PlainZIP

Millersburg, KY · standard

ZIP Code 40348

Bourbon County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

600
54/sq mi
$41,979
Median income
$104,700
Median home value
17.0%
Bachelor's or higher

The verdict

Millersburg pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, renter-heavy area.

7th pct
household income, US ZIPs
11th pct
home value, US ZIPs
54
people per sq mi
39%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40348 against every reporting US ZIP.

ZIP code 40348 is a sparsely populated ZIP (a standard USPS delivery area) in Millersburg, Bourbon County, Kentucky, home to just 600 residents across 11.2 square miles, a density of 54 people per square mile, in the New York time zone.

ZIP 40348 reports a modest median household income of $41,979 (30% below the Kentucky average), while per-capita income is $26,162. The poverty rate stands at 24.5% and the unemployment rate at 8.0%. On housing, the median home value is $104,700 (34% below the state average) with median rent at $641 per month, and 39.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 17.0% of adults hold a bachelor's degree or higher, the median age is 54.4, and the average commute is -. We also surface 2 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Bourbon County, so you can benchmark 40348 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40348, Millersburg, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

600

Population

11.2

Area (sq mi)

54

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40348?

54.4

Median Age

53.0%

Male

47.0%

Female

0.5%

Foreign-Born

White 83.5%
African American 9.4%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,979

Median Household Income

-30% vs state

$26,162

Per Capita Income

24.5%

Poverty Rate

8.0%

Unemployment Rate

How ZIP 40348 ranks nationally

Millersburg, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,979 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.0%
Bachelor's Degree or Higher 17.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

370

Total Housing Units

335

Occupied Units

35

Vacant Units

1.85

Avg Household Size

Occupancy Type

Owner 39.1%
Renter 60.9%

$104,700

Median Home Value

-34% vs state

$641

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 40348, employing approximately 64 people with a combined annual payroll of $2,829,000.

8

Businesses

64

Employees

$2.8M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40348 vs 40311 →

ZIP 40348 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40348 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40348 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40348 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40311 Carlisle, KY 7,153 6.4 mi
40361 Paris, KY 18,220 7.6 mi

More ZIP Codes in Bourbon County

40361 standard
Paris, KY
Pop: 18,220

Related Areas

Bourbon County Millersburg, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40348 in? ▼
ZIP code 40348 (Millersburg) is located in Bourbon County, Kentucky. Bourbon County contains multiple ZIP codes, see the full list at /counties/bourbon-ky.
What is the population of ZIP code 40348? ▼
ZIP code 40348 in Millersburg, KY has a population of 600 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40348? ▼
The median household income in ZIP 40348 is $41,979, which is 45% below the national average of $76,288.
What is the average home value in ZIP 40348? ▼
The median home value in ZIP 40348 is $104,700, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 40348? ▼
The largest racial group in ZIP 40348 is White at 83.5%.
How many businesses are in ZIP code 40348? ▼
ZIP code 40348 has 8 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40348? ▼
In ZIP code 40348, 46.0% of residents aged 25+ have a high school diploma or higher, and 17.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40348? ▼
In ZIP code 40348, approximately 39.1% of occupied housing units are owner-occupied and 60.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40348? ▼
The poverty rate in ZIP code 40348 is 24.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.