PlainZIP

Beverly, KY · standard

ZIP Code 40913

Clay County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

171
4/sq mi
$51,023
Median income
$104,900
Median home value
18.9%
Bachelor's or higher

The verdict

Beverly pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, mixed-tenure area.

15th pct
household income, US ZIPs
11th pct
home value, US ZIPs
4
people per sq mi
52%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40913 against every reporting US ZIP.

ZIP code 40913 is a sparsely populated ZIP (a standard USPS delivery area) in Beverly, Clay County, Kentucky, home to just 171 residents across 46.2 square miles, a density of 4 people per square mile, in the New York time zone.

ZIP 40913 reports a modest median household income of $51,023 (14% below the Kentucky average), while per-capita income is $19,643. Local economic indicators show a 50.9% poverty rate alongside 0.0% unemployment. Housing costs here run $104,900 for a typical home value (34% below the state average), with rent averaging $681 a month; 52.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.9% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Clay County, so you can benchmark 40913 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40913, Beverly, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

171

Population

46.2

Area (sq mi)

4

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40913?

44.1

Median Age

46.7%

Male

53.3%

Female

7.2%

Foreign-Born

White 69.9%
African American 18.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.9%
Hispanic or Latino 7.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,023

Median Household Income

-14% vs state

$19,643

Per Capita Income

50.9%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 40913 ranks nationally

Beverly, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,023 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.3%
Bachelor's Degree or Higher 18.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

95

Total Housing Units

71

Occupied Units

24

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 52.1%
Renter 47.9%

$104,900

Median Home Value

-34% vs state

$681

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 40913, employing approximately 224 people with a combined annual payroll of $11,343,000.

6

Businesses

224

Employees

$11.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 4 66.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40913 vs 40874 →

ZIP 40913 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40913 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40913 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40913 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40874 Warbranch, KY 504 4.3 mi
40979 Roark, KY 148 4.8 mi
40988 Stoney Fork, KY 555 6.6 mi
40840 Helton, KY 312 6.4 mi
40982 Scalf, KY 388 8.1 mi
40902 Arjay, KY 1,239 7.5 mi
40845 Hulen, KY 635 10.1 mi
40827 Essie, KY 674 8.1 mi
40858 Mozelle, KY 397 7.9 mi
40958 Kettle Island, KY 451 10.1 mi

More ZIP Codes in Clay County

40962 standard
Manchester, KY
Pop: 19,143
40972 standard
Oneida, KY
Pop: 1,327
40914 standard
Big Creek, KY
Pop: 467
40983 standard
Sextons Creek, KY
Pop: 352
40941 standard
Garrard, KY
Pop: 251

Related Areas

Clay County Beverly, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40913 in? ▼
ZIP code 40913 (Beverly) is located in Clay County, Kentucky. Clay County contains multiple ZIP codes, see the full list at /counties/clay-ky.
What is the population of ZIP code 40913? ▼
ZIP code 40913 in Beverly, KY has a population of 171 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40913? ▼
The median household income in ZIP 40913 is $51,023, which is 33% below the national average of $76,288.
What is the average home value in ZIP 40913? ▼
The median home value in ZIP 40913 is $104,900, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 40913? ▼
The largest racial group in ZIP 40913 is White at 69.9%. Hispanic or Latino residents make up 7.2% of the population.
How many businesses are in ZIP code 40913? ▼
ZIP code 40913 has 6 business establishments employing approximately 224 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40913? ▼
In ZIP code 40913, 54.3% of residents aged 25+ have a high school diploma or higher, and 18.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40913? ▼
In ZIP code 40913, approximately 52.1% of occupied housing units are owner-occupied and 47.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40913? ▼
The poverty rate in ZIP code 40913 is 50.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.