ZIP 41095 vs ZIP 41086

This side-by-side compares ZIP 41095 (Warsaw, KY) and ZIP 41086 (Sparta, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 41095 has a population of 3,540 at 51 people per square mile, while ZIP 41086 has 2,771 at 17 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 41095 reports a median household income of $66,905 against $61,824 in ZIP 41086, with per-capita income of $33,335 vs $34,544. The share of adults holding a bachelor's degree or higher is 15.8% in 41095 and 14.6% in 41086. Poverty rate reads 14.6% vs 7.5%, and unemployment 5.1% vs 4.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $180,700 in 41095 versus $168,800 in 41086, with median rent of $771 and $899 per month respectively. Homeownership rate is 59.8% vs 82.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.