ZIP 40855 vs ZIP 40807

This side-by-side compares ZIP 40855 (Lynch, KY) and ZIP 40807 (Benham, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40855 has a population of 860 at 24 people per square mile, while ZIP 40807 has 337 at 424 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40855 reports a median household income of $29,891 against $49,118 in ZIP 40807, with per-capita income of $17,919 vs $26,546. The share of adults holding a bachelor's degree or higher is 9.7% in 40855 and 20.7% in 40807. Poverty rate reads 34.9% vs 18.4%, and unemployment 3.3% vs 10.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $57,500 in 40855 versus $55,500 in 40807, with median rent of $889 and $769 per month respectively. Homeownership rate is 69.1% vs 79.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.