PlainZIP

Clarksville, TN · standard

ZIP Code 37042

Montgomery County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

66,916
424/sq mi
$70,393
Median income
$247,100
Median home value
25.3%
Bachelor's or higher

The verdict

Clarksville pairs a below-median household income with above-median home values, in a low-density, mixed-tenure and unusually populous area.

47th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
424
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37042 against every reporting US ZIP.

ZIP code 37042 is a densely settled ZIP (a standard USPS delivery area) in Clarksville, Montgomery County, Tennessee, with 66,916 residents across 157.9 square miles, a density of 424 people per square mile, in the Chicago time zone.

ZIP 37042 lands in the middle-income range, with a median household income of $70,393 (6% above the Tennessee average), while per-capita income is $31,479. 12.3% of residents live below the poverty line, and the unemployment rate reads 5.5%. On housing, the median home value is $247,100 (0% below the state average) with median rent at $1,271 per month, and 58.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 25.3% of adults hold a bachelor's degree or higher, the median age is 30.2, and the average commute is 28 minutes. To put 37042 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37042

Top 5 sectors by establishment count in Clarksville, TN

Which industries have the most business establishments in ZIP 37042.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37042, Clarksville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

66,916

Population

157.9

Area (sq mi)

424

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37042?

30.2

Median Age

49.4%

Male

50.6%

Female

8.7%

Foreign-Born

White 52.1%
African American 25.7%
Asian 3.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 14.8%
Hispanic or Latino 14.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,393

Median Household Income

+6% vs state

$31,479

Per Capita Income

12.3%

Poverty Rate

5.5%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 37042 ranks nationally

Clarksville, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,393 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%
Bachelor's Degree or Higher 25.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

36,524

Total Housing Units

33,994

Occupied Units

2,530

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 58.6%
Renter 41.4%

$247,100

Median Home Value

-0% vs state

$1,271

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.8%

YoY Change (2024)

291

HPI Index (2000 = 100)

+191%

Total Change Since 2000

Home values in ZIP 37042 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +191% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.1% 180
2021 +19.9% 216
2022 +24.2% 269
2023 +3.3% 278
2024 +4.8% 291

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 694 business establishments in ZIP 37042, employing approximately 8,081 people with a combined annual payroll of $255,860,000.

694

Businesses

8,081

Employees

$255.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 144 20.8%
Accommodation and food services 120 17.3%
Other services (except public administration) 95 13.7%
Health care and social assistance 73 10.5%
Real estate and rental and leasing 49 7.1%
Construction 48 6.9%
Finance and insurance 43 6.2%
Administrative and support and waste management and remediation services 33 4.8%
Professional, scientific, and technical services 25 3.6%
Transportation and warehousing 22 3.2%
Wholesale trade 11 1.6%
Arts, entertainment, and recreation 9 1.3%
Educational services 7 1.0%
Manufacturing 6 0.9%
Information 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37042 vs 42223 →

ZIP 37042 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37042 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37042 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37042 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42223 Fort Campbell, KY 19,837 4.8 mi
37040 Clarksville, TN 44,924 5.6 mi
42262 Oak Grove, KY 8,396 8.0 mi
37191 Woodlawn, TN 4,020 8.0 mi

More ZIP Codes in Montgomery County

37040 standard
Clarksville, TN
Pop: 44,924
37043 standard
Clarksville, TN
Pop: 39,945
37010 standard
Adams, TN
Pop: 4,679
37191 standard
Woodlawn, TN
Pop: 4,020
37052 standard
Cunningham, TN
Pop: 2,656
37142 standard
Palmyra, TN
Pop: 1,902

Related Areas

Montgomery County Clarksville, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37042 in? ▼
ZIP code 37042 (Clarksville) is located in Montgomery County, Tennessee. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-tn.
What is the population of ZIP code 37042? ▼
ZIP code 37042 in Clarksville, TN has a population of 66,916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37042? ▼
The median household income in ZIP 37042 is $70,393, which is 8% below the national average of $76,288.
What is the average home value in ZIP 37042? ▼
The median home value in ZIP 37042 is $247,100, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 37042? ▼
The largest racial group in ZIP 37042 is White at 52.1%. Hispanic or Latino residents make up 14.5% of the population.
How many businesses are in ZIP code 37042? ▼
ZIP code 37042 has 694 business establishments employing approximately 8,081 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37042? ▼
The top industries by establishment count in ZIP 37042 are: Retail trade (144), Accommodation and food services (120), Other services (except public administration) (95). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 37042? ▼
According to the FHFA House Price Index, home values in ZIP 37042 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 191%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37042? ▼
In ZIP code 37042, 55.3% of residents aged 25+ have a high school diploma or higher, and 25.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37042? ▼
The mean commute time for workers in ZIP code 37042 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37042? ▼
In ZIP code 37042, approximately 58.6% of occupied housing units are owner-occupied and 41.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37042? ▼
The poverty rate in ZIP code 37042 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.