PlainZIP

Hulen, KY · standard

ZIP Code 40845

Bell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

635
28/sq mi
$23,450
Median income
$66,000
Median home value
1.0%
Bachelor's or higher

The verdict

Hulen pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

1th pct
household income, US ZIPs
2th pct
home value, US ZIPs
28
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40845 against every reporting US ZIP.

ZIP code 40845 is a sparsely populated ZIP (a standard USPS delivery area) in Hulen, Bell County, Kentucky, home to just 635 residents across 22.6 square miles, a density of 28 people per square mile, in the New York time zone.

ZIP 40845 sits on the lower end of the income spectrum: median household income is $23,450 (61% below the Kentucky average), while per-capita income is $9,067. Local economic indicators show a 59.0% poverty rate alongside 14.6% unemployment. The typical home here is valued at $66,000 (58% below the state average); renters pay a median of $846 monthly, and 61.0% of units are owner-occupied.

Formal educational attainment runs low here: just 1.0% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is -. To put 40845 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Bell County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40845, Hulen, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

635

Population

22.6

Area (sq mi)

28

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40845?

41.9

Median Age

41.9%

Male

58.1%

Female

0.0%

Foreign-Born

White 88.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$23,450

Median Household Income

-61% vs state

$9,067

Per Capita Income

59.0%

Poverty Rate

14.6%

Unemployment Rate

How ZIP 40845 ranks nationally

Hulen, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$23,450 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.5%
Bachelor's Degree or Higher 1.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

213

Total Housing Units

213

Occupied Units

0

Vacant Units

2.72

Avg Household Size

Occupancy Type

Owner 61.0%
Renter 39.0%

$66,000

Median Home Value

-58% vs state

$846

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 40845 vs 40819 →

ZIP 40845 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40845 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40845 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40845 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40819 Coldiron, KY 729 3.1 mi
40988 Stoney Fork, KY 555 3.6 mi
40958 Kettle Island, KY 451 4.5 mi
40856 Miracle, KY 756 5.6 mi
40873 Wallins Creek, KY 2,390 6.2 mi
40863 Pathfork, KY 502 5.7 mi
40813 Calvin, KY 669 6.4 mi
40902 Arjay, KY 1,239 6.6 mi
40824 Dayhoit, KY 559 8.2 mi
40913 Beverly, KY 171 10.1 mi

More ZIP Codes in Bell County

40965 standard
Middlesboro, KY
Pop: 13,570
40977 standard
Pineville, KY
Pop: 10,362
40902 standard
Arjay, KY
Pop: 1,239
40856 standard
Miracle, KY
Pop: 756
40813 standard
Calvin, KY
Pop: 669
40988 standard
Stoney Fork, KY
Pop: 555

Related Areas

Bell County Hulen, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40845 in? ▼
ZIP code 40845 (Hulen) is located in Bell County, Kentucky. Bell County contains multiple ZIP codes, see the full list at /counties/bell-ky.
What is the population of ZIP code 40845? ▼
ZIP code 40845 in Hulen, KY has a population of 635 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40845? ▼
The median household income in ZIP 40845 is $23,450, which is 69% below the national average of $76,288.
What is the average home value in ZIP 40845? ▼
The median home value in ZIP 40845 is $66,000, which is 76% below the national average of $278,155.
What is the demographic makeup of ZIP 40845? ▼
The largest racial group in ZIP 40845 is White at 88.1%.
What is the education level in ZIP code 40845? ▼
In ZIP code 40845, 54.5% of residents aged 25+ have a high school diploma or higher, and 1.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40845? ▼
In ZIP code 40845, approximately 61.0% of occupied housing units are owner-occupied and 39.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40845? ▼
The poverty rate in ZIP code 40845 is 59.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.