Scalf, KY · standard

ZIP Code 40982

Knox County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

388
24/sq mi
$16,442
Median income
$117,000
Median home value
0.0%
Bachelor's or higher

The verdict

Scalf pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

0th pct
household income, US ZIPs
15th pct
home value, US ZIPs
24
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40982 against every reporting US ZIP.

ZIP code 40982 is classified by USPS as a standard delivery area and covers roughly 16.2 square miles in Scalf, Knox County, Kentucky. The area is home to 388 residents, producing a population density of 24 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40982 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40982 sits at $16,442 (72% below the Kentucky average), while per-capita income is $7,514. The poverty rate stands at 100.0% and the unemployment rate at 12.0%. On housing, the median home value is $117,000 (26% below the state average) with median rent at per month, and 88.4% of occupied units are owner-occupied, a direct signal of whether 40982 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 0.0% of adults hold a bachelor's degree or higher, the median age is 25.5, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Knox County, so you can benchmark 40982 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40982, Scalf, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

388

Population

16.2

Area (sq mi)

24

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40982?

25.5

Median Age

77.4%

Male

22.6%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$16,442

Median Household Income

-72% vs state

$7,514

Per Capita Income

100.0%

Poverty Rate

12.0%

Unemployment Rate

How ZIP 40982 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$16,442 0th percentile higher than 0% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). This entry sits in this band. $20,000–$40,000: 1,573 US ZIPs (5%). Above this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.8%
Bachelor's Degree or Higher 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

99

Total Housing Units

69

Occupied Units

30

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 88.4%
Renter 11.6%

$117,000

Median Home Value

-26% vs state

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 40982 vs 40935 →

ZIP 40982 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40982 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40982 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40982 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40935 Flat Lick, KY 2,699 2.3 mi
40997 Walker, KY 371 3.8 mi
40953 Hinkle, KY 998 6.3 mi
40939 Fourmile, KY 273 8.5 mi
40902 Arjay, KY 1,239 6.9 mi
40913 Beverly, KY 171 8.1 mi
40946 Green Road, KY 220 6.9 mi
40915 Bimble, KY 896 7.9 mi
40958 Kettle Island, KY 451 10.2 mi
40903 Artemus, KY 681 11.1 mi

More ZIP Codes in Knox County

Frequently Asked Questions

What county is ZIP code 40982 in?
ZIP code 40982 (Scalf) is located in Knox County, Kentucky. Knox County contains multiple ZIP codes, see the full list at /counties/knox-ky.
What is the population of ZIP code 40982?
ZIP code 40982 in Scalf, KY has a population of 388 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40982?
The median household income in ZIP 40982 is $16,442, which is 78% below the national average of $76,288.
What is the average home value in ZIP 40982?
The median home value in ZIP 40982 is $117,000, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 40982?
The largest racial group in ZIP 40982 is White at 100.0%.
What percentage of residents own vs. rent in ZIP 40982?
In ZIP code 40982, approximately 88.4% of occupied housing units are owner-occupied and 11.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40982?
The poverty rate in ZIP code 40982 is 100.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Scalf, KY

Verify and explore additional data for this area using these official government sources.