ZIP Code 40962

ZIP code 40962 is classified by USPS as a standard delivery area and covers roughly 962.0 square miles in Manchester, Clay County, Kentucky. The area is home to 19,143 residents, producing a population density of 20 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40962 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40962 sits at $42,852 (28% below the Kentucky average), while per-capita income is $22,435. The poverty rate stands at 33.1% and the unemployment rate at 10.0%. On housing, the median home value is $103,000 (35% below the state average) with median rent at $699 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 40962 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.4% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 28 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Clay County, so you can benchmark 40962 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →