ZIP 38105 vs ZIP 38103

This side-by-side compares ZIP 38105 (Memphis, TN) and ZIP 38103 (Memphis, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 38105 has a population of 6,184 at 1,403 people per square mile, while ZIP 38103 has 12,180 at 1,781 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 38105 reports a median household income of $34,015 against $76,278 in ZIP 38103, with per-capita income of $29,538 vs $74,744. The share of adults holding a bachelor's degree or higher is 25.6% in 38105 and 61.6% in 38103. Poverty rate reads 25.8% vs 9.8%, and unemployment 8.0% vs 2.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $90,200 in 38105 versus $397,300 in 38103, with median rent of $997 and $1,661 per month respectively. Homeownership rate is 13.5% vs 31.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.