ZIP 40348 vs ZIP 40311

This side-by-side compares ZIP 40348 (Millersburg, KY) and ZIP 40311 (Carlisle, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40348 has a population of 600 at 54 people per square mile, while ZIP 40311 has 7,153 at 16 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40348 reports a median household income of $41,979 against $61,348 in ZIP 40311, with per-capita income of $26,162 vs $25,938. The share of adults holding a bachelor's degree or higher is 17.0% in 40348 and 11.9% in 40311. Poverty rate reads 24.5% vs 15.2%, and unemployment 8.0% vs 5.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $104,700 in 40348 versus $130,000 in 40311, with median rent of $641 and $693 per month respectively. Homeownership rate is 39.1% vs 74.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.