Kettle Island, KY · standard
ZIP Code 40958
Bell County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 451
- 25/sq mi
- $48,721
- Median income
- $87,500
- Median home value
- 1.6%
- Bachelor's or higher
The verdict
Kettle Island pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 13th pct
- household income, US ZIPs
- 6th pct
- home value, US ZIPs
- 25
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40958 against every reporting US ZIP.
ZIP code 40958 is classified by USPS as a standard delivery area and covers roughly 18.2 square miles in Kettle Island, Bell County, Kentucky. The area is home to 451 residents, producing a population density of 25 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40958 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40958 sits at $48,721 (18% below the Kentucky average), while per-capita income is $20,339. The poverty rate stands at 26.3% and the unemployment rate at 0.0%. On housing, the median home value is $87,500 (45% below the state average) with median rent at — per month, and 69.9% of occupied units are owner-occupied, a direct signal of whether 40958 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 1.6% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bell County, so you can benchmark 40958 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40958, Kettle Island, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
451
Population
18.2
Area (sq mi)
25
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40958?
43.1
Median Age
46.1%
Male
53.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,721
Median Household Income
-18% vs state
$20,339
Per Capita Income
26.3%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 40958 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$48,721 13th percentile higher than 13% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
211
Total Housing Units
196
Occupied Units
15
Vacant Units
2.79
Avg Household Size
Occupancy Type
$87,500
Median Home Value
-45% vs state
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 40958 vs 40902 →
ZIP 40958 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40935
Flat Lick (40935)
2,699 residents
- 40902
Arjay (40902)
1,239 residents
- 40856 756
Miracle (40856)
756 residents
- 40819 729
Coldiron (40819)
729 residents
- 40813 669
Calvin (40813)
669 residents
- 40845 635
Hulen (40845)
635 residents
- 40988 555
Stoney Fork (40988)
555 residents
- 40958 451
Kettle Island (40958)
451 residents
- 40997 371
Walker (40997)
371 residents
What this shows Among its immediate neighbors, ZIP 40958 ranks #8 by population — useful context the national average alone can't give.
ZIP 40958 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40813
Calvin (40813)
$81,204 median income
- 40913
Beverly (40913)
$51,023 median income
- 40958
Kettle Island (40958)
$48,721 median income
- 40856
Miracle (40856)
$47,880 median income
- 40988
Stoney Fork (40988)
$38,125 median income
- 40819 $31,799
Coldiron (40819)
$31,799 median income
- 40845 $23,450
Hulen (40845)
$23,450 median income
- 40935 $23,157
Flat Lick (40935)
$23,157 median income
What this shows By household income, ZIP 40958 ranks #3 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40902 | Arjay, KY | 1,239 | 3.4 mi |
| 40813 | Calvin, KY | 669 | 5.4 mi |
| 40845 | Hulen, KY | 635 | 4.5 mi |
| 40988 | Stoney Fork, KY | 555 | 4.7 mi |
| 40939 | Fourmile, KY | 273 | 6.4 mi |
| 40819 | Coldiron, KY | 729 | 7.5 mi |
| 40856 | Miracle, KY | 756 | 7.1 mi |
| 40997 | Walker, KY | 371 | 6.9 mi |
| 40913 | Beverly, KY | 171 | 10.1 mi |
| 40935 | Flat Lick, KY | 2,699 | 9.5 mi |
More ZIP Codes in Bell County
Related Areas
Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Kettle Island, KY
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.