Stoney Fork, KY · standard
ZIP Code 40988
Bell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 555
- 10/sq mi Low-density area
- $38,125
- Median income Below-median income area
- 13.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Stoney Fork pairs one of the lowest household incomes in the country, in a rural, homeowner-dominated area.
- 5th pct
- household income, US ZIPs
- 10
- people per sq mi
- 98%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40988 against every reporting US ZIP.
ZIP code 40988 is a sparsely populated ZIP (a standard USPS delivery area) in Stoney Fork, Bell County, Kentucky, home to just 555 residents across 55.0 square miles, a density of 10 people per square mile, in the New York time zone.
ZIP 40988 sits on the lower end of the income spectrum: median household income is $38,125 (36% below the average Kentucky ZIP), while per-capita income is $16,840. The poverty rate is 19.8%, with unemployment at 8.6%; those measures add context to the income figure. The ACS does not report a median home value for this ZIP, so housing cost context is limited to the available tenure and rent fields.
Formal educational attainment runs low here: just 13.7% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Bell County, so 40988 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40988, Stoney Fork, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
555
Population
55.0
Area (sq mi)
10
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40988?
35.0
Median Age
49.3%
Male
50.7%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$38,125
Median Household Income
-36% vs state ZIP avg
$16,840
Per Capita Income
19.8%
Poverty Rate
8.6%
Unemployment Rate
How ZIP 40988 ranks among Kentucky ZIPs
Stoney Fork, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$38,125 15th percentile higher than 15% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
201housing units
201
Total Housing Units
179
Occupied Units
22
Vacant Units
2.90
Avg Household Size
Occupancy Type
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 40988 vs 40845 →
ZIP 40988 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40873
Wallins Creek (40873)
2,390 residents
- 40902
Arjay (40902)
1,239 residents
- 40856 756
Miracle (40856)
756 residents
- 40819 729
Coldiron (40819)
729 residents
- 40813 669
Calvin (40813)
669 residents
- 40845 635
Hulen (40845)
635 residents
- 40988 555
Stoney Fork (40988)
555 residents
- 40874 504
Warbranch (40874)
504 residents
- 40958 451
Kettle Island (40958)
451 residents
What this shows Among its immediate neighbors, ZIP 40988 ranks #7 by population - useful context the national average alone can't give.
ZIP 40988 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40813
Calvin (40813)
$81,204 median income
- 40913
Beverly (40913)
$51,023 median income
- 40958
Kettle Island (40958)
$48,721 median income
- 40856
Miracle (40856)
$47,880 median income
- 40988
Stoney Fork (40988)
$38,125 median income
- 40873
Wallins Creek (40873)
$33,359 median income
- 40819 $31,799
Coldiron (40819)
$31,799 median income
- 40845 $23,450
Hulen (40845)
$23,450 median income
What this shows By household income, ZIP 40988 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40845 | Hulen, KY | 635 | 3.6 mi |
| 40902 | Arjay, KY | 1,239 | 4.7 mi |
| 40913 | Beverly, KY | 171 | 6.6 mi |
| 40958 | Kettle Island, KY | 451 | 4.7 mi |
| 40819 | Coldiron, KY | 729 | 5.0 mi |
| 40856 | Miracle, KY | 756 | 9.1 mi |
| 40840 | Helton, KY | 312 | 6.0 mi |
| 40873 | Wallins Creek, KY | 2,390 | 7.2 mi |
| 40813 | Calvin, KY | 669 | 9.0 mi |
| 40874 | Warbranch, KY | 504 | 9.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40988, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bell County
Related Areas
Frequently Asked Questions
What county is ZIP code 40988 in?
ZIP code 40988 (Stoney Fork) is located in Bell County, Kentucky. Bell County contains multiple ZIP codes, see the full list at /counties/bell-ky.
What is the population of ZIP code 40988?
ZIP code 40988 in Stoney Fork, KY has a population of 555 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40988?
The median household income in ZIP 40988 is $38,125, which is 50% below the national average of $76,288.
What is the demographic makeup of ZIP 40988?
The largest racial group in ZIP 40988 is White at 96.9%.
What is the education level in ZIP code 40988?
In ZIP code 40988, 49.5% of residents aged 25+ have a high school diploma or higher, and 13.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40988?
In ZIP code 40988, approximately 98.3% of occupied housing units are owner-occupied and 1.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40988?
The poverty rate in ZIP code 40988 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40988's numbers, next.
- See how ZIP 40988 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stoney Fork, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.