ZIP 40941 vs ZIP 40962

This side-by-side compares ZIP 40941 (Garrard, KY) and ZIP 40962 (Manchester, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40941 has a population of 251 at 70 people per square mile, while ZIP 40962 has 19,143 at 20 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40941 reports a median household income of — against $42,852 in ZIP 40962, with per-capita income of $21,527 vs $22,435. The share of adults holding a bachelor's degree or higher is 0.0% in 40941 and 16.4% in 40962. Poverty rate reads 20.1% vs 33.1%, and unemployment 0.0% vs 10.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 40941 versus $103,000 in 40962, with median rent of $833 and $699 per month respectively. Homeownership rate is 19.1% vs 76.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.