ZIP 37408 vs ZIP 37402

This side-by-side compares ZIP 37408 (Chattanooga, TN) and ZIP 37402 (Chattanooga, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37408 has a population of 1,486 at 299 people per square mile, while ZIP 37402 has 3,917 at 999 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37408 reports a median household income of $81,250 against $24,214 in ZIP 37402, with per-capita income of $71,003 vs $40,378. The share of adults holding a bachelor's degree or higher is 55.1% in 37408 and 32.1% in 37402. Poverty rate reads 11.3% vs 36.5%, and unemployment 4.8% vs 4.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $468,200 in 37408 versus $268,800 in 37402, with median rent of $1,414 and $615 per month respectively. Homeownership rate is 28.7% vs 5.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.