PlainZIP

Kettle Island, KY · standard

ZIP Code 40958

Bell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

451
25/sq mi
$48,721
Median income
$87,500
Median home value
1.6%
Bachelor's or higher

The verdict

Kettle Island pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
6th pct
home value, US ZIPs
25
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40958 against every reporting US ZIP.

ZIP code 40958 is a sparsely populated ZIP (a standard USPS delivery area) in Kettle Island, Bell County, Kentucky, home to just 451 residents across 18.2 square miles, a density of 25 people per square mile, in the New York time zone.

ZIP 40958 reports a modest median household income of $48,721 (18% below the Kentucky average), while per-capita income is $20,339. Local economic indicators show a 26.3% poverty rate alongside 0.0% unemployment. On housing, the median home value is $87,500 (45% below the state average) with median rent at - per month, and 69.9% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 1.6% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40958, plus 6 more within Bell County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40958, Kettle Island, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

451

Population

18.2

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40958?

43.1

Median Age

46.1%

Male

53.9%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,721

Median Household Income

-18% vs state

$20,339

Per Capita Income

26.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 40958 ranks nationally

Kettle Island, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,721 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.9%
Bachelor's Degree or Higher 1.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

211

Total Housing Units

196

Occupied Units

15

Vacant Units

2.79

Avg Household Size

Occupancy Type

Owner 69.9%
Renter 30.1%

$87,500

Median Home Value

-45% vs state

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 40958 vs 40902 →

ZIP 40958 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40958 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40958 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40958 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40902 Arjay, KY 1,239 3.4 mi
40813 Calvin, KY 669 5.4 mi
40845 Hulen, KY 635 4.5 mi
40988 Stoney Fork, KY 555 4.7 mi
40939 Fourmile, KY 273 6.4 mi
40819 Coldiron, KY 729 7.5 mi
40856 Miracle, KY 756 7.1 mi
40997 Walker, KY 371 6.9 mi
40913 Beverly, KY 171 10.1 mi
40935 Flat Lick, KY 2,699 9.5 mi

More ZIP Codes in Bell County

40965 standard
Middlesboro, KY
Pop: 13,570
40977 standard
Pineville, KY
Pop: 10,362
40902 standard
Arjay, KY
Pop: 1,239
40856 standard
Miracle, KY
Pop: 756
40813 standard
Calvin, KY
Pop: 669
40845 standard
Hulen, KY
Pop: 635

Related Areas

Bell County Kettle Island, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40958 in? ▼
ZIP code 40958 (Kettle Island) is located in Bell County, Kentucky. Bell County contains multiple ZIP codes, see the full list at /counties/bell-ky.
What is the population of ZIP code 40958? ▼
ZIP code 40958 in Kettle Island, KY has a population of 451 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40958? ▼
The median household income in ZIP 40958 is $48,721, which is 36% below the national average of $76,288.
What is the average home value in ZIP 40958? ▼
The median home value in ZIP 40958 is $87,500, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 40958? ▼
The largest racial group in ZIP 40958 is White at 100.0%.
What is the education level in ZIP code 40958? ▼
In ZIP code 40958, 51.9% of residents aged 25+ have a high school diploma or higher, and 1.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40958? ▼
In ZIP code 40958, approximately 69.9% of occupied housing units are owner-occupied and 30.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40958? ▼
The poverty rate in ZIP code 40958 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.