ZIP 38103 vs ZIP 38105

This side-by-side compares ZIP 38103 (Memphis, TN) and ZIP 38105 (Memphis, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 38103 has a population of 12,180 at 1,781 people per square mile, while ZIP 38105 has 6,184 at 1,403 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 38103 reports a median household income of $76,278 against $34,015 in ZIP 38105, with per-capita income of $74,744 vs $29,538. The share of adults holding a bachelor's degree or higher is 61.6% in 38103 and 25.6% in 38105. Poverty rate reads 9.8% vs 25.8%, and unemployment 2.1% vs 8.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $397,300 in 38103 versus $90,200 in 38105, with median rent of $1,661 and $997 per month respectively. Homeownership rate is 31.7% vs 13.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.