Calvin, KY · standard
ZIP Code 40813
Bell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 669
- 21/sq mi Moderate-density area
- $81,204
- Median income Near-median income area
- $159,800
- Median home value Below-median home value
- 5.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Calvin pairs an above-median household income with below-median home values, in a rural, mixed-tenure area.
- Top 36%
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 21
- people per sq mi
- 60%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40813 against every reporting US ZIP.
ZIP code 40813 is a sparsely populated ZIP (a standard USPS delivery area) in Calvin, Bell County, Kentucky, home to just 669 residents across 32.3 square miles, a density of 21 people per square mile, in the New York time zone.
ZIP 40813 lands in the middle-income range, with a median household income of $81,204 (36% above the average Kentucky ZIP), while per-capita income is $33,538. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.1% and unemployment is 0.0%. Median home value is $159,800 (1% above the average Kentucky ZIP) and median rent is $541; 59.6% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 5.2% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Bell County, so 40813 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40813, Calvin, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
669
Population
32.3
Area (sq mi)
21
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40813?
33.8
Median Age
63.0%
Male
37.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,204
Median Household Income
+36% vs state ZIP avg
$33,538
Per Capita Income
5.1%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 40813 ranks among Kentucky ZIPs
Calvin, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$81,204 Top 13% higher than 87% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
182housing units
182
Total Housing Units
166
Occupied Units
16
Vacant Units
2.13
Avg Household Size
Occupancy Type
$159,800
Median Home Value
+1% vs state ZIP avg
$541
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 40813, employing approximately 9 people with a combined annual payroll of $144,000.
3
Businesses
9
Employees
$144K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40813 vs 40856 →
ZIP 40813 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40965
Middlesboro (40965)
13,570 residents
- 24248 2,596
Ewing (24248)
2,596 residents
- 40902 1,239
Arjay (40902)
1,239 residents
- 40856 756
Miracle (40856)
756 residents
- 40819 729
Coldiron (40819)
729 residents
- 40813 669
Calvin (40813)
669 residents
- 40845 635
Hulen (40845)
635 residents
- 40988 555
Stoney Fork (40988)
555 residents
- 40863 502
Pathfork (40863)
502 residents
What this shows Among its immediate neighbors, ZIP 40813 ranks #6 by population - useful context the national average alone can't give.
ZIP 40813 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40813
Calvin (40813)
$81,204 median income
- 24248
Ewing (24248)
$78,281 median income
- 40863
Pathfork (40863)
$49,578 median income
- 40958
Kettle Island (40958)
$48,721 median income
- 40856
Miracle (40856)
$47,880 median income
- 40988
Stoney Fork (40988)
$38,125 median income
- 40819 $31,799
Coldiron (40819)
$31,799 median income
- 40965 $28,685
Middlesboro (40965)
$28,685 median income
- 40845 $23,450
Hulen (40845)
$23,450 median income
What this shows By household income, ZIP 40813 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40856 | Miracle, KY | 756 | 3.5 mi |
| 40958 | Kettle Island, KY | 451 | 5.4 mi |
| 40845 | Hulen, KY | 635 | 6.4 mi |
| 40902 | Arjay, KY | 1,239 | 8.7 mi |
| 40863 | Pathfork, KY | 502 | 8.2 mi |
| 24248 | Ewing, VA | 2,596 | 8.2 mi |
| 40988 | Stoney Fork, KY | 555 | 9.0 mi |
| 40939 | Fourmile, KY | 273 | 8.8 mi |
| 40819 | Coldiron, KY | 729 | 8.9 mi |
| 40965 | Middlesboro, KY | 13,570 | 9.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40813, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bell County
Related Areas
Frequently Asked Questions
What county is ZIP code 40813 in?
ZIP code 40813 (Calvin) is located in Bell County, Kentucky. Bell County contains multiple ZIP codes, see the full list at /counties/bell-ky.
What is the population of ZIP code 40813?
ZIP code 40813 in Calvin, KY has a population of 669 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40813?
The median household income in ZIP 40813 is $81,204, which is 6% above the national average of $76,288.
What is the average home value in ZIP 40813?
The median home value in ZIP 40813 is $159,800, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 40813?
The largest racial group in ZIP 40813 is White at 100.0%.
How many businesses are in ZIP code 40813?
ZIP code 40813 has 3 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40813?
In ZIP code 40813, 66.8% of residents aged 25+ have a high school diploma or higher, and 5.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40813?
In ZIP code 40813, approximately 59.6% of occupied housing units are owner-occupied and 40.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40813?
The poverty rate in ZIP code 40813 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40813's numbers, next.
- See how ZIP 40813 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Calvin, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.