Residential delivery area · Florida

ZIP Code 34695: Safety Harbor, FL

ZIP code 34695 is in Safety Harbor, Florida, entirely in Pinellas County (Census 2020 ZIP-county file). About 18,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $95,238 (Census Bureau, ACS 2020-2024). By Census place, 86% of its land lies in Safety Harbor, and 5% in smaller places; 9% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Florida, Alabama, Georgia, Mississippi, Tennessee and Armed Forces Americas
346sectional center: Tampa, FL (SCF 335)
95delivery area within it
Town
Safety Harbor · its only residential ZIP
Census places
Safety Harbor
Metro area
Tampa-St. Petersburg-Clearwater, FL
House district
FL-13 119th Congress
State
Florida
Time zone
Eastern
Land area
5.6 sq mi · 3,242 people per sq mi

Where is ZIP code 34695?

34695 centers on 28.008°, -82.688° and covers 5.6 square miles of land plus 3.3 of water. It borders 3 ZIP codes: 33759, 34677, 33761.

33759 · Clearwater33761 · Clearwater34677 · Oldsmar34695 · Safety Harbor (this ZIP)3469534677337593376133759 · Clearwater33761 · Clearwater34677 · Oldsmar34695 · Safety Harbor (this ZIP)3469534677337593376133759 · Clearwater33761 · Clearwater34677 · Oldsmar34695 · Safety Harbor (this ZIP)34695346773375933761
Shaded by median household income, in national fifths (ACS 2020-2024); 34695 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 34695, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 34695 compare with the rest of Pinellas County?

Rank of 34695 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure34695In Pinellas CountyIn FL
People (ACS 2020-2024)18,09832nd of 48546th of 1,013
Median household income$95k9th of 46174th of 819
Median home value$439k14th of 46222nd of 833

Its median household income is higher than in 78% of U.S. residential ZIP codes, and it is denser than 89% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 34695?

The 2020 Census counted 17,927 people in 34695; the ACS, which samples households over 2020-2024, estimates 18,098. Between the 2010 and 2020 censuses its population grew 2.5% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
18,098
2020 Census count
17,927+2.5% since 2010 (17,496)
Households
7,494
Median age
51.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 34695?

Of the 18,098 people the ACS estimates in 34695, 17.8% are under 18 and 26.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.9%).

  • Under 1817.8%
  • 18 to 6456.0%
  • 65 and older26.2%
Age of the people of 34695 (ACS 2020-2024, B01001)
  • White, not Hispanic73.9%
  • Hispanic or Latino10.0%
  • Other or two or more7.6%
  • Black, not Hispanic6.5%
  • Asian, not Hispanic2.0%
Race and Hispanic origin in 34695 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 34695 earn?

Median household income is $95,238 (ACS 2020-2024), the 9th highest of the 46 ranked ZIP codes in Pinellas County. It is not measurably different from 2015-2019 ($94,464 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$95,238±$13,987
Income per person
$58,191
Below the poverty line
6.0%
Unemployed (of the labor force)
3.1%
Adults 25+ with a bachelor's degree
46.1%
Adjusted gross income per tax return, 2022
$149,7519,120 returns; wages 46% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 34695?

FHFA's house price index for 34695, built from repeat sales and appraisals of the same homes, rose 126% from 2015 to 2025 and rose 61% from 2020 to 2025, and moved −1.4% in 2025.

Median home value (owners' estimate)
$439,300
Median gross rent
$1,707
Homes owned by their occupants
86.5%
Housing units
8,162
0 200 400 600 198319902000201020202025 0 200 400 600 198319902000201020202025 0 200 400 600 198319902000201020202025
Index = 100 in 1983, the first year FHFA reports for 34695; 2025: 627.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 34695?

573 business establishments had a location in this ZIP code in 2023, 50 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services117
  • Health care and social assistance92
  • Construction59
  • Other services (except public administration)49
  • Real estate and rental and leasing39
  • Retail trade37

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 34695?

ZIP codes that share a boundary with 34695, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
33759Clearwater17,557$68k2.7 mi
34677Oldsmar22,762$94k2.7 mi
33761Clearwater18,290$75k2.8 mi
33763Clearwater21,146$55k3.4 mi (near)
33765Clearwater13,808$69k4.2 mi (near)
33635Tampa19,134$87k4.4 mi (near)
34684Palm Harbor27,029$72k5.5 mi (near)
33764Clearwater27,311$67k5.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.