Garrard, KY · standard

ZIP Code 40941

Clay County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

251
70/sq mi
0.0%
Bachelor's or higher

ZIP code 40941 is classified by USPS as a standard delivery area and covers roughly 3.6 square miles in Garrard, Clay County, Kentucky. The area is home to 251 residents, producing a population density of 70 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40941 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40941 sits at , while per-capita income is $21,527. The poverty rate stands at 20.1% and the unemployment rate at 0.0%. On housing, the median home value is with median rent at $833 per month, and 19.1% of occupied units are owner-occupied, a direct signal of whether 40941 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 0.0% of adults hold a bachelor's degree or higher, the median age is 62, and the average commute is . We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Clay County, so you can benchmark 40941 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40941, Garrard, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

251

Population

3.6

Area (sq mi)

70

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40941?

62.0

Median Age

67.7%

Male

32.3%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$21,527

Per Capita Income

20.1%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 39.1%
Bachelor's Degree or Higher 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

131

Total Housing Units

131

Occupied Units

0

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 19.1%
Renter 80.9%

$833

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 40941 vs 40962 →

ZIP 40941 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40941 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40962 Manchester, KY 19,143 1.5 mi
40946 Green Road, KY 220 10.6 mi
40972 Oneida, KY 1,327 11.7 mi

More ZIP Codes in Clay County

Frequently Asked Questions

What county is ZIP code 40941 in?
ZIP code 40941 (Garrard) is located in Clay County, Kentucky. Clay County contains multiple ZIP codes, see the full list at /counties/clay-ky.
What is the population of ZIP code 40941?
ZIP code 40941 in Garrard, KY has a population of 251 according to the Census Bureau ACS 2023 estimates.
What is the demographic makeup of ZIP 40941?
The largest racial group in ZIP 40941 is White at 100.0%.
What percentage of residents own vs. rent in ZIP 40941?
In ZIP code 40941, approximately 19.1% of occupied housing units are owner-occupied and 80.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40941?
The poverty rate in ZIP code 40941 is 20.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Garrard, KY

Verify and explore additional data for this area using these official government sources.