ZIP 37312 vs ZIP 37323

This side-by-side compares ZIP 37312 (Cleveland, TN) and ZIP 37323 (Cleveland, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37312 has a population of 30,962 at 200 people per square mile, while ZIP 37323 has 30,439 at 98 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37312 reports a median household income of $78,261 against $68,768 in ZIP 37323, with per-capita income of $40,788 vs $32,023. The share of adults holding a bachelor's degree or higher is 35.6% in 37312 and 17.5% in 37323. Poverty rate reads 10.2% vs 9.1%, and unemployment 6.0% vs 6.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $301,000 in 37312 versus $242,000 in 37323, with median rent of $1,148 and $991 per month respectively. Homeownership rate is 66.9% vs 80.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.