Residential delivery area · Kentucky
ZIP Code 40962: Manchester, KY
ZIP code 40962 uses the postal name Manchester, Kentucky and lies entirely in Clay County (Census 2020 ZIP-county file). About 17,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $42,852 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Manchester; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Manchester · its only residential ZIP
- County
- Clay County
- Census places
- Manchester
- Micro area
- Corbin, KY
- House district
- KY-5 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 338.9 sq mi · 51 people per sq mi
Where is ZIP code 40962?
40962 centers on 37.164°, -83.715° and covers 338.9 square miles of land plus 1.0 of water. It borders 12 ZIP codes: 40941, 40972, 40914, 40983, 40827, 40935, 40486, 40979, 40402, 40913 and more.
The map draws ZIP code areas only. For the streets inside 40962, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40962 compare with the rest of Clay County?
| Measure | 40962 | In Clay County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 17,310 | 3rd of 10 | 92nd of 780 |
| Median household income | $43k | 4th of 4 | 280th of 310 |
| Median home value | $103k | 3rd of 4 | 278th of 320 |
Its median household income is higher than in 8% of U.S. residential ZIP codes, and it is denser than 43% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40962?
The 2020 Census counted 17,714 people in 40962; the ACS, which samples households over 2020-2024, estimates 17,310. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 17,310
- 2020 Census count
- 17,714
- Households
- 6,294
- Median age
- 39.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40962?
Of the 17,310 people the ACS estimates in 40962, 21.3% are under 18 and 15.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.5%).
- Under 1821.3%
- 18 to 6463.3%
- 65 and older15.5%
- White, not Hispanic90.5%
- Black, not Hispanic4.1%
- Other or two or more3.0%
- Hispanic or Latino2.3%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40962 earn?
Median household income is $42,852 (ACS 2020-2024), the 4th highest of the 4 ranked ZIP codes in Clay County.
- Median household income
- $42,852±$6,092
- Income per person
- $22,435
- Below the poverty line
- 33.1%
- Unemployed (of the labor force)
- 10.0%
- Adults 25+ with a bachelor's degree
- 16.4%
- Adjusted gross income per tax return, 2022
- $45,0855,190 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40962?
FHFA's house price index for 40962, built from repeat sales and appraisals of the same homes, rose 58% from 2015 to 2025 and rose 49% from 2020 to 2025.
- Median home value (owners' estimate)
- $103,000
- Median gross rent
- $699
- Homes owned by their occupants
- 76.5%
- Housing units
- 7,377
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40962?
215 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade59
- Health care and social assistance36
- Construction21
- Other services (except public administration)18
- Accommodation and food services17
- Professional, scientific, and technical services16
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40962?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40941 | Garrard | 269 | – | 2.9 mi |
| 40972 | Oneida | 1,255 | $41k | 8.8 mi |
| 40914 | Big Creek | 820 | $27k | 9.3 mi |
| 40983 | Sextons Creek | 241 | $17k | 12.7 mi |
| 40827 | Essie | 943 | $53k | 14.2 mi |
| 40935 | Flat Lick | 1,748 | $23k | 14.4 mi |
| 40486 | Tyner | 2,375 | $65k | 16.1 mi |
| 40979 | Roark | 0 | – | 16.3 mi |
| 40402 | Annville | 2,509 | $56k | 16.8 mi |
| 40913 | Beverly | 276 | $51k | 18.0 mi |
| 40874 | Warbranch | 57 | – | 18.0 mi |
| 41314 | Booneville | 4,049 | $26k | 19.5 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.