ZIP Code 37323

ZIP code 37323 is classified by USPS as a standard delivery area and covers roughly 309.3 square miles in Cleveland, Bradley County, Tennessee. The area is home to 30,439 residents, producing a population density of 98 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37323 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37323 sits at $68,768 (3% above the Tennessee average), while per-capita income is $32,023. The poverty rate stands at 9.1% and the unemployment rate at 6.9%. On housing, the median home value is $242,000 (2% below the state average) with median rent at $991 per month, and 80.3% of occupied units are owner-occupied, a direct signal of whether 37323 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.5% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 25 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Bradley County, so you can benchmark 37323 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →