ZIP 40813 vs ZIP 40856

This side-by-side compares ZIP 40813 (Calvin, KY) and ZIP 40856 (Miracle, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40813 has a population of 669 at 21 people per square mile, while ZIP 40856 has 756 at 7 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40813 reports a median household income of $81,204 against $47,880 in ZIP 40856, with per-capita income of $33,538 vs $20,399. The share of adults holding a bachelor's degree or higher is 5.2% in 40813 and 3.1% in 40856. Poverty rate reads 5.1% vs 18.8%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $159,800 in 40813 versus $83,300 in 40856, with median rent of $541 and — per month respectively. Homeownership rate is 59.6% vs 71.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.