PlainZIP

Calvin, KY · standard

ZIP Code 40813

Bell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

669
21/sq mi
$81,204
Median income
$159,800
Median home value
5.2%
Bachelor's or higher

The verdict

Calvin pairs an above-median household income with below-median home values, in a rural, mixed-tenure area.

Top 36%
household income, US ZIPs
29th pct
home value, US ZIPs
21
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40813 against every reporting US ZIP.

ZIP code 40813 is a sparsely populated ZIP (a standard USPS delivery area) in Calvin, Bell County, Kentucky, home to just 669 residents across 32.3 square miles, a density of 21 people per square mile, in the New York time zone.

ZIP 40813 lands in the middle-income range, with a median household income of $81,204 (36% above the Kentucky average), while per-capita income is $33,538. Poverty here runs at 5.1%, with unemployment measured at 0.0%. Median home value sits at $159,800 (1% above the state average), median rent at $541 a month, and owner-occupancy at 59.6%.

Formal educational attainment runs low here: just 5.2% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bell County, so you can benchmark 40813 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40813, Calvin, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

669

Population

32.3

Area (sq mi)

21

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40813?

33.8

Median Age

63.0%

Male

37.0%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,204

Median Household Income

+36% vs state

$33,538

Per Capita Income

5.1%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 40813 ranks nationally

Calvin, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,204 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.8%
Bachelor's Degree or Higher 5.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

182

Total Housing Units

166

Occupied Units

16

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 59.6%
Renter 40.4%

$159,800

Median Home Value

+1% vs state

$541

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 40813, employing approximately 9 people with a combined annual payroll of $144,000.

3

Businesses

9

Employees

$144K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40813 vs 40856 →

ZIP 40813 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40813 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40813 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40813 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40856 Miracle, KY 756 3.5 mi
40958 Kettle Island, KY 451 5.4 mi
40845 Hulen, KY 635 6.4 mi
40902 Arjay, KY 1,239 8.7 mi
40863 Pathfork, KY 502 8.2 mi
24248 Ewing, VA 2,596 8.2 mi
40988 Stoney Fork, KY 555 9.0 mi
40939 Fourmile, KY 273 8.8 mi
40819 Coldiron, KY 729 8.9 mi
40965 Middlesboro, KY 13,570 9.4 mi

More ZIP Codes in Bell County

40965 standard
Middlesboro, KY
Pop: 13,570
40977 standard
Pineville, KY
Pop: 10,362
40902 standard
Arjay, KY
Pop: 1,239
40856 standard
Miracle, KY
Pop: 756
40845 standard
Hulen, KY
Pop: 635
40988 standard
Stoney Fork, KY
Pop: 555

Related Areas

Bell County Calvin, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40813 in? ▼
ZIP code 40813 (Calvin) is located in Bell County, Kentucky. Bell County contains multiple ZIP codes, see the full list at /counties/bell-ky.
What is the population of ZIP code 40813? ▼
ZIP code 40813 in Calvin, KY has a population of 669 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40813? ▼
The median household income in ZIP 40813 is $81,204, which is 6% above the national average of $76,288.
What is the average home value in ZIP 40813? ▼
The median home value in ZIP 40813 is $159,800, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 40813? ▼
The largest racial group in ZIP 40813 is White at 100.0%.
How many businesses are in ZIP code 40813? ▼
ZIP code 40813 has 3 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40813? ▼
In ZIP code 40813, 66.8% of residents aged 25+ have a high school diploma or higher, and 5.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40813? ▼
In ZIP code 40813, approximately 59.6% of occupied housing units are owner-occupied and 40.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40813? ▼
The poverty rate in ZIP code 40813 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.