
Largo (33773)
$76,867 median income
- 33760
Clearwater (33760)
$69,596 median income
- 33765
Clearwater (33765)
$69,199 median income
- 33759
Clearwater (33759)
$67,492 median income
- 33764
Clearwater (33764)
$67,256 median income
- 33755
Clearwater (33755)
$62,886 median income
- 33756
Clearwater (33756)
$61,872 median income
- 33771
Largo (33771)
$59,993 median income
What this shows By household income, ZIP 33764 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33771 | Largo, FL | 29,839 | 2.2 mi |
| 33765 | Clearwater, FL | 13,275 | 2.8 mi |
| 33760 | Clearwater, FL | 15,133 | 2.4 mi |
| 33756 | Clearwater, FL | 31,275 | 3.2 mi |
| 33773 | Largo, FL | 16,826 | 3.7 mi |
| 33759 | Clearwater, FL | 17,820 | 3.6 mi |
| 33763 | Clearwater, FL | 17,887 | 4.8 mi |
| 33770 | Largo, FL | 25,281 | 4.1 mi |
| 33755 | Clearwater, FL | 26,146 | 4.0 mi |
| 33762 | Clearwater, FL | 8,499 | 4.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33764, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,045 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 33764 in?
ZIP code 33764 (Clearwater) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 33764?
ZIP code 33764 in Clearwater, FL has a population of 24,045 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33764?
The median household income in ZIP 33764 is $67,256, which is 12% below the national average of $76,288.
What is the average home value in ZIP 33764?
The median home value in ZIP 33764 is $329,900, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 33764?
The largest racial group in ZIP 33764 is White at 76.9%. Hispanic or Latino residents make up 11.9% of the population.
How many businesses are in ZIP code 33764?
ZIP code 33764 has 743 business establishments employing approximately 14,146 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33764?
The top industries by establishment count in ZIP 33764 are: Professional, scientific, and technical services (117), Health care and social assistance (91), Retail trade (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33764?
According to the FHFA House Price Index, home values in ZIP 33764 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 265%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33764?
In ZIP code 33764, 61.5% of residents aged 25+ have a high school diploma or higher, and 31.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33764?
The mean commute time for workers in ZIP code 33764 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33764?
In ZIP code 33764, approximately 66.0% of occupied housing units are owner-occupied and 34.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33764?
The poverty rate in ZIP code 33764 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 33764's numbers, next.
- See how ZIP 33764 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Clearwater, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.