Residential delivery area · Tennessee
ZIP Code 37040: Clarksville, TN
ZIP code 37040 uses the postal name Clarksville, Tennessee and lies entirely in Montgomery County (Census 2020 ZIP-county file). About 65,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Clarksville's 3 residential ZIP codes. Median household income is $67,745 (Census Bureau, ACS 2020-2024). By Census place, 33% of its land lies in Clarksville; 67% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Clarksville · 3 residential ZIPs
- County
- Montgomery County
- Census places
- Clarksville
- Neighborhoods
- Barkwood, Briarwood, Cardinal Acres, Cedarbrook, Cumberland Hills, Endsville and 10 more GeoNames
- Metro area
- Clarksville, TN-KY
- House district
- TN-7 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 92.8 sq mi · 700 people per sq mi
Where is ZIP code 37040?
37040 centers on 36.522°, -87.328° and covers 92.8 square miles of land plus 1.4 of water. It borders 7 ZIP codes: 37043, 37042, 37171, 37052, 37142, 42286, 42234.
The map draws ZIP code areas only. For the streets inside 37040, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 37040 compare with the rest of Clarksville?
| Measure | 37040 | In Clarksville | In Montgomery County | In TN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 64,977 | 2nd of 3 | 2nd of 13 | 10th of 636 |
| Median household income | $68k | 3rd of 3 | 9th of 11 | 176th of 425 |
| Median home value | $270k | 2nd of 3 | 5th of 8 | 161st of 436 |
Its median household income is higher than in 43% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 37040?
The 2020 Census counted 60,382 people in 37040; the ACS, which samples households over 2020-2024, estimates 64,977. Between the 2010 and 2020 censuses its population grew 34.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 64,977
- 2020 Census count
- 60,382+34.4% since 2010 (44,924)
- Households
- 24,705
- Median age
- 31.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 37040?
Of the 64,977 people the ACS estimates in 37040, 26.1% are under 18 and 9.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (55.0%), then Black (not Hispanic) (23.3%).
- Under 1826.1%
- 18 to 6464.7%
- 65 and older9.2%
- White, not Hispanic55.0%
- Black, not Hispanic23.3%
- Hispanic or Latino12.2%
- Other or two or more7.4%
- Asian, not Hispanic2.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 37040 earn?
Median household income is $67,745 (ACS 2020-2024), the 9th highest of the 11 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($66,718 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $67,745
- Income per person
- $31,500
- Below the poverty line
- 16.0%
- Unemployed (of the labor force)
- 6.5%
- Adults 25+ with a bachelor's degree
- 29.0%
- Adjusted gross income per tax return, 2022
- $57,58627,180 returns; wages 77% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 37040?
FHFA's house price index for 37040, built from repeat sales and appraisals of the same homes, rose 102% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +3.7% in 2025.
- Median home value (owners' estimate)
- $270,000
- Median gross rent
- $1,266
- Homes owned by their occupants
- 57.8%
- Housing units
- 26,100
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 37040?
1,543 business establishments had a location in this ZIP code in 2023, 171 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade308
- Accommodation and food services217
- Other services (except public administration)157
- Health care and social assistance139
- Construction138
- Professional, scientific, and technical services100
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 37040?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 37043 | Clarksville | 58,742 | $95k | 5.3 mi |
| 37042 | Clarksville | 87,652 | $70k | 5.7 mi |
| 37171 | Southside | 1,402 | $118k | 10.6 mi |
| 37052 | Cunningham | 1,659 | $69k | 11.3 mi |
| 37142 | Palmyra | 1,506 | $59k | 12.7 mi |
| 42286 | Trenton, KY | 2,163 | $66k | 14.5 mi |
| 42234 | Guthrie, KY | 2,487 | $58k | 16.1 mi |
| 37191 | Woodlawn | 3,860 | $92k | 11.3 mi (near) |
| 42223 | Fort Campbell, KY | 19,006 | $62k | 11.4 mi (near) |
| 37010 | Adams | 5,435 | $118k | 12.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.