Miracle, KY · standard
ZIP Code 40856
Bell County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 756
- 7/sq mi
- $47,880
- Median income
- $83,300
- Median home value
- 3.1%
- Bachelor's or higher
The verdict
Miracle pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 12th pct
- household income, US ZIPs
- 5th pct
- home value, US ZIPs
- 7
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40856 against every reporting US ZIP.
ZIP code 40856 is classified by USPS as a standard delivery area and covers roughly 111.2 square miles in Miracle, Bell County, Kentucky. The area is home to 756 residents, producing a population density of 7 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40856 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40856 sits at $47,880 (20% below the Kentucky average), while per-capita income is $20,399. The poverty rate stands at 18.8% and the unemployment rate at 0.0%. On housing, the median home value is $83,300 (48% below the state average) with median rent at — per month, and 71.7% of occupied units are owner-occupied, a direct signal of whether 40856 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 3.1% of adults hold a bachelor's degree or higher, the median age is 51.8, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bell County, so you can benchmark 40856 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40856, Miracle, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
756
Population
111.2
Area (sq mi)
7
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40856?
51.8
Median Age
44.6%
Male
55.4%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,880
Median Household Income
-20% vs state
$20,399
Per Capita Income
18.8%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 40856 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$47,880 12th percentile higher than 12% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
367
Total Housing Units
325
Occupied Units
42
Vacant Units
2.29
Avg Household Size
Occupancy Type
$83,300
Median Home Value
-48% vs state
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 40856 vs 40813 →
ZIP 40856 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37752
Harrogate (37752)
6,516 residents
- 24248 2,596
Ewing (24248)
2,596 residents
- 40873 2,390
Wallins Creek (40873)
2,390 residents
- 40902 1,239
Arjay (40902)
1,239 residents
- 40856 756
Miracle (40856)
756 residents
- 40819 729
Coldiron (40819)
729 residents
- 40813 669
Calvin (40813)
669 residents
- 40845 635
Hulen (40845)
635 residents
- 40988 555
Stoney Fork (40988)
555 residents
What this shows Among its immediate neighbors, ZIP 40856 ranks #5 by population — useful context the national average alone can't give.
ZIP 40856 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40813
Calvin (40813)
$81,204 median income
- 24248
Ewing (24248)
$78,281 median income
- 37752
Harrogate (37752)
$60,028 median income
- 40863
Pathfork (40863)
$49,578 median income
- 40958
Kettle Island (40958)
$48,721 median income
- 40856
Miracle (40856)
$47,880 median income
- 40988
Stoney Fork (40988)
$38,125 median income
- 40873
Wallins Creek (40873)
$33,359 median income
- 40819 $31,799
Coldiron (40819)
$31,799 median income
What this shows By household income, ZIP 40856 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40813 | Calvin, KY | 669 | 3.5 mi |
| 40845 | Hulen, KY | 635 | 5.6 mi |
| 40863 | Pathfork, KY | 502 | 5.0 mi |
| 24248 | Ewing, VA | 2,596 | 6.4 mi |
| 40988 | Stoney Fork, KY | 555 | 9.1 mi |
| 40958 | Kettle Island, KY | 451 | 7.1 mi |
| 40819 | Coldiron, KY | 729 | 7.0 mi |
| 37752 | Harrogate, TN | 6,516 | 10.3 mi |
| 40902 | Arjay, KY | 1,239 | 10.4 mi |
| 40873 | Wallins Creek, KY | 2,390 | 9.7 mi |
More ZIP Codes in Bell County
Related Areas
Frequently Asked Questions
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What is the median household income in ZIP 40856? ▼
What is the average home value in ZIP 40856? ▼
What is the demographic makeup of ZIP 40856? ▼
What is the education level in ZIP code 40856? ▼
What percentage of residents own vs. rent in ZIP 40856? ▼
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ZIP Code Research Guides
Official Data Resources for Miracle, KY
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.