Palm Harbor, FL
Single-footprint Census roll-up for Palm Harbor, FL: 3 USPS ZIPs, population 74,401. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet PALM-HARBOR-FL · Palm Harbor, FL 3 ZIPs · 74,401 pop · #7259/25278 · Pinellas County
INC-HIGH · RANK-UPPER · PHOTO-FINISH · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-MOD · HOME-HIGH
- INC-HIGH $86,573
- RANK-UPPER #7259/25278
- PHOTO-FINISH ≈ Seminole
- BOOK-FEW 3 ZIPs
- OWN-MID 77% owners
- POP-SMALL 74,401
- SPREAD-MOD 34684→34685
- HOME-HIGH $437,500
Nearest income peer: Seminole, FL (+ $1,860 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Palm Harbor
Lowest/highest poles plus county-sharing cities nearest Palm Harbor on average ZIP median household income. Full ladder: /cities.
- Pinellas Park · lowest $62,123
Pinellas Park · lowest
$62,123 median HH income
- Palm Harbor · this city
Palm Harbor · this city
$86,573 median HH income
- Seminole · near
Seminole · near
$88,433 median HH income
- Tarpon Springs · near
Tarpon Springs · near
$93,473 median HH income
- Oldsmar · near
Oldsmar · near
$93,474 median HH income
- Safety Harbor · near
Safety Harbor · near
$95,238 median HH income
- Belleair Beach · highest
Belleair Beach · highest
$163,125 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Palm Harbor, FL sits among US cities with an above-median household income, on a small-city population base, across a handful of delivery areas.
- Top 29%
- household income vs 25,278 US cities
- 74,401
- city population (Census)
- 3
- USPS ZIP codes covered
- $86,573
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Above-median income on a short ZIP list (3) - lead code 34683 (31,268 residents). Household income $86,573 is the roll-up; open the ZIP for tenure and commute.
Owner-occupancy sits in a mixed band (77.1%) - check the ZIP page's tenure split before treating Palm Harbor as a pure owner town.
Within Florida, Key Largo is the closest lower-income city and Key West the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Palm Harbor.
Within-city ZIP comparison
Where the ZIP codes inside Palm Harbor differ
Housing values create the stronger within-city contrast here. ZIP 34684 has a median home value of $342,400, compared with $518,000 in 34685. Use the city average for a broad profile, then compare these ZIP pages when a housing decision depends on the local market.
- Income high-to-low ratio
- 1.3×
- Home-value high-to-low ratio
- 1.5×
- Poverty-rate spread
- 5.9 points
34684 to 34685
34684 to 34685
34685 to 34684
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Palm Harbor residents split across a short ZIP set
No ZIP owns Palm Harbor: the largest, 34683, is only about 42% of 74,401 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.
Census ZBP business roll-up
Employer-heavy short list in Palm Harbor
Citywide ZBP: 2,315 establishments, 18,989 employees , annual payroll $969,459k (~31 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 34683 (946 units) ; leading NAICS Professional, scientific, and technical services (410) · also Health care and social assistance · Retail trade .
ZIP Codes in Palm Harbor, FL
These ZIP codes sit in Pinellas County, which covers 48 ZIP codes in all; 3 of them fall in Palm Harbor. See the Pinellas County roll-up →
Palm Harbor lands mid-pack among the 12 cities sharing Pinellas County: Tarpon Springs, Oldsmar and Safety Harbor earn more and Saint Petersburg, Clearwater and Largo earn less. Belleair Beach marks the far end of that range at $163,125, 88% above Palm Harbor.
Side-by-side: Compare 34683 vs 34684 →
Palm Harbor roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Palm Harbor, .