PlainZIP

Carlisle, KY · standard

ZIP Code 40311

Nicholas County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,153
16/sq mi
$61,348
Median income
$130,000
Median home value
11.9%
Bachelor's or higher

The verdict

Carlisle pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
20th pct
home value, US ZIPs
16
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40311 against every reporting US ZIP.

ZIP code 40311 is a mid-sized community (a standard USPS delivery area) in Carlisle, Nicholas County, Kentucky, home to 7,153 residents across 455.6 square miles, a density of 16 people per square mile, in the New York time zone.

ZIP 40311 reports a modest median household income of $61,348 (3% above the Kentucky average), while per-capita income is $25,938. Poverty here runs at 15.2%, with unemployment measured at 5.7%. On housing, the median home value is $130,000 (18% below the state average) with median rent at $693 per month, and 74.3% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 11.9% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 35 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 1 more sharing Nicholas County, letting you compare 40311 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40311

Top 5 sectors by establishment count in Carlisle, KY

Which industries have the most business establishments in ZIP 40311.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40311, Carlisle, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,153

Population

455.6

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40311?

40.6

Median Age

49.4%

Male

50.6%

Female

0.4%

Foreign-Born

White 95.9%
African American 1.2%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,348

Median Household Income

+3% vs state

$25,938

Per Capita Income

15.2%

Poverty Rate

5.7%

Unemployment Rate

35.0 min

Mean Commute Time

How ZIP 40311 ranks nationally

Carlisle, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,348 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 11.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,360

Total Housing Units

2,795

Occupied Units

565

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 74.3%
Renter 25.7%

$130,000

Median Home Value

-18% vs state

$693

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+34.8%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 40311 have increased 34.8% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2019 +2.8% 135
2020 -0.0% 135
2021 +9.1% 147
2022 +34.8% 198
2024 – 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 85 business establishments in ZIP 40311, employing approximately 406 people with a combined annual payroll of $14,545,000.

85

Businesses

406

Employees

$14.5M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 16 18.8%
Other services (except public administration) 13 15.3%
Retail trade 12 14.1%
Construction 8 9.4%
Finance and insurance 7 8.2%
Professional, scientific, and technical services 7 8.2%
Manufacturing 5 5.9%
Administrative and support and waste management and remediation services 4 4.7%
Information 3 3.5%
Accommodation and food services 3 3.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40311 vs 40348 →

ZIP 40311 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40311 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40311 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40311 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40348 Millersburg, KY 600 6.4 mi
41039 Ewing, KY 2,502 9.9 mi
40374 Sharpsburg, KY 1,702 10.2 mi

More ZIP Codes in Nicholas County

40350 standard
Moorefield, KY
Pop: 228

Related Areas

Nicholas County Carlisle, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40311 in? ▼
ZIP code 40311 (Carlisle) is located in Nicholas County, Kentucky. Nicholas County contains multiple ZIP codes, see the full list at /counties/nicholas-ky.
What is the population of ZIP code 40311? ▼
ZIP code 40311 in Carlisle, KY has a population of 7,153 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40311? ▼
The median household income in ZIP 40311 is $61,348, which is 20% below the national average of $76,288.
What is the average home value in ZIP 40311? ▼
The median home value in ZIP 40311 is $130,000, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 40311? ▼
The largest racial group in ZIP 40311 is White at 95.9%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 40311? ▼
ZIP code 40311 has 85 business establishments employing approximately 406 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40311? ▼
The top industries by establishment count in ZIP 40311 are: Health care and social assistance (16), Other services (except public administration) (13), Retail trade (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 40311? ▼
According to the FHFA House Price Index, home values in ZIP 40311 increased by 34.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40311? ▼
In ZIP code 40311, 54.0% of residents aged 25+ have a high school diploma or higher, and 11.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40311? ▼
The mean commute time for workers in ZIP code 40311 is 35.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40311? ▼
In ZIP code 40311, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40311? ▼
The poverty rate in ZIP code 40311 is 15.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.