Clarksville, TN · standard

ZIP Code 37043

Montgomery County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

39,945
138/sq mi
$95,219
Median income
$356,900
Median home value
42.8%
Bachelor's or higher

The verdict

Clarksville pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 25%
home value, US ZIPs
138
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37043 against every reporting US ZIP.

ZIP code 37043 is a densely settled ZIP (a standard USPS delivery area) in Clarksville, Montgomery County, Tennessee, with 39,945 residents across 290.5 square miles, a density of 138 people per square mile, in the Chicago time zone.

ZIP 37043 lands in the middle-income range, with a median household income of $95,219 (43% above the Tennessee average), while per-capita income is $43,778. The poverty rate stands at 4.8% and the unemployment rate at 1.6%. On housing, the median home value is $356,900 (44% above the state average) with median rent at $1,319 per month, and 70.5% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 42.8% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 27 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 37043, plus 6 more within Montgomery County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37043

Top 5 sectors by establishment count in Clarksville, TN

Which industries have the most business establishments in ZIP 37043.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37043, Clarksville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

39,945

Population

290.5

Area (sq mi)

138

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37043?

36.4

Median Age

49.7%

Male

50.3%

Female

5.0%

Foreign-Born

White 75.9%
African American 11.2%
Asian 3.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 6.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,219

Median Household Income

+43% vs state

$43,778

Per Capita Income

4.8%

Poverty Rate

1.6%

Unemployment Rate

26.9 min

Mean Commute Time

How ZIP 37043 ranks nationally

Clarksville, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$95,219 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.2%
Bachelor's Degree or Higher 42.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,938

Total Housing Units

21,846

Occupied Units

1,092

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 70.5%
Renter 29.5%

$356,900

Median Home Value

+44% vs state

$1,319

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

273

HPI Index (2000 = 100)

+173%

Total Change Since 2000

Home values in ZIP 37043 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +173% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 179
2021 +15.5% 207
2022 +20.5% 249
2023 +5.0% 261
2024 +4.3% 273

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,014 business establishments in ZIP 37043, employing approximately 11,825 people with a combined annual payroll of $492,785,000.

1,014

Businesses

11,825

Employees

$492.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 213 21.0%
Retail trade 135 13.3%
Construction 118 11.6%
Other services (except public administration) 107 10.6%
Accommodation and food services 103 10.2%
Real estate and rental and leasing 71 7.0%
Professional, scientific, and technical services 69 6.8%
Finance and insurance 59 5.8%
Administrative and support and waste management and remediation services 47 4.6%
Educational services 22 2.2%
Arts, entertainment, and recreation 16 1.6%
Wholesale trade 13 1.3%
Transportation and warehousing 13 1.3%
Information 13 1.3%
Manufacturing 7 0.7%
Management of companies and enterprises 5 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37043 vs 37040 →

ZIP 37043 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37043 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37043 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37043 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37040 Clarksville, TN 44,924 5.9 mi
37010 Adams, TN 4,679 8.5 mi
37171 Southside, TN 917 9.7 mi
37035 Chapmansboro, TN 3,766 9.7 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 37043 in?
ZIP code 37043 (Clarksville) is located in Montgomery County, Tennessee. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-tn.
What is the population of ZIP code 37043?
ZIP code 37043 in Clarksville, TN has a population of 39,945 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37043?
The median household income in ZIP 37043 is $95,219, which is 25% above the national average of $76,288.
What is the average home value in ZIP 37043?
The median home value in ZIP 37043 is $356,900, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 37043?
The largest racial group in ZIP 37043 is White at 75.9%. Hispanic or Latino residents make up 6.1% of the population.
How many businesses are in ZIP code 37043?
ZIP code 37043 has 1,014 business establishments employing approximately 11,825 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37043?
The top industries by establishment count in ZIP 37043 are: Health care and social assistance (213), Retail trade (135), Construction (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 37043?
According to the FHFA House Price Index, home values in ZIP 37043 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37043?
In ZIP code 37043, 65.2% of residents aged 25+ have a high school diploma or higher, and 42.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37043?
The mean commute time for workers in ZIP code 37043 is 26.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37043?
In ZIP code 37043, approximately 70.5% of occupied housing units are owner-occupied and 29.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37043?
The poverty rate in ZIP code 37043 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.