ZIP 40076 vs ZIP 40046

This side-by-side compares ZIP 40076 (Waddy, KY) and ZIP 40046 (Mount Eden, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40076 has a population of 2,516 at 17 people per square mile, while ZIP 40046 has 1,741 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40076 reports a median household income of $91,786 against $66,000 in ZIP 40046, with per-capita income of $34,911 vs $35,707. The share of adults holding a bachelor's degree or higher is 22.5% in 40076 and 9.4% in 40046. Poverty rate reads 4.5% vs 18.2%, and unemployment 2.8% vs 10.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $259,100 in 40076 versus $221,000 in 40046, with median rent of $975 and — per month respectively. Homeownership rate is 73.2% vs 88.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.