PlainZIP

Stoney Fork, KY · standard

ZIP Code 40988

Bell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

555
10/sq mi
$38,125
Median income
13.7%
Bachelor's or higher

The verdict

Stoney Fork pairs one of the lowest household incomes in the country, in a rural, homeowner-dominated area.

5th pct
household income, US ZIPs
10
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40988 against every reporting US ZIP.

ZIP code 40988 is a sparsely populated ZIP (a standard USPS delivery area) in Stoney Fork, Bell County, Kentucky, home to just 555 residents across 55.0 square miles, a density of 10 people per square mile, in the New York time zone.

ZIP 40988 sits on the lower end of the income spectrum: median household income is $38,125 (36% below the Kentucky average), while per-capita income is $16,840. Local economic indicators show a 19.8% poverty rate alongside 8.6% unemployment. On housing, the median home value is - with median rent at - per month, and 98.3% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.7% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40988, plus 6 more within Bell County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40988, Stoney Fork, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

555

Population

55.0

Area (sq mi)

10

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40988?

35.0

Median Age

49.3%

Male

50.7%

Female

0.0%

Foreign-Born

White 96.9%
African American 1.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$38,125

Median Household Income

-36% vs state

$16,840

Per Capita Income

19.8%

Poverty Rate

8.6%

Unemployment Rate

How ZIP 40988 ranks nationally

Stoney Fork, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$38,125 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.5%
Bachelor's Degree or Higher 13.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

201

Total Housing Units

179

Occupied Units

22

Vacant Units

2.90

Avg Household Size

Occupancy Type

Owner 98.3%
Renter 1.7%

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 40988 vs 40845 →

ZIP 40988 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40988 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40988 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40988 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40845 Hulen, KY 635 3.6 mi
40902 Arjay, KY 1,239 4.7 mi
40913 Beverly, KY 171 6.6 mi
40958 Kettle Island, KY 451 4.7 mi
40819 Coldiron, KY 729 5.0 mi
40856 Miracle, KY 756 9.1 mi
40840 Helton, KY 312 6.0 mi
40873 Wallins Creek, KY 2,390 7.2 mi
40813 Calvin, KY 669 9.0 mi
40874 Warbranch, KY 504 9.2 mi

More ZIP Codes in Bell County

40965 standard
Middlesboro, KY
Pop: 13,570
40977 standard
Pineville, KY
Pop: 10,362
40902 standard
Arjay, KY
Pop: 1,239
40856 standard
Miracle, KY
Pop: 756
40813 standard
Calvin, KY
Pop: 669
40845 standard
Hulen, KY
Pop: 635

Related Areas

Bell County Stoney Fork, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40988 in? ▼
ZIP code 40988 (Stoney Fork) is located in Bell County, Kentucky. Bell County contains multiple ZIP codes, see the full list at /counties/bell-ky.
What is the population of ZIP code 40988? ▼
ZIP code 40988 in Stoney Fork, KY has a population of 555 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40988? ▼
The median household income in ZIP 40988 is $38,125, which is 50% below the national average of $76,288.
What is the demographic makeup of ZIP 40988? ▼
The largest racial group in ZIP 40988 is White at 96.9%.
What is the education level in ZIP code 40988? ▼
In ZIP code 40988, 49.5% of residents aged 25+ have a high school diploma or higher, and 13.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40988? ▼
In ZIP code 40988, approximately 98.3% of occupied housing units are owner-occupied and 1.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40988? ▼
The poverty rate in ZIP code 40988 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.