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City ZIP codes · Florida

Palm Harbor, FL ZIP Codes

4 ZIP codes use the postal name Palm Harbor, Florida (Census 2020 ZCTAs and GeoNames postal codes, October 2026): 3 residential and 1 for PO boxes or a single organization. Median household income runs from $72,145 in 34684 to $94,688 in 34685, 1.3 times as much (Census Bureau, ACS 2020-2024). Palm Harbor's most populous ZIP code is 34683, with 33,911 people (ACS 2020-2024); 96% of its land is in the city of Palm Harbor.

  • ACS2020-24
  • Census2020
  • GeoNames2026

Where are Palm Harbor's ZIP codes?

34683: $93k median household income34684: $72k median household income34685: $95k median household income34685346833468434683: $93k median household income34684: $72k median household income34685: $95k median household income34685346833468434683: $93k median household income34684: $72k median household income34685: $95k median household income346853468334684
The 3 residential ZIP codes named Palm Harbor, shaded by median household income in national fifths (ACS 2020-2024). Select a ZIP to open it. <$54.1k$98.1k+no figure

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).

How different are Palm Harbor's ZIP codes?

The highest median household income is in 34685 ($94,688), the lowest in 34684 ($72,145). Home values run from $342,400 in 34684 to $518,000 in 34685.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013, B25077, B01003).

All 3 residential ZIP codes of Palm Harbor

Residential ZIP codes with the postal name Palm Harbor, FL, largest first (ACS 2020-2024); sort by any column
County
34683 Pinellas County 33,911 3,296 $93k $452k
34684 Pinellas County 27,029 4,013 $72k $342k
34685 Pinellas County 18,132 1,801 $95k $518k

Download the 4 ZIP codes as CSV

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; 2023 Gazetteer land areas (2020 ZCTAs); town names from simplemaps US ZIP Codes (CC BY 4.0) and GeoNames (CC BY 4.0).

PO Box and single-organization ZIP codes in Palm Harbor

1 ZIP code named Palm Harbor has no residential delivery area: post office boxes, or one organization (a large employer, an agency, a university) with its own code. The Census Bureau publishes no figures for them.

Palm Harbor, FL: ZIP codes without a residential area, for PO boxes or one organization (GeoNames postal codes; USPS does not publish openly which is which)
ZIPCounty
34682Pinellas County

Source: GeoNames postal codes (CC BY 4.0); a ZIP code with no Census ZCTA has no residential delivery area.

Which counties do Palm Harbor's ZIP codes reach?

Palm Harbor's residential ZIP codes lie in Pinellas County.

Which places do Palm Harbor's ZIP codes cover?

A postal name is not a city limit. By the Census Bureau's places, Palm Harbor's residential ZIP codes cover Palm Harbor itself and 1 other place, each listed with the ZIP codes that have at least 5% of their land in it or hold most of the place:

  • East Lake census-designated 34685

Source: U.S. Census Bureau, 2020 ZCTA-to-place relationship file (shares of land).

Which first three digits do Palm Harbor's ZIP codes use?

The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Palm Harbor starts with 346.

Three-digit prefixes of Palm Harbor's ZIP codes, the sectional center for each (USPS labeling list L005, effective October 1, 2026) and how many of the prefix's codes are Palm Harbor's
PrefixSectional centerHereAll codes
346 Tampa, FL (SCF 335) 4 45

Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.