PlainZIP

Pineville, KY · standard

ZIP Code 40977

Bell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,362
30/sq mi
$37,917
Median income
$85,600
Median home value
17.4%
Bachelor's or higher

The verdict

Pineville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, mixed-tenure area.

5th pct
household income, US ZIPs
6th pct
home value, US ZIPs
30
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40977 against every reporting US ZIP.

ZIP code 40977 is a mid-sized community (a standard USPS delivery area) in Pineville, Bell County, Kentucky, home to 10,362 residents across 345.4 square miles, a density of 30 people per square mile, in the New York time zone.

ZIP 40977 sits on the lower end of the income spectrum: median household income is $37,917 (36% below the Kentucky average), while per-capita income is $22,450. 26.3% of residents live below the poverty line, and the unemployment rate reads 12.0%. Housing costs here run $85,600 for a typical home value (46% below the state average), with rent averaging $538 a month; 59.9% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.4% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 25 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bell County, so you can benchmark 40977 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40977

Top 5 sectors by establishment count in Pineville, KY

Which industries have the most business establishments in ZIP 40977.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40977, Pineville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,362

Population

345.4

Area (sq mi)

30

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40977?

43.6

Median Age

49.4%

Male

50.6%

Female

0.4%

Foreign-Born

White 95.0%
African American 1.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$37,917

Median Household Income

-36% vs state

$22,450

Per Capita Income

26.3%

Poverty Rate

12.0%

Unemployment Rate

24.7 min

Mean Commute Time

How ZIP 40977 ranks nationally

Pineville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$37,917 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 17.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,918

Total Housing Units

3,267

Occupied Units

651

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 59.9%
Renter 40.1%

$85,600

Median Home Value

-46% vs state

$538

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 101 business establishments in ZIP 40977, employing approximately 1,163 people with a combined annual payroll of $41,955,000.

101

Businesses

1,163

Employees

$42.0M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 25 24.8%
Health care and social assistance 16 15.8%
Accommodation and food services 15 14.8%
Finance and insurance 7 6.9%
Professional, scientific, and technical services 7 6.9%
Other services (except public administration) 7 6.9%
Transportation and warehousing 5 5.0%
Information 4 4.0%
Real estate and rental and leasing 4 4.0%
Manufacturing 3 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40977 vs 40995 →

ZIP 40977 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40977 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40977 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40977 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40995 Trosper, KY 121 4.7 mi
40965 Middlesboro, KY 13,570 5.7 mi
40939 Fourmile, KY 273 7.5 mi
40903 Artemus, KY 681 7.6 mi
40921 Bryants Store, KY 295 8.9 mi
37851 Pruden, TN 36 12.0 mi
40902 Arjay, KY 1,239 12.6 mi

More ZIP Codes in Bell County

40965 standard
Middlesboro, KY
Pop: 13,570
40902 standard
Arjay, KY
Pop: 1,239
40856 standard
Miracle, KY
Pop: 756
40813 standard
Calvin, KY
Pop: 669
40845 standard
Hulen, KY
Pop: 635
40988 standard
Stoney Fork, KY
Pop: 555

Related Areas

Bell County Pineville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40977 in? ▼
ZIP code 40977 (Pineville) is located in Bell County, Kentucky. Bell County contains multiple ZIP codes, see the full list at /counties/bell-ky.
What is the population of ZIP code 40977? ▼
ZIP code 40977 in Pineville, KY has a population of 10,362 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40977? ▼
The median household income in ZIP 40977 is $37,917, which is 50% below the national average of $76,288.
What is the average home value in ZIP 40977? ▼
The median home value in ZIP 40977 is $85,600, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 40977? ▼
The largest racial group in ZIP 40977 is White at 95.0%.
How many businesses are in ZIP code 40977? ▼
ZIP code 40977 has 101 business establishments employing approximately 1,163 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40977? ▼
The top industries by establishment count in ZIP 40977 are: Retail trade (25), Health care and social assistance (16), Accommodation and food services (15). There are 10 industry sectors represented in total.
What is the education level in ZIP code 40977? ▼
In ZIP code 40977, 59.5% of residents aged 25+ have a high school diploma or higher, and 17.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40977? ▼
The mean commute time for workers in ZIP code 40977 is 24.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40977? ▼
In ZIP code 40977, approximately 59.9% of occupied housing units are owner-occupied and 40.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40977? ▼
The poverty rate in ZIP code 40977 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.