ZIP 37042 vs ZIP 37040

This side-by-side compares ZIP 37042 (Clarksville, TN) and ZIP 37040 (Clarksville, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37042 has a population of 66,916 at 424 people per square mile, while ZIP 37040 has 44,924 at 188 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37042 reports a median household income of $70,393 against $67,745 in ZIP 37040, with per-capita income of $31,479 vs $31,500. The share of adults holding a bachelor's degree or higher is 25.3% in 37042 and 29.0% in 37040. Poverty rate reads 12.3% vs 16.0%, and unemployment 5.5% vs 6.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $247,100 in 37042 versus $270,000 in 37040, with median rent of $1,271 and $1,266 per month respectively. Homeownership rate is 58.6% vs 57.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.