ZIP Code 40940

ZIP code 40940 is classified by USPS as a standard delivery area and covers roughly 49.3 square miles in Frakes, Whitley County, Kentucky. The area is home to 478 residents, producing a population density of 10 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40940 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40940 sits at —, while per-capita income is $16,102. The poverty rate stands at 16.6% and the unemployment rate at 16.1%. On housing, the median home value is — with median rent at — per month, and 90.4% of occupied units are owner-occupied, a direct signal of whether 40940 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 0.0% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Whitley County, so you can benchmark 40940 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →