Residential delivery area · Tennessee
ZIP Code 37312: Cleveland, TN
ZIP code 37312 uses the postal name Cleveland, Tennessee and lies entirely in Bradley County (Census 2020 ZIP-county file). About 37,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Cleveland's 3 residential ZIP codes. Median household income is $78,261 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cleveland (23%) and Hopewell (11%); 66% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cleveland · 3 residential ZIPs
- County
- Bradley County
- Census places
- Cleveland (23%); Hopewell (11%) census-designated place
- Neighborhood
- Rolling Hills GeoNames
- Metro area
- Cleveland, TN
- House district
- TN-3 119th Congress
- State
- Tennessee
- Time zone
- Eastern
- Land area
- 64.4 sq mi · 569 people per sq mi
Where is ZIP code 37312?
37312 centers on 35.226°, -84.874° and covers 64.4 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 37336, 37311, 37310, 37353, 37323, 37363.
The map draws ZIP code areas only. For the streets inside 37312, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 37312 compare with the rest of Cleveland?
| Measure | 37312 | In Cleveland | In Bradley County | In TN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 36,669 | 1st of 3 | 1st of 8 | 50th of 636 |
| Median household income | $78k | 1st of 3 | 2nd of 8 | 112th of 425 |
| Median home value | $301k | 1st of 3 | 1st of 7 | 123rd of 436 |
Its median household income is higher than in 60% of U.S. residential ZIP codes, and it is denser than 73% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 37312?
The 2020 Census counted 36,291 people in 37312; the ACS, which samples households over 2020-2024, estimates 36,669. Between the 2010 and 2020 censuses its population grew 17.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 36,669
- 2020 Census count
- 36,291+17.2% since 2010 (30,962)
- Households
- 14,225
- Median age
- 41.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 37312?
Of the 36,669 people the ACS estimates in 37312, 21.0% are under 18 and 20.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.8%).
- Under 1821.0%
- 18 to 6458.5%
- 65 and older20.5%
- White, not Hispanic80.8%
- Hispanic or Latino7.1%
- Other or two or more5.1%
- Black, not Hispanic4.0%
- Asian, not Hispanic2.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 37312 earn?
Median household income is $78,261 (ACS 2020-2024), the 2nd highest of the 8 ranked ZIP codes in Bradley County. It is not measurably different from 2015-2019 ($70,578 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $78,261
- Income per person
- $40,788
- Below the poverty line
- 10.2%
- Unemployed (of the labor force)
- 6.0%
- Adults 25+ with a bachelor's degree
- 35.6%
- Adjusted gross income per tax return, 2022
- $74,97217,150 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 37312?
FHFA's house price index for 37312, built from repeat sales and appraisals of the same homes, rose 102% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved +3.1% in 2025.
- Median home value (owners' estimate)
- $301,000
- Median gross rent
- $1,148
- Homes owned by their occupants
- 66.9%
- Housing units
- 14,834
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 37312?
788 business establishments had a location in this ZIP code in 2023, 81 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance146
- Retail trade132
- Accommodation and food services118
- Other services (except public administration)73
- Finance and insurance57
- Professional, scientific, and technical services51
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 37312?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 37336 | Georgetown | 4,483 | $67k | 6.6 mi |
| 37311 | Cleveland | 30,720 | $47k | 8.8 mi |
| 37310 | Charleston | 4,370 | $82k | 9.5 mi |
| 37353 | McDonald | 5,330 | $74k | 9.5 mi |
| 37323 | Cleveland | 31,948 | $69k | 9.5 mi |
| 37363 | Ooltewah | 42,093 | $97k | 12.5 mi |
| 37309 | Calhoun | 2,136 | $64k | 9.2 mi (near) |
| 37308 | Birchwood | 3,188 | $80k | 10.5 mi (near) |
| 37341 | Harrison | 15,591 | $92k | 11.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.