ZIP 37404 vs ZIP 37408

This side-by-side compares ZIP 37404 (Chattanooga, TN) and ZIP 37408 (Chattanooga, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37404 has a population of 13,327 at 1,044 people per square mile, while ZIP 37408 has 1,486 at 299 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37404 reports a median household income of $56,637 against $81,250 in ZIP 37408, with per-capita income of $31,697 vs $71,003. The share of adults holding a bachelor's degree or higher is 33.0% in 37404 and 55.1% in 37408. Poverty rate reads 23.8% vs 11.3%, and unemployment 5.1% vs 4.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $255,400 in 37404 versus $468,200 in 37408, with median rent of $1,094 and $1,414 per month respectively. Homeownership rate is 50.0% vs 28.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.